Lloyds Group allowing multi brand branch access

[Deleted User]

DasTechniker said:

EarthBoy said:

DasTechniker said:

There’s a Halifax and Lloyds in my town…Wonder which would go? Both seem quite busy most days.

They'd probably close the one with the highest rent, or business rates, and keep the cheaper one.  

Have just seen the list of the latest Lloyd’s/Halifax branch closures and the two I mentioned are not on it.

It can be due to lease dates and any lease break clauses - my two closest LBG branches are closing ;  one I expected as it's the last man standing in the area but next closest was unexpected as it's always packed due to other closures.  

UKX69

northwalesd said:

I'm surprised that neither Lloyds nor Halifax branch in my home city are on the list, they're about 2 minutes walk apart.

I make 5 minutes in my town; The next street! 😁

UKX69

[Deleted User] said:

DasTechniker said:

EarthBoy said:

DasTechniker said:

There’s a Halifax and Lloyds in my town…Wonder which would go? Both seem quite busy most days.

They'd probably close the one with the highest rent, or business rates, and keep the cheaper one.  

Have just seen the list of the latest Lloyd’s/Halifax branch closures and the two I mentioned are not on it.

It can be due to lease dates and any lease break clauses - my two closest LBG branches are closing ;  one I expected as it's the last man standing in the area but next closest was unexpected as it's always packed due to other closures.  

We had a full set in our town, BARCLAYS, NATWEST, HSBC, LLOYDS, NATIONWIDE and HALIFAX, until BARCLAYS threw in the towel.

Bob2000

EarthBoy said:

DasTechniker said:

There’s a Halifax and Lloyds in my town…Wonder which would go? Both seem quite busy most days.

They'd probably close the one with the highest rent, or business rates, and keep the cheaper one.  

We have a lovely  Victorian  building for the Lloyds  branch in town, but the Halifax  branch is situated  in an ordinary  looking ex-shop front.
I probably  got a good idea which one will close.

Bob2000

northwalesd said:

I'm surprised that neither Lloyds nor Halifax branch in my home city are on the list, they're about 2 minutes walk apart.

Just checked my location, and so far, neither  Lloyds nor Halifax are in the fireing line yet? 

[Deleted User]

flaneurs_lobster said:

After 20 years, NOW I can pay that cheque into my BoS account at the local Lloyds branch, and not be told that I had to walk a mile to the BoS branch.

I'm curious - where are the Lloyds and BOS branches that close together?

[Deleted User]

Hoenir said:

Rob5342 said:

I'm surprised they didn't do this years ago like HSBC did with allowing First Direct customers to use HSBC branches.

First Direct was built from scratch by HSBC. FD was only ever telephone banking no branch network. HBOS was formed by a merger of the Halifax and Bank of Scotland. Lloyds never planned on acquiring the bank. Did so at short notice to save it from collapse in 2008. Takes time to integrate large complex organisations. 

Nothing of the sort as BOS branches have been able to service BOS, Halifax and Lloyds accounts for years. 
It was clearly a business decision to delineate Halifax and Lloyds to keep the illusion of competition. 

ChirpyChicken

[Deleted User] said:

Hoenir said:

Rob5342 said:

I'm surprised they didn't do this years ago like HSBC did with allowing First Direct customers to use HSBC branches.

First Direct was built from scratch by HSBC. FD was only ever telephone banking no branch network. HBOS was formed by a merger of the Halifax and Bank of Scotland. Lloyds never planned on acquiring the bank. Did so at short notice to save it from collapse in 2008. Takes time to integrate large complex organisations. 

Nothing of the sort as BOS branches have been able to service BOS, Halifax and Lloyds accounts for years. 
It was clearly a business decision to delineate Halifax and Lloyds to keep the illusion of competition. 

So how long has it been possible to pay a cheque into a Lloyds account at BOS

flaneurs_lobster

[Deleted User] said:

flaneurs_lobster said:

After 20 years, NOW I can pay that cheque into my BoS account at the local Lloyds branch, and not be told that I had to walk a mile to the BoS branch.

I'm curious - where are the Lloyds and BOS branches that close together?

Aldgate & Threadneedle St, although this was a while ago. The Lloyd's is still there, BoS Chief London Office turned into Jamie's Italian.

There's one of each almost opposite each other in Glasgow. Haven't checked the latest death list... 

eskbanker

flaneurs_lobster said:

[Deleted User] said:

flaneurs_lobster said:

After 20 years, NOW I can pay that cheque into my BoS account at the local Lloyds branch, and not be told that I had to walk a mile to the BoS branch.

I'm curious - where are the Lloyds and BOS branches that close together?

Aldgate & Threadneedle St, although this was a while ago. The Lloyd's is still there, BoS Chief London Office turned into Jamie's Italian. 

The chain that shut down six years ago?