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Joyous January's No-Spend Days Challenge!

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  • 4/15 for me today. I've had lots of days with very little spending, so I'm quite pleased with that, but I'd like to convert some of those into full zero spend days.
    No.13 in the 2025 saving money challenge. Target £36,000.

    Monthly grocery budget challenge: £720

    NSD challenge: target 10 a month

    Fat loss quarterly challenge: 21%body fat to 17%. 
  • Thriftymissus
    Thriftymissus Posts: 275 Forumite
    100 Posts Photogenic Name Dropper
    I’m potentially on day 17 today but am having a bit of a wobble. I’ll see how the day goes.
  • laurenh1
    laurenh1 Posts: 989 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    another one today please. I have left overs for dinner, and I am not planning on going anywhere. I have found this super helpful this month. January feels like the longest month ever, pay day in one week- hurrah!! x
  • beanielou
    beanielou Posts: 95,506 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Makingabobor2
    Makingabobor2 Posts: 4,201 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Another one today. 9/15 now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £500/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £79.31

    Decluttering items 755

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Doris17
    Doris17 Posts: 921 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    One for me today please 15/15.

    "Make Everyday Count"



  • cathybird
    cathybird Posts: 15,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 21 January at 11:45PM
    January 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 


    January targets


    AuntieL 17/20  image  image  image  image


    bamboo socks 2/10  image


    beanielou 21/19  image  image  image  image  image  image  image 


    BestnamesRgone 15 


    bloomfelt 8/10  image  image


    Bluefeathers32 10 


    Caeraugirl 14/20  image  image  image


    Cassingtonbear 4/15  image 


    cathybird 14/15  image  image  image


    Combenew 10 


    craftingmad 2/16  image


    Crazybee787 16/19  image  image  image  image


    cuddlymarm 14/15  image  image  image


    Diane1276 10 


    Dizzycap 19/27  image  image  image  image


    Doris17 15/15  image  image  image  image  image 


    felicityBD15 2/10  image


    Flick85 3/10  image


    Frugalontoast 8/15  image  image


    Honeysucklelou2 4/10  image


    Jay1 2 10/10  image  image  image  image


    KajiKita 17/20  image  image  image  image 


    Lanky larry 9/20  image  image 


    laura lau 11/18  image  image  image


    laurenh1 18/20  image  image  image  image


    lilian1977 5/20   image  image


    LittleMissDetermined 9/16  image  image


    Louise600 6/10  image  image


    Makingabobor2 9/15  image  image


    Money Choices 6/10  image  image


    Nexgenn 6/10  image  image


    Nintud 2/8  image


    QueenJess 13/15  image  image  image


    Optimistic Saver 13/20  image  image  image


    Pauper1 12/20  image  image  image


    peacocking 14/25  image  image  image


    Rupacomp  


    Sausageroll14 5/20  image  image


    Saver-upper 12/15  image  image  image


    SecondStar 10/15  image  image  image


    SerenitySeven 10 


    short bird 13/18   image  image  image


    Thriftymissus 17/22   image  image  image  image


    Tjh1412 14/15  image  image  image


    try harder 15 


    tryingmybesthonest 22 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • QueenJess
    QueenJess Posts: 4,484 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD at last (been a few days!). Too many birthdays in Jan and Feb.
    2025 decluttering: 3,550🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 309🥉🥈🥇💎🏆
    Big kitchen declutter challenge 92/150
    2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • cathybird
    cathybird Posts: 15,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not one for me, I have been booking a trip away, think I've got most of it organised now. :)
  • short_bird
    short_bird Posts: 4,015 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Tuesday is day 13.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
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