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Joyous January's No-Spend Days Challenge!

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  • cathybird
    cathybird Posts: 15,598 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 January at 4:11PM
    January 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 


    January targets


    AuntieL 21/20  image  image  image  image  image  image  image 


    bamboo socks 2/10  image


    beanielou 24/19  image  image  image  image  image  image  image 


    BestnamesRgone 15 


    bloomfelt 8/10  image  image


    Bluefeathers32 10 


    Caeraugirl 17/20  image  image  image  image 


    Cassingtonbear 6/15  image  image 


    cathybird 16/15  image  image  image  image  image  image 


    Combenew 10 


    craftingmad 2/16  image


    Crazybee787 19/19  image  image  image  image  image 


    cuddlymarm 16/15  image  image  image  image  image  image 


    Diane1276 10 


    Dizzycap 23/27  image  image  image  image  image 


    Doris17 16/15  image  image  image  image  image  image 


    felicityBD15 2/10  image


    Flick85 3/10  image


    Frugalontoast 8/15  image  image


    Honeysucklelou2 4/10  image


    Jay1 2 13/10  image  image  image  image  image 


    KajiKita 21/20  image  image  image  image  image  image  image 


    Lanky larry 9/20  image  image 


    laura lau 15/18  image  image  image  image 


    laurenh1 19/20  image  image  image  image 


    lilian1977 5/20   image  image


    LittleMissDetermined 12/16  image  image  image 


    Louise600 7/10  image  image


    Makingabobor2 10/15  image  image  image 


    Money Choices 6/10  image  image


    Nexgenn 6/10  image  image


    Nintud 2/8  image


    QueenJess 15/15  image  image  image  image  image 


    Optimistic Saver 15/20  image  image  image  image 


    Pauper1 14/20  image  image  image


    peacocking 18/25  image  image  image  image 


    Rupacomp  


    Sausageroll14 5/20  image  image


    Saver-upper 12/15  image  image  image


    SecondStar 10/15  image  image  image


    SerenitySeven 10 


    short bird 13/18   image  image  image


    Thriftymissus 19/22   image  image  image  image


    Tjh1412 17/15  image  image  image  image  image  image 


    try harder 15 


    tryingmybesthonest 22 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • AuntieL
    AuntieL Posts: 369 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    NSD today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • KajiKita
    KajiKita Posts: 7,542 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Friday here 😊

    KK 
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 37 books of target 52 in 2025, as @ 23rd July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 872 Forumite
    500 Posts Name Dropper Photogenic
    19/19 Please @cathybird Thank you - yay I reached goal!
  • QueenJess
    QueenJess Posts: 4,478 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD today.
    2025 decluttering: 3,5045🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 306🥉🥈🥇💎🏆
    Big kitchen declutter challenge 91/150
    2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • Louise600
    Louise600 Posts: 54 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    1 more NSD today please x 
    Car loan £8105.35 57/60 payments left of £141.80 per month 
    Loan £6687.23 55/58 payments left of £165 per month
    Nationwide £1183 (0% interest until 02/2026)

    Total debt £15975.48
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,804 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Thursday (16th), Sunday ( 19th), Tuesday (21st), Wednesday (22nd) and Thursday (23rd) we’re no spend days making 9/10 so far this month.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • cathybird
    cathybird Posts: 15,598 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    19/19 Please @cathybird Thank you - yay I reached goal!
    @Crazybee787 yay for reaching goal :):)
  • Dizzycap
    Dizzycap Posts: 1,071 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 25 January at 2:44AM
    Awesome going everyone! <3<3
    Declaring another NSD early today 23/27 as there is no way on earth I've got the energy or interest to even think about spending money over the weekend. It's going to have to be a total bed rest weekend with a little basic house hold rubbish decluttering, wiping over the kitchen surfaces, and hopefully, taking baby face for a walk each day :/
    It's very quiet on MSE today, so I hope everyone is ok after the rain & storm x Edit: I've just looked at the headlines on BBC News and it's been carnage with the storm by the looks of it! :o:o And now the rain has returned here again :/
    Wishing everyone a great weekend xx
    ~ NSD 2025 - NSD July 23/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing
  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    I spent on the 23rd and 24th,  but that's OK as I've already passed my target.
    Next month will be harder, I was going to increase my target but I think I'm going to be bored a lot so I'll need distractions. (I probably have enough cleaning to just do that all day / every day, but I know that's not going to happen).
    Toodle-pip :hello:
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