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Fabulous February's No-Spend Days Challenge!
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@ Thriftymissus - Well done as it's really not easy to resist at times
The same temptation for me today
My neighbour asked if I was going to Sains would I pick them up some milk and bread, I have some cash I'm holding for them as they're ill at the moment, so I don't need to spend and recoup
I needed an inspiration to pop to Sains to pick up some FREE flat packed boxes for sending out sold decluttered items in, so it was a win-win. Well, they had a double pack of custard vanillas in the fresh bakery department and I had to really resist as I knew I really didn't need them!I walked out with only the items I went in for and no extras
On the flip side, I had 2 scratch cards in my Lidl App which gave me 2 FREE sweet treats and a £2 off a £2 spend voucher, so I popped into Lidl on the way back got FREE milk, bread & 2 sweet treats and didn't need to spend a single penny! - That's my kind of NSD shopping~ NSD 2025 - NSD August 3/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing2 -
Oh @Thriftymissus and @Dizzycap most of my money goes on food. Like today, I had to pay for a prescription and I can't remember whether I was going to count that as still not spending... rather than looking up what I'd written previously I went to buy biscuits as well! 🙄
And I hate cooking especially the clearing up after cooking so I buy things that are already processed. Not economic. 😬1 -
February 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 9/18beanielou 16/19birdsfoottrefoil 5/10Caeraugirl 10/20Cassingtonbear 9/10cathybird 16/15Clarabelle73 2/15Crazybee787 12/19cuddlymarm 11/15Dizzycap 19/20Doris17 10/15emmaj30 8ET22 3/10GeorgianaCavendish 3/8Honeysucklelou2 1/10InDebtEnby 13/15Jay1 2 11/12KajiKita 15/20laura lau 14/18laurenh1 13/18LittleMissDetermined 13/16Louise600 9/10Makingabobor2 8/15Money Choices 8/10Optimistic Saver 14/20Pauper1 4/20Pinkpieuni 10/10QueenJess 13/15Saver-upper 15SecondStar 14/15short bird 13/18Thriftymissus 17/22Tjh1412 15To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0
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NSD today.
Thanks,PinkChallenges
NSD July- 15/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 338 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
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12/19 Please @cathybird Thank youXX2
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Up to 14 NSDs‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4002 -
Jay1_2 said:Oh @Thriftymissus and @Dizzycap most of my money goes on food. Like today, I had to pay for a prescription and I can't remember whether I was going to count that as still not spending... rather than looking up what I'd written previously I went to buy biscuits as well! 🙄
And I hate cooking especially the clearing up after cooking so I buy things that are already processed. Not economic. 😬I hate food shopping, cooking & washing up! I organise 2 shops each month to make sure the fridge and feeezer are full. I batch cook and freeze homemade dinners in plastic containers for myself and my daxie (babyface) who has serious digestive issues and food allergiesI buy 2 loafs of bread and split up into 4 slice portions and freeze, the same goes for milk and cheese. I also bake babyface biscuit treats in a batch cooking session once a fortnight.
All I need to do each morning is get out a frozen container of food for babyface and myself, leave out for an hour before putting in the fridge, and then ding in the microwave when it's dinner time. All I have to wash up is 2 plastic containers, a pet bowl, a knife & fork or spoon, and wipe over the microwave - Job done!~ NSD 2025 - NSD August 3/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing3 -
Day 13 for me...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Well Done Everyone with all the NSDsLoving looking at all the angel gifsIt's Monster Munch gif tomorrow - Isn't that just funky funny?!~ NSD 2025 - NSD August 3/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing2
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Not today.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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