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Teetering on the brink
Comments
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don’t forget that there are also bank holidays you can factor in if you go back
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.2 -
Definitely try going back with a few days each week as holiday - if you get paid 25 days holiday thats a great lump sum, but if you spread those days out 3 a week, maybe Monday Wednesday and Friday so you only have to do 1 day at a time, you'd get full pay for over 8 weeks including your weekends and any bank holidays which of course would be fabulous. (Just double check you are only taking into account the annual leave you'll accrue up to end May not the full yesrs worth).
Plus once you are back you can self certify the odd day if you really can't manage that day
Dxx
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'3 -
Woken up this morning by dd1 who has stayed away all night with Big Cat. He has rapidly deteriorated and now very clearly needs putting to sleep. 😢 I have sent dd1 back to bed to see if she can get a couple of hours sleep whilst we are waiting for the vets to open and I am sitting with him to just keep him company. He hasn’t eaten for 24hours, barely drunk anything (and anything his has drunk he brings straight back up). He can barely walk, is cold to the touch but just wants to lie on the cold hard floor, cannot get comfortable enough to sleep, and seems to be using his last bit of energy for yowling. It’s absolutely heartbreaking to watch. The vet opens at 10am so I am letting dd1 get some very much needed rest until then and I will call as soon as they are open.
As it stands I probably have enough in the bank to cover the cost of putting him to sleep but that is actually for bills etc, I have very little spare. At this point though, waiting is not an option so I am just going to go ahead and worry about the cash afterwards. It is bad enough losing another pet so soon, having to worry about having to money to end his suffering at the same time is just one step too far. I literally feel like I am on the verge of breaking. 😭
End ofSep-25Oct-25Brother 7,800.00 7,650.00 Overdraft owed 0.00 0.00 MBNA CC 11,481.53 11,504.06 Barclaycard CC 9,662.17 9,558.10 Fluid CC 1,046.44 1,036.29 NatWest CC 11,705.36 11,693.03 Aqua 1,127.94 1,107.94
Total debt
42,823.44
42,549.42Paid off in the month 211.33 274.02
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https://forums.moneysavingexpert.com/discussion/6580468/teetering-on-the-brink/p13 -
I'm so sorry. You are doing the right thing for him, perhaps mention at the vet that you could do with any help, and whether there might be a charity that might contribute. Would the PDSA help?
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20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
Sending you love this morning.
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the money will sort itself out. You are absolutely doing the right thing not just for puss but for the entire family
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.3 -
so sorry EB - gentle hugs to you all x
Lancashire
PV 5.04kWp SW facing
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Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.3 -
Sending love @EatingBeans. You're doing the right thing. We're all here when you're back Humdinger xxx
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So sorry to hear about your lovely kitty, its so very heartbreaking at this point in their little lives
Sending hugs for you all
Dxx
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4 -
So sorry to hear that kitty has deteriorated. Hugs to you all 🫂🫂🫂
MFW -
House purchase £62500
Original mortgage balance 28/08/2014 £52850Original MF date: 2049:eek: Aiming for: 2025
Balance 27/07/2016 £49990
Balance 08/07/2017 £47999
Balance 30/07/2018 £44500
Balance 01/08/2019 £40700
Balance 03/09/2020 £37619
Balance 30/09/2021 £33983
Balance 18/01/2023 £28940
Balance 06/10/2024 £22168
Balance 08/10/2025 £18417
Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days 🥳
3
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