Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Joyous January's No-Spend Days Challenge!
Comments
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Ooh, lovely! Have a great time 💐cathybird said:Not one for me, I have been booking a trip away, think I've got most of it organised now.
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ooh sounds exciting anywhere nice? - Not for me today I have been to the garage and had lunch with fuel purchase, I toook sfd to doctors and needed to get something, that is my excuse and I am sticking with it!cathybird said:Not one for me, I have been booking a trip away, think I've got most of it organised now.
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Claiming 15 of 20 today.#15 Save £12k in 2026 £6000/£120001
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MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
One for today please1
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NSD today 😊
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not not one for me today, but I did get a lovely fascinator for my sons wedding from an outlet mall ( with an extra 10% off 😀
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2001 -
@Thriftymissus @CrazyBee787 @AuntieL thank you
It's to see family & friends, a long way so not a cheap trip but looking forward to it xx
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January 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 18/20
bamboo socks 2/10
beanielou 21/19
BestnamesRgone 15bloomfelt 8/10
Bluefeathers32 10Caeraugirl 15/20
Cassingtonbear 4/15
cathybird 14/15
Combenew 10craftingmad 2/16
Crazybee787 16/19
cuddlymarm 14/15
Diane1276 10Dizzycap 20/27
Doris17 15/15
felicityBD15 2/10
Flick85 3/10
Frugalontoast 8/15
Honeysucklelou2 4/10
Jay1 2 10/10
KajiKita 18/20
Lanky larry 9/20
laura lau 11/18
laurenh1 18/20
lilian1977 5/20
LittleMissDetermined 9/16
Louise600 6/10
Makingabobor2 9/15
Money Choices 6/10
Nexgenn 6/10
Nintud 2/8
QueenJess 13/15
Optimistic Saver 13/20
Pauper1 12/20
peacocking 14/25
RupacompSausageroll14 5/20
Saver-upper 12/15
SecondStar 10/15
SerenitySeven 10short bird 13/18
Thriftymissus 17/22
Tjh1412 15/15
try harder 15tryingmybesthonest 22To see the updated results for January on phone or tablet, click here
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
cathybird said:Not one for me, I have been booking a trip away, think I've got most of it organised now.
I really hope you have a great time and enjoy! NSD's just have to be broken if and when the right time / deal comes along for something you need. A break is something everyone needs
Today is going to be another NSD for me 20/27 and it's maracas time!Happy NSD's everyone:-)
- I love this gif
For whatever reason, it makes me laugh 
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1934.27 / £2026 (4)2
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