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Joyous January's No-Spend Days Challenge!

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  • AuntieL
    AuntieL Posts: 369 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another NSD today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • CrazyBee787
    CrazyBee787 Posts: 865 Forumite
    500 Posts Name Dropper Photogenic
    Not Today @cathybird but I have had a good day and with refunds and payment etc included I have overspent on the £25 spending money budget by £6.92 - I got a few things in a local cafe come shop and I love everything I got!! So it was a very good dayXX
  • cuddlymarm
    cuddlymarm Posts: 2,205 Forumite
    Part of the Furniture 1,000 Posts
    Another one for me today please.

    June NSD 8/15
  • Tjh1412
    Tjh1412 Posts: 220 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Spend day for me today but I'm declaring early a NSD for tomorrow as I want to try and see if I can get to 20 by end of January so can up my target for February 
    2025 in 2025- 2027/2025
    365 savings challenge- £41.12/667.95

  • laurenh1
    laurenh1 Posts: 986 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    Another one for today please xx
  • Reporting in with another NSD today, bringing me to 16/20 NSDs so far.
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • cathybird
    cathybird Posts: 15,595 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 January at 5:06PM
    January 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 


    January targets


    AuntieL 22/20  image  image  image  image  image  image  image 


    bamboo socks 2/10  image


    beanielou 25/19  image  image  image  image  image  image  image 


    BestnamesRgone 15 


    bloomfelt 8/10  image  image


    Bluefeathers32 10 


    Caeraugirl 17/20  image  image  image  image 


    Cassingtonbear 6/15  image  image 


    cathybird 16/15  image  image  image  image  image  image 


    Combenew 10 


    craftingmad 2/16  image


    Crazybee787 19/19  image  image  image  image  image 


    cuddlymarm 18/15  image  image  image  image  image  image 


    Diane1276 10 


    Dizzycap 23/27  image  image  image  image  image 


    Doris17 16/15  image  image  image  image  image  image 


    felicityBD15 2/10  image


    Flick85 3/10  image


    Frugalontoast 8/15  image  image


    Honeysucklelou2 4/10  image


    Jay1 2 13/10  image  image  image  image  image 


    KajiKita 22/20  image  image  image  image  image  image  image 


    Lanky larry 9/20  image  image 


    laura lau 16/18  image  image  image  image 


    laurenh1 20/20  image  image  image  image  image  image 


    lilian1977 5/20   image  image


    LittleMissDetermined 13/16  image  image  image 


    Louise600 7/10  image  image


    Makingabobor2 10/15  image  image  image 


    Money Choices 9/10  image  image


    Nexgenn 6/10  image  image


    Nintud 2/8  image


    QueenJess 15/15  image  image  image  image  image 


    Optimistic Saver 16/20  image  image  image  image 


    Pauper1 16/20  image  image  image


    peacocking 18/25  image  image  image  image 


    Rupacomp  


    Sausageroll14 5/20  image  image


    Saver-upper 12/15  image  image  image


    SecondStar 10/15  image  image  image


    SerenitySeven 10 


    short bird 14/18   image  image  image


    Thriftymissus 20/22   image  image  image  image  image 


    Tjh1412 18/15  image  image  image  image  image  image 


    try harder 15 


    tryingmybesthonest 22 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Dizzycap
    Dizzycap Posts: 1,066 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 26 January at 6:38AM
    cathybird said:
    @Dizzycap, I have been meaning to say thank you for saying you like the little fellow (or lady) with the maracas , that emoji cheers me up
    I just LOVE it <3  maraca mania with a smile :D

    @ KajiKita I don't blame you taking advantage of enjoying the sun, I did too, for the few hours we were blessed with ;)<3
    Declaring a definate NSD for me today 24/27 far too tired already this morning to spend :/
    ~ NSD 2025 - NSD July 22/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing
  • Pauper1
    Pauper1 Posts: 539 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    24th & 25th were NSDs so I'm at 16/20 

    Today will require spending unfortunately. 
    Make £2025 in 2025 #18 - £569.66/£2025
    1p savings challenge #32 £24.85/£667.95

    March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC

    Total debts Jan 1st £11706.68 😭
    Jan 29th £11354.92

    Mar 1st £11015.30
  • cuddlymarm
    cuddlymarm Posts: 2,205 Forumite
    Part of the Furniture 1,000 Posts
    Good morning NSDers
    Another one for me today please making my total 18/15 


    June NSD 8/15
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