Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
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Fabulous February's No-Spend Days Challenge!
Comments
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Two more for me for yesterday and today please.#21 Save £12k in 2025 £19277.35/£200002
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NSD number 15 today for me please. 🙏2
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Eek, it's been a while since I posted.
Thursday 13th.... I *think* was NSD
Friday 14th .... I think I spent.
Saturday 15th.... definitely spent
Sunday 16th.... NSD
Monday 17th.... NSD
Tuesday 18th.... I haven’t spent yet but I am probably going to buy foodie treats and get my watch fixed.
Toodle-pip :hello:2 -
Tuesday NSD for me today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,980.28
2024 Overpayment = £675.66
2025 Overpayment = £622/£7002 -
I don't think I am going to reach target this month another spendy day today, and I was thinking this morning how I could make it non spendy, instead I paid for parking, I paid for breakfast bap then I paid for lunch, it is all a bit naff really I should have done a lot better.Missions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.3 -
+1 NSD for me today
Thank you! No.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.2 -
Nothing naff about it, you already have 10 NSDs -- you are doing great, it's called being human I think xxCrazyBee787 said:I don't think I am going to reach target this month another spendy day today, and I was thinking this morning how I could make it non spendy, instead I paid for parking, I paid for breakfast bap then I paid for lunch, it is all a bit naff really I should have done a lot better.3 -
Day 12 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Another NSD today please 😊Car loan £8105.35 57/60 payments left of £141.80 per month
Loan £6687.23 55/58 payments left of £165 per month
Nationwide £1183 (0% interest until 02/2026)
Total debt £15975.482 -
Hi
I have 3 more NSDs to declare, this makes my target 8/10NSD.
These were 13, 14 and today 18 Feb.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.002
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