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Teetering on the brink
Comments
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Are you doing mon, we'd, fri? That way its only a day at a time?
When you go back up to 4 days I'd recommend mon, tues, thur, fri. Then the most you do is 2 days.
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'0 -
I wasn’t going to. My plan was to do Monday, Tuesday, Wednesday. I know it sounds ridiculous but splitting it up means I get the ‘Sunday’ feeling several times a week and that alone can be super draining even though I enjoy the job. At least putting it all together means I only have to remember and mentally prepare for work once a week. It might come down to OH tbf but my preference is definitely to put them together so I get a good chunk where I can releax and hopefully recover.
End ofSep-25Oct-25Brother 7,800.00 7,650.00 Overdraft owed 0.00 0.00 MBNA CC 11,481.53 11,504.06 Barclaycard CC 9,662.17 9,558.10 Fluid CC 1,046.44 1,036.29 NatWest CC 11,705.36 11,693.03 Aqua 1,127.94 1,107.94
Total debt
42,823.44
42,549.42Paid off in the month 211.33 274.02
Interested in my diary? Check out...
https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p12 -
Whichever way I think you are doing the right thing going to 3 Day week, if it means you stay in work.
I know it's stressful but at some point when you feel up to it, try and do a budget.
You will know where you stand then and have an SOA to show creditors.
A 3 day week also allows some leeway for listings sales, a little bit of sideline income on surveys etc.
Even TGTG bags etc can be found time for when you are on a more even keel.
Rest and pace yourself carefully
Know that we are all thinking of you, and will only offer further suggestions if asked.
Your diary is interesting as it makes other problems some of us have seem small by comparison.
Keep posting when you feel able.
2 -
It also give more Friday feelings.
Plus on any day where you feel a bit rubbish its easier thinking well I've only got today then I can rest/catch up.
Obviously up to you but perhaps the 3 days altogether are a bit boom/bust? That is, anyone would need more rest after working 3 days on the trot so you might find a bigger percentage of your down time is spent catching up. A single day is less stressful requiring less catch up time.
Plenty time to think since you can't do anything till you speak to boss. Plus nothing is set in stone, if something isn't working after a time can always try a different pattern
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1
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