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Fabulous February's No-Spend Days Challenge!

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Comments

  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD Sunday for me 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • CrazyBee787
    CrazyBee787 Posts: 1,772 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    7/19 Please @cathybird I have been out and I have seen things that I like but I didn't spend and it was MDs turn to buy the drinks and cakes!! It has been a lovelly morning and I am expecting a fairly relaxed afternoon. Wishing the same for youXX

    Goals for 2026: -

    1. Save £4000 EF
    2. Save for a holiday if possible as well (secondry)
    3. No spends days 15+
  • Optimistic_Saver
    Optimistic_Saver Posts: 358 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    6/20 please @cathybird 🙏

    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • cathybird
    cathybird Posts: 16,496 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 February 2025 at 10:38PM
    February 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 

    February targets


    AuntieL 4/18  image 

    beanielou 8/19  image  image 

    birdsfoottrefoil 1/10  image 

    Caeraugirl 3/20  image 

    Cassingtonbear 5/10  image  image 

    cathybird 7/15  image  image 

    Clarabelle73 2/15  image 

    Crazybee787 7/19  image  image 

    cuddlymarm 5/15  image  image 

    Dizzycap 10/20  image  image  image 

    Doris17 6/15  image  image 

    emmaj30 8 

    ET22 10 

    GeorgianaCavendish 3/8   image 

    Honeysucklelou2 1/10  image 

    InDebtEnby 4/10  image 

    Jay1 2 4/12  image 

    KajiKita 7/20  image  image 

    laura lau 5/18  image  image 

    laurenh1 6/18  image  image 

    LittleMissDetermined 6/16  image  image 

    Louise600 6/10  image  image 

    Makingabobor2 4/15  image 

    Money Choices 10 

    Optimistic Saver 6/20  image  image 

    Pauper1 4/20 

    Pinkpieuni 6/10  image  image 

    QueenJess 6/15  image  image 

    Saver-upper 15 

    SecondStar 5/15  image  image 

    short bird 6/18   image  image 

    Thriftymissus 8/22   image  image 

    Tjh1412 15 


    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Louise600
    Louise600 Posts: 54 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    Hi. Last birthday NSD today for me. Back to it tomorrow. Will have to buy something with my own money 😢! 
    Car loan £8105.35 57/60 payments left of £141.80 per month 
    Loan £6687.23 55/58 payments left of £165 per month
    Nationwide £1183 (0% interest until 02/2026)

    Total debt £15975.48
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Late call for day 6.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • Dizzycap
    Dizzycap Posts: 1,776 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 10 February 2025 at 1:11AM
    Happy NSD Monday everyone <3
    Early call for number 10/20 - Definately a no spend Monday I got the angel <3
    I'm not intending to spend this week but I will need to bulk buy some more toilet rolls at some point. If the right deal comes along, I'll take it ;)
    ~ NSD 2026 Challenge April 17/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1886.43 / £2026 (4)
  • beanielou
    beanielou Posts: 99,270 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • InDebtEnby
    InDebtEnby Posts: 295 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    One for me for yesterday 
    Current No Spend Challenge: 8/13
    2025 No Spend Days: 46/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • Thriftymissus
    Thriftymissus Posts: 363 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    Hello all, back to NSD number  8 today, I spent on both days over the weekend.

    I bought a £2 TooGoodToGo bakery bag from a local Co-op yesterday and was really pleased with that -- Cadbury chocolate orange cookies, 'Deliciously Decadent' caramel brownies, Warburton's brown Thins and a white tiger loaf -- loved this and no trips to shop needed, hoping not to spend now this week.
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