Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Fabulous February's No-Spend Days Challenge!
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NSD Sunday for me 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7003 -
7/19 Please @cathybird I have been out and I have seen things that I like but I didn't spend and it was MDs turn to buy the drinks and cakes!! It has been a lovelly morning and I am expecting a fairly relaxed afternoon. Wishing the same for youXX4
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From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.882 -
February 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 4/18beanielou 8/19birdsfoottrefoil 1/10Caeraugirl 3/20Cassingtonbear 5/10cathybird 7/15Clarabelle73 2/15Crazybee787 7/19cuddlymarm 5/15Dizzycap 10/20Doris17 6/15emmaj30 8ET22 10GeorgianaCavendish 3/8Honeysucklelou2 1/10InDebtEnby 4/10Jay1 2 4/12KajiKita 7/20laura lau 5/18laurenh1 6/18LittleMissDetermined 6/16Louise600 6/10Makingabobor2 4/15Money Choices 10Optimistic Saver 6/20Pauper1 4/20Pinkpieuni 6/10QueenJess 6/15Saver-upper 15SecondStar 5/15short bird 6/18Thriftymissus 8/22Tjh1412 15To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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Hi. Last birthday NSD today for me. Back to it tomorrow. Will have to buy something with my own money 😢!Car loan £8105.35 57/60 payments left of £141.80 per month
Loan £6687.23 55/58 payments left of £165 per month
Nationwide £1183 (0% interest until 02/2026)
Total debt £15975.482 -
Late call for day 6.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Happy NSD Monday everyoneEarly call for number 10/20 - Definately a no spend Monday
I got the angel
I'm not intending to spend this week but I will need to bulk buy some more toilet rolls at some point. If the right deal comes along, I'll take it~ NSD 2025 - NSD August 9/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 - Continuing2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
One for me for yesterdayAugust No Spend Challenge: 6/13
2025 No Spend Days: 93/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20302 -
Hello all, back to NSD number 8 today, I spent on both days over the weekend.
I bought a £2 TooGoodToGo bakery bag from a local Co-op yesterday and was really pleased with that -- Cadbury chocolate orange cookies, 'Deliciously Decadent' caramel brownies, Warburton's brown Thins and a white tiger loaf -- loved this and no trips to shop needed, hoping not to spend now this week.2
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