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Joyous January's No-Spend Days Challenge!

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Comments

  • cathybird
    cathybird Posts: 16,519 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 January 2025 at 4:11PM
    January 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 


    January targets


    AuntieL 21/20  image  image  image  image  image  image  image 


    bamboo socks 2/10  image


    beanielou 24/19  image  image  image  image  image  image  image 


    BestnamesRgone 15 


    bloomfelt 8/10  image  image


    Bluefeathers32 10 


    Caeraugirl 17/20  image  image  image  image 


    Cassingtonbear 6/15  image  image 


    cathybird 16/15  image  image  image  image  image  image 


    Combenew 10 


    craftingmad 2/16  image


    Crazybee787 19/19  image  image  image  image  image 


    cuddlymarm 16/15  image  image  image  image  image  image 


    Diane1276 10 


    Dizzycap 23/27  image  image  image  image  image 


    Doris17 16/15  image  image  image  image  image  image 


    felicityBD15 2/10  image


    Flick85 3/10  image


    Frugalontoast 8/15  image  image


    Honeysucklelou2 4/10  image


    Jay1 2 13/10  image  image  image  image  image 


    KajiKita 21/20  image  image  image  image  image  image  image 


    Lanky larry 9/20  image  image 


    laura lau 15/18  image  image  image  image 


    laurenh1 19/20  image  image  image  image 


    lilian1977 5/20   image  image


    LittleMissDetermined 12/16  image  image  image 


    Louise600 7/10  image  image


    Makingabobor2 10/15  image  image  image 


    Money Choices 6/10  image  image


    Nexgenn 6/10  image  image


    Nintud 2/8  image


    QueenJess 15/15  image  image  image  image  image 


    Optimistic Saver 15/20  image  image  image  image 


    Pauper1 14/20  image  image  image


    peacocking 18/25  image  image  image  image 


    Rupacomp  


    Sausageroll14 5/20  image  image


    Saver-upper 12/15  image  image  image


    SecondStar 10/15  image  image  image


    SerenitySeven 10 


    short bird 13/18   image  image  image


    Thriftymissus 19/22   image  image  image  image


    Tjh1412 17/15  image  image  image  image  image  image 


    try harder 15 


    tryingmybesthonest 22 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • KajiKita
    KajiKita Posts: 9,988 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD Friday here 😊

    KK 
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 1,800 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    19/19 Please @cathybird Thank you - yay I reached goal!
  • QueenJess
    QueenJess Posts: 4,773 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD today.
    2026 decluttering: 1,120 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
    2026 use up challenge: 317🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,000
  • 1 more NSD today please x 
    Car loan £8105.35 57/60 payments left of £141.80 per month 
    Loan £6687.23 55/58 payments left of £165 per month
    Nationwide £1183 (0% interest until 02/2026)

    Total debt £15975.48
  • Thursday (16th), Sunday ( 19th), Tuesday (21st), Wednesday (22nd) and Thursday (23rd) we’re no spend days making 9/10 so far this month.
    paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
    2026 savings challenge £0/£2000
    EF £140. Savings 2 £2.17
  • cathybird
    cathybird Posts: 16,519 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    19/19 Please @cathybird Thank you - yay I reached goal!
    @Crazybee787 yay for reaching goal :):)
  • Dizzycap
    Dizzycap Posts: 1,807 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 25 January 2025 at 2:44AM
    Awesome going everyone! <3<3
    Declaring another NSD early today 23/27 as there is no way on earth I've got the energy or interest to even think about spending money over the weekend. It's going to have to be a total bed rest weekend with a little basic house hold rubbish decluttering, wiping over the kitchen surfaces, and hopefully, taking baby face for a walk each day :/
    It's very quiet on MSE today, so I hope everyone is ok after the rain & storm x Edit: I've just looked at the headlines on BBC News and it's been carnage with the storm by the looks of it! :o:o And now the rain has returned here again :/
    Wishing everyone a great weekend xx
    ~ NSD 2026 Challenge April 23/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1934.27 / £2026 (4)
  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    I spent on the 23rd and 24th,  but that's OK as I've already passed my target.
    Next month will be harder, I was going to increase my target but I think I'm going to be bored a lot so I'll need distractions. (I probably have enough cleaning to just do that all day / every day, but I know that's not going to happen).
    Toodle-pip :hello:
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