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Joyous January's No-Spend Days Challenge!

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Comments

  • Another NSD for me today.
    #15 Save £12k in 2026 £4500/£12000


  • cathybird
    cathybird Posts: 16,494 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 January 2025 at 5:19PM
    January 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 


    January targets


    AuntieL 19/20  image  image  image  image


    bamboo socks 2/10  image


    beanielou 22/19  image  image  image  image  image  image  image 


    BestnamesRgone 15 


    bloomfelt 8/10  image  image


    Bluefeathers32 10 


    Caeraugirl 17/20  image  image  image  image 


    Cassingtonbear 4/15  image 


    cathybird 14/15  image  image  image


    Combenew 10 


    craftingmad 2/16  image


    Crazybee787 17/19  image  image  image  image


    cuddlymarm 15/15  image  image  image  image  image 


    Diane1276 10 


    Dizzycap 21/27  image  image  image  image  image 


    Doris17 16/15  image  image  image  image  image  image 


    felicityBD15 2/10  image


    Flick85 3/10  image


    Frugalontoast 8/15  image  image


    Honeysucklelou2 4/10  image


    Jay1 2 13/10  image  image  image  image  image 


    KajiKita 19/20  image  image  image  image 


    Lanky larry 9/20  image  image 


    laura lau 13/18  image  image  image


    laurenh1 18/20  image  image  image  image


    lilian1977 5/20   image  image


    LittleMissDetermined 11/16  image  image  image 


    Louise600 6/10  image  image


    Makingabobor2 9/15  image  image


    Money Choices 6/10  image  image


    Nexgenn 6/10  image  image


    Nintud 2/8  image


    QueenJess 14/15  image  image  image


    Optimistic Saver 14/20  image  image  image


    Pauper1 12/20  image  image  image


    peacocking 17/25  image  image  image  image 


    Rupacomp  


    Sausageroll14 5/20  image  image


    Saver-upper 12/15  image  image  image


    SecondStar 10/15  image  image  image


    SerenitySeven 10 


    short bird 13/18   image  image  image


    Thriftymissus 19/22   image  image  image  image


    Tjh1412 15/15  image  image  image  image  image 


    try harder 15 


    tryingmybesthonest 22 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD again today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • Checking in with another NSD today - 14/20 so
    far.
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    I spent on the 17th as expected.
    But 19th, 20th, 22nd were NSDs
    (Yesterday I bought an ear dropper - I will try to remember where I put it this time as I seem to have to buy a new one every time I have a cold!)
    Toodle-pip :hello:
  • 17/25 for me :) 
    About 35k March 24

    <then many hours working, little sleep, much grumbling>

    Now:

    £13577 Jan 25
    £9500 Dec 25
  • Dizzycap
    Dizzycap Posts: 1,774 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 23 January 2025 at 7:19AM
    Well done with the NSD's everyone <3
    It's another NSD for me 21/27
    ~ NSD 2026 Challenge April 16/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1886.43 / £2026 (4)
  • Taking DS1 back to Uni today, which will involve a grocery shop en route. I do include food in my allowed spends at the moment, so should still get an NSD.

    I notice I do better if I count grocery shops as spends though - much less 'popping in for a couple of bits' over the month as don't want to lose an NSD - so think I'll review my rules for next month's challenge.
    #15 Save £12k in 2026 £4500/£12000


  • It's one for me today 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4685/£6000
  • One for me today. That’s number 19
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