We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joyous January's No-Spend Days Challenge!

Options
1394042444561

Comments

  • Thriftymissus
    Thriftymissus Posts: 272 Forumite
    100 Posts Photogenic Name Dropper
    cathybird said:
    Not one for me, I have been booking a trip away, think I've got most of it organised now. :)
    Ooh, lovely! Have a great time 💐
  • CrazyBee787
    CrazyBee787 Posts: 880 Forumite
    500 Posts Name Dropper Photogenic
    edited 21 January at 6:30PM
    cathybird said:
    Not one for me, I have been booking a trip away, think I've got most of it organised now. :)
    ooh sounds exciting anywhere nice? - Not for me today I have been to the garage and had lunch with fuel purchase, I toook sfd to doctors and needed to get something, that is my excuse and I am sticking with it!
  • Caeraugirl
    Caeraugirl Posts: 586 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Claiming 15 of 20 today.
    #21 Save £12k in 2025 £12577.35/£20000

    July NSD Challenge 0/10
  • AuntieL
    AuntieL Posts: 369 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    NSD for me today 😁

    @cathybird I hope you have a lovely holiday when it comes 😎🧳
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • Tjh1412
    Tjh1412 Posts: 220 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    One for today please
    2025 in 2025- 2027/2025
    365 savings challenge- £41.12/667.95

  • KajiKita
    KajiKita Posts: 7,565 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 38 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cuddlymarm
    cuddlymarm Posts: 2,205 Forumite
    Part of the Furniture 1,000 Posts
    Not not one for me today, but I did get a lovely fascinator for my sons wedding from an outlet mall ( with an extra 10% off 😀

    June NSD 8/15
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Thriftymissus @CrazyBee787 @AuntieL thank you :) It's to see family & friends, a long way so not a cheap trip but looking forward to it xx :)
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 January at 8:07PM
    January 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 


    January targets


    AuntieL 18/20  image  image  image  image


    bamboo socks 2/10  image


    beanielou 21/19  image  image  image  image  image  image  image 


    BestnamesRgone 15 


    bloomfelt 8/10  image  image


    Bluefeathers32 10 


    Caeraugirl 15/20  image  image  image  image 


    Cassingtonbear 4/15  image 


    cathybird 14/15  image  image  image


    Combenew 10 


    craftingmad 2/16  image


    Crazybee787 16/19  image  image  image  image


    cuddlymarm 14/15  image  image  image


    Diane1276 10 


    Dizzycap 20/27  image  image  image  image  image 


    Doris17 15/15  image  image  image  image  image 


    felicityBD15 2/10  image


    Flick85 3/10  image


    Frugalontoast 8/15  image  image


    Honeysucklelou2 4/10  image


    Jay1 2 10/10  image  image  image  image


    KajiKita 18/20  image  image  image  image 


    Lanky larry 9/20  image  image 


    laura lau 11/18  image  image  image


    laurenh1 18/20  image  image  image  image


    lilian1977 5/20   image  image


    LittleMissDetermined 9/16  image  image


    Louise600 6/10  image  image


    Makingabobor2 9/15  image  image


    Money Choices 6/10  image  image


    Nexgenn 6/10  image  image


    Nintud 2/8  image


    QueenJess 13/15  image  image  image


    Optimistic Saver 13/20  image  image  image


    Pauper1 12/20  image  image  image


    peacocking 14/25  image  image  image


    Rupacomp  


    Sausageroll14 5/20  image  image


    Saver-upper 12/15  image  image  image


    SecondStar 10/15  image  image  image


    SerenitySeven 10 


    short bird 13/18   image  image  image


    Thriftymissus 17/22   image  image  image  image


    Tjh1412 15/15  image  image  image  image  image 


    try harder 15 


    tryingmybesthonest 22 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Dizzycap
    Dizzycap Posts: 1,083 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 22 January at 1:36AM
    cathybird said:
    Not one for me, I have been booking a trip away, think I've got most of it organised now. :)
    I really hope you have a great time and enjoy! NSD's just have to be broken if and when the right time / deal comes along for something you need. A break is something everyone needs <3
    Doris17 15/15 ;)
    Today is going to be another NSD for me 20/27 and it's maracas time! - I love this gif <3 For whatever reason, it makes me laugh :D
    Happy NSD's everyone:-)
    ~ NSD 2025 - NSD July 25/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.