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Fabulous February's No-Spend Days Challenge!

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  • KajiKita
    KajiKita Posts: 7,990 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Yes for Monday and today 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Thriftymissus
    Thriftymissus Posts: 283 Forumite
    100 Posts Photogenic Name Dropper
    thanks so much for sharing your wisdom @Dizzycap, it's inspiring x

  • cathybird
    cathybird Posts: 15,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 February at 8:17PM
    February 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 


    February targets


    AuntieL 9/18  image  image 


    beanielou 15/19  image  image  image  image 


    birdsfoottrefoil 5/10  image  image 


    Caeraugirl 9/20  image  image 


    Cassingtonbear 8/10  image  image 


    cathybird 14/15  image  image  image 


    Clarabelle73 2/15  image 


    Crazybee787 10/19  image  image  image 


    cuddlymarm 10/15  image  image  image 


    Dizzycap 18/20  image  image  image  image 


    Doris17 10/15  image  image  image 


    emmaj30 8 


    ET22 3/10  image 


    GeorgianaCavendish 3/8   image 


    Honeysucklelou2 1/10  image 


    InDebtEnby 12/15  image  image  image 


    Jay1 2 10/12  image  image  image 


    KajiKita 14/20  image  image  image 


    laura lau 14/18  image  image  image 


    laurenh1 12/18  image  image  image 


    LittleMissDetermined 12/16  image  image  image 


    Louise600 9/10  image  image 


    Makingabobor2 8/15  image  image 


    Money Choices 8/10  image  image 


    Optimistic Saver 11/20  image  image  image 


    Pauper1 4/20 


    Pinkpieuni 8/10  image  image 


    QueenJess 12/15  image  image  image 


    Saver-upper 15 


    SecondStar 12/15  image  image  image 


    short bird 12/18   image  image  image 


    Thriftymissus 16/22   image  image  image  image 


    Tjh1412 15 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Dizzycap
    Dizzycap Posts: 1,162 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Thriftymissus - Welcome to the dancing coffee cup gif club! <3:D - Don't you just love it? and 16 angels too <3
    WOW!
    I am going to declare an exceedingly early NSD Thursday before I go off back to bed, which I'm sick of seeing and laying in :D
    ~ NSD 2025 - NSD September 3/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £635.80 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)
  • beanielou
    beanielou Posts: 95,883 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CrazyBee787
    CrazyBee787 Posts: 1,054 Forumite
    1,000 Posts Name Dropper Photogenic
    Thanks @dizzycap I am going to try to today to turn it around, it is possible if I have a straight run that I reach my target so I am going to try and i'll let you know how I get on later. Thanks.
    Mission Number One: Get a job!
    Mission Number Two: Get a lodger!
    Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1939.22
    Mission Number Four: Keep Job!
    Once accomplished all four missions come back and start new missions!
  • Thriftymissus
    Thriftymissus Posts: 283 Forumite
    100 Posts Photogenic Name Dropper
    Hello all, I’m all set for NSD 16 today. Thank you @Dizzycap for your congratulations- I’m hoping for a good few days ahead to reach my target x 
  • One for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • SecondStar
    SecondStar Posts: 654 Forumite
    500 Posts Third Anniversary Name Dropper
    Up to 12 NSDs for Feb :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £800 / £2,200
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