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Joyous January's No-Spend Days Challenge!
Comments
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4/15 for me today. I've had lots of days with very little spending, so I'm quite pleased with that, but I'd like to convert some of those into full zero spend days.No.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.1 -
I’m potentially on day 17 today but am having a bit of a wobble. I’ll see how the day goes.1
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another one today please. I have left overs for dinner, and I am not planning on going anywhere. I have found this super helpful this month. January feels like the longest month ever, pay day in one week- hurrah!! x1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Another one today. 9/15 nowMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
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Studies/surveys November £0
Decluttering items 1382/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
One for me today please 15/15.
"My Life Is About The Journey Not The Destination"1 -
January 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 17/20
bamboo socks 2/10beanielou 21/19
BestnamesRgone 15bloomfelt 8/10
Bluefeathers32 10Caeraugirl 14/20
Cassingtonbear 4/15
cathybird 14/15
Combenew 10craftingmad 2/16Crazybee787 16/19
cuddlymarm 14/15
Diane1276 10Dizzycap 19/27
Doris17 15/15
felicityBD15 2/10Flick85 3/10Frugalontoast 8/15
Honeysucklelou2 4/10Jay1 2 10/10
KajiKita 17/20
Lanky larry 9/20
laura lau 11/18
laurenh1 18/20
lilian1977 5/20
LittleMissDetermined 9/16
Louise600 6/10
Makingabobor2 9/15
Money Choices 6/10
Nexgenn 6/10
Nintud 2/8QueenJess 13/15
Optimistic Saver 13/20
Pauper1 12/20
peacocking 14/25
RupacompSausageroll14 5/20
Saver-upper 12/15
SecondStar 10/15
SerenitySeven 10short bird 13/18
Thriftymissus 17/22
Tjh1412 14/15
try harder 15tryingmybesthonest 22To see the updated results for January on phone or tablet, click here
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
Declaring a NSD at last (been a few days!). Too many birthdays in Jan and Feb.2025 decluttering: 5,378 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 473🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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Not one for me, I have been booking a trip away, think I've got most of it organised now. 3
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Tuesday is day 13.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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