We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Teetering on the brink

1155157159160161

Comments

  • EatingBeans
    EatingBeans Posts: 686 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    edited 10 March at 6:03PM

    Thanks all. I am feeling a bit more stable again but it has hit dd1 particularly hard and she keeps bursting into fits of unconsolable sobbing. I have been amazed at people’s the response to the news - even friends and family that we haven’t seen in over a decade have remembered him and said lovely things about him in their thoughts to us. Even dd2’s friend (who has just got back into the country), has come with a card, flowers and all our favourite chocolates for each of us, bless her. She even cut out lots of pictures of Big Cat and filled the card with him! Honestly, I know he was a special cat to us but I had no idea so many people would care so much.

    As difficult as it has been though, I have decided that tomorrow I have to start focusing on the money again. Sadly the world keeps turning and somehow I have to find the money to keep paying the bills. (I was going to write ‘keep the lights on’ but then I realised that no longer applies since we still haven’t fixed the electrical issue and so are already sitting in darkness! 😬)


    End of
    Sep-25
    Oct-25
    Brother 7,800.00 7,650.00
    Overdraft owed 0.00 0.00
    MBNA CC 11,481.53 11,504.06
    Barclaycard CC 9,662.17 9,558.10
    Fluid CC 1,046.44 1,036.29
    NatWest CC 11,705.36 11,693.03
    Aqua 1,127.94 1,107.94

    Total debt

    42,823.44

    42,549.42
    Paid off in the month 211.33 274.02

    Interested in my diary? Check out...
    https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
  • Cherryfudge
    Cherryfudge Posts: 14,811 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    I wonder if DD1's recent operation is making her more vulnerable? But he sounds a lovely cat and it's a beautiful tribute that so many people are remembering him. And you have lovely friends.

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Cherryfudge
    Cherryfudge Posts: 14,811 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Guinea pigs are wonderful company.

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • EatingBeans
    EatingBeans Posts: 686 Forumite
    500 Posts First Anniversary Photogenic Name Dropper

    Priority jobs for today:

    • Lightly rewrap Musa Basjoo’s to protect from the cold wet weather that is heading our way
    • Clear my desk/bedroom as it has become a bit of a dumping ground over the past week
    • Hoover and wash the downstairs carpets - clean floors always makes my feel better
    • Start listing lots more things on eBay

    End of
    Sep-25
    Oct-25
    Brother 7,800.00 7,650.00
    Overdraft owed 0.00 0.00
    MBNA CC 11,481.53 11,504.06
    Barclaycard CC 9,662.17 9,558.10
    Fluid CC 1,046.44 1,036.29
    NatWest CC 11,705.36 11,693.03
    Aqua 1,127.94 1,107.94

    Total debt

    42,823.44

    42,549.42
    Paid off in the month 211.33 274.02

    Interested in my diary? Check out...
    https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
  • EatingBeans
    EatingBeans Posts: 686 Forumite
    500 Posts First Anniversary Photogenic Name Dropper

    Step 1 Complete…

    IMG_2957.png IMG_2956.png

    Time for a coffee and a lie down. That required far more work than I expected but will but worth it if I save the height on them.


    End of
    Sep-25
    Oct-25
    Brother 7,800.00 7,650.00
    Overdraft owed 0.00 0.00
    MBNA CC 11,481.53 11,504.06
    Barclaycard CC 9,662.17 9,558.10
    Fluid CC 1,046.44 1,036.29
    NatWest CC 11,705.36 11,693.03
    Aqua 1,127.94 1,107.94

    Total debt

    42,823.44

    42,549.42
    Paid off in the month 211.33 274.02

    Interested in my diary? Check out...
    https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
  • Cherryfudge
    Cherryfudge Posts: 14,811 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Definitely worth it. I expect they are very handsome plants and might even put on an extra bit of growth while snuggly wrapped against the vagaries of the British spring!

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • EatingBeans
    EatingBeans Posts: 686 Forumite
    500 Posts First Anniversary Photogenic Name Dropper

    Well I am very slowly going down my priority task list - I sorted my bedroom and desk today. I am really rather disappointed that I didn’t get more ticked off but I accidentally fell asleep and missed half the day. 😞

    I did do some washing too though so I do feel like I am a step forward compared to yesterday, but my gosh this is slow progress.

    That said, there was one cause to celebrate today - I gave dd1 her final injection this morning! 🎉 I joked that since it was the last one I could just stab her quickly today and get away with it. 🤣 Obviously I was never going to actually do that but she was less convinced and it subsequently took quite a while to actually get it done because she didn’t trust me not too! 😬Oops. It was supposed to be funny after our 10 day long ordeal of both trying to get over our fear of needles, needless to say she thought it was too soon!


    End of
    Sep-25
    Oct-25
    Brother 7,800.00 7,650.00
    Overdraft owed 0.00 0.00
    MBNA CC 11,481.53 11,504.06
    Barclaycard CC 9,662.17 9,558.10
    Fluid CC 1,046.44 1,036.29
    NatWest CC 11,705.36 11,693.03
    Aqua 1,127.94 1,107.94

    Total debt

    42,823.44

    42,549.42
    Paid off in the month 211.33 274.02

    Interested in my diary? Check out...
    https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p1
  • Cherryfudge
    Cherryfudge Posts: 14,811 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    All progress is worth celebrating. Slow progress is still progress, and you can count the unplanned sleep as progress, too. You must have needed it, and it will set you up for more progress to come.

    It must be nice to have the injections out of the way. How is your daughter feeling?

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • daisy_1571
    daisy_1571 Posts: 2,901 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Ooh thats the kind of joke I'd make too to celebrate the end, sorry she didn't find it funny

    Dxx

    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.