Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
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Joyous January's No-Spend Days Challenge!
Comments
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Ooh, lovely! Have a great time 💐cathybird said:Not one for me, I have been booking a trip away, think I've got most of it organised now.
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ooh sounds exciting anywhere nice? - Not for me today I have been to the garage and had lunch with fuel purchase, I toook sfd to doctors and needed to get something, that is my excuse and I am sticking with it!cathybird said:Not one for me, I have been booking a trip away, think I've got most of it organised now.
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Claiming 15 of 20 today.#21 Save £12k in 2025 £24277.35/£200001
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MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
One for today please2025 in 2025- 2027/2025
365 savings challenge- £41.12/667.951 -
NSD today 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not not one for me today, but I did get a lovely fascinator for my sons wedding from an outlet mall ( with an extra 10% off 😀
Sept Turtle 12/16 NSDs
Sept PADs £6351 -
@Thriftymissus @CrazyBee787 @AuntieL thank you
It's to see family & friends, a long way so not a cheap trip but looking forward to it xx
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January 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 18/20
bamboo socks 2/10
beanielou 21/19
BestnamesRgone 15bloomfelt 8/10
Bluefeathers32 10Caeraugirl 15/20
Cassingtonbear 4/15
cathybird 14/15
Combenew 10craftingmad 2/16
Crazybee787 16/19
cuddlymarm 14/15
Diane1276 10Dizzycap 20/27
Doris17 15/15
felicityBD15 2/10
Flick85 3/10
Frugalontoast 8/15
Honeysucklelou2 4/10
Jay1 2 10/10
KajiKita 18/20
Lanky larry 9/20
laura lau 11/18
laurenh1 18/20
lilian1977 5/20
LittleMissDetermined 9/16
Louise600 6/10
Makingabobor2 9/15
Money Choices 6/10
Nexgenn 6/10
Nintud 2/8
QueenJess 13/15
Optimistic Saver 13/20
Pauper1 12/20
peacocking 14/25
RupacompSausageroll14 5/20
Saver-upper 12/15
SecondStar 10/15
SerenitySeven 10short bird 13/18
Thriftymissus 17/22
Tjh1412 15/15
try harder 15tryingmybesthonest 22To see the updated results for January on phone or tablet, click here
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
cathybird said:Not one for me, I have been booking a trip away, think I've got most of it organised now.
I really hope you have a great time and enjoy! NSD's just have to be broken if and when the right time / deal comes along for something you need. A break is something everyone needs
Today is going to be another NSD for me 20/27 and it's maracas time!Happy NSD's everyone:-)
- I love this gif
For whatever reason, it makes me laugh 
~ NSD 2025 - NSD November 16/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1698.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing2
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