January 2025 NSD challenge
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Joyous January's No-Spend Days Challenge!
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Another NSD for me today.#21 Save £12k in 2025 £12577.35/£20000
July NSD Challenge 0/101 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 19/20bamboo socks 2/10beanielou 22/19BestnamesRgone 15bloomfelt 8/10Bluefeathers32 10Caeraugirl 17/20Cassingtonbear 4/15cathybird 14/15Combenew 10craftingmad 2/16Crazybee787 17/19cuddlymarm 15/15Diane1276 10Dizzycap 21/27Doris17 16/15felicityBD15 2/10Flick85 3/10Frugalontoast 8/15Honeysucklelou2 4/10Jay1 2 13/10KajiKita 19/20Lanky larry 9/20laura lau 13/18laurenh1 18/20lilian1977 5/20LittleMissDetermined 11/16Louise600 6/10Makingabobor2 9/15Money Choices 6/10Nexgenn 6/10Nintud 2/8QueenJess 14/15Optimistic Saver 14/20Pauper1 12/20peacocking 17/25RupacompSausageroll14 5/20Saver-upper 12/15SecondStar 10/15SerenitySeven 10short bird 13/18Thriftymissus 19/22Tjh1412 15/15try harder 15tryingmybesthonest 22To see the updated results for January on phone or tablet, click here🌞 🌞 Everyone welcome to join! 🌞 🌞1
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NSD again today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
Checking in with another NSD today - 14/20 so
far.From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.881 -
I spent on the 17th as expected.
But 19th, 20th, 22nd were NSDs
(Yesterday I bought an ear dropper - I will try to remember where I put it this time as I seem to have to buy a new one every time I have a cold!)1 -
17/25 for meAbout 35k March 24
<then many hours working, little sleep, much grumbling>
Now:
£13577 Jan 25
£11100 End Jan 251 -
Well done with the NSD's everyoneIt's another NSD for me 21/27~ NSD 2025 - NSD July 25/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing3
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Taking DS1 back to Uni today, which will involve a grocery shop en route. I do include food in my allowed spends at the moment, so should still get an NSD.
I notice I do better if I count grocery shops as spends though - much less 'popping in for a couple of bits' over the month as don't want to lose an NSD - so think I'll review my rules for next month's challenge.#21 Save £12k in 2025 £12577.35/£20000
July NSD Challenge 0/103 -
It's one for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
One for me today. That’s number 19.2
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