February 2025 NSD challenge
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Fabulous February's No-Spend Days Challenge!
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A NSD for me yesterday.August No Spend Challenge: 4/13
2025 No Spend Days: 91/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20303 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
14/19 Please @cathybird Thank youXX3
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NSD here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 9/18
beanielou 19/19
birdsfoottrefoil 5/10
Caeraugirl 10/20
Cassingtonbear 9/10
cathybird 18/15
Clarabelle73 2/15
Crazybee787 14/19
cuddlymarm 14/15
Dizzycap 22/20
Doris17 10/15
emmaj30 8ET22 3/10
GeorgianaCavendish 3/8
Honeysucklelou2 1/10
InDebtEnby 14/15
Jay1 2 11/12
KajiKita 17/20
laura lau 14/18
laurenh1 15/18
LittleMissDetermined 14/16
Louise600 9/10
Makingabobor2 10/15
Money Choices 8/10
Optimistic Saver 16/20
Pauper1 4/20Pinkpieuni 11/10
QueenJess 14/15
Saver-upper 15SecondStar 14/15
short bird 14/18
Thriftymissus 19/22
Tjh1412 15To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
@ InDebtEnby - I really hope you're improving healthwise xxxx@ CrazyBee787 - 14/19 is super
I find everyone's efforts a refreshing inspiration to keep spending a non-daily routine / habit, so a personal big thank you to everyone
We're coming into the home run now and we can totally smash February to pieces
Roll on Magnificent March and Spring~ NSD 2025 - NSD August 6/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing4 -
Declaring a very early NSD Sunday as I'll be in bed for most of the day and haven't got the slightest interest in spending. Wishing everyone a successful NSD~ NSD 2025 - NSD August 6/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing4
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
An early call for today please.
Yesterday wasn't one as my son bought his friend a yoyo and I reimbursed him, he was getting one with his own money but his friend didn't have enough. It was only a small spend.
We did have a lovely cost effective day out, using an annual ticket and taking a picnic.
Today will be spent catching up for returning to school and work tomorrow 🙃
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Good morning guys
Another one for me today please.
August PAD4
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