Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyous January's No-Spend Days Challenge!
Comments
-
cathybird said:Not one for me, I have been booking a trip away, think I've got most of it organised now.1
-
cathybird said:Not one for me, I have been booking a trip away, think I've got most of it organised now.Mission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
Once accomplished all three come back and start new missions!1 -
Claiming 15 of 20 today.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 8/101 -
MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001 -
One for today please2025 in 2025- 2027/2025
365 savings challenge- £41.12/667.951 -
NSD today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 45 books of target 52 in 2025, as @ 27th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not not one for me today, but I did get a lovely fascinator for my sons wedding from an outlet mall ( with an extra 10% off 😀
August PAD £2151 -
@Thriftymissus @CrazyBee787 @AuntieL thank you
It's to see family & friends, a long way so not a cheap trip but looking forward to it xx
3 -
January 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 18/20bamboo socks 2/10beanielou 21/19BestnamesRgone 15bloomfelt 8/10Bluefeathers32 10Caeraugirl 15/20Cassingtonbear 4/15cathybird 14/15Combenew 10craftingmad 2/16Crazybee787 16/19cuddlymarm 14/15Diane1276 10Dizzycap 20/27Doris17 15/15felicityBD15 2/10Flick85 3/10Frugalontoast 8/15Honeysucklelou2 4/10Jay1 2 10/10KajiKita 18/20Lanky larry 9/20laura lau 11/18laurenh1 18/20lilian1977 5/20LittleMissDetermined 9/16Louise600 6/10Makingabobor2 9/15Money Choices 6/10Nexgenn 6/10Nintud 2/8QueenJess 13/15Optimistic Saver 13/20Pauper1 12/20peacocking 14/25RupacompSausageroll14 5/20Saver-upper 12/15SecondStar 10/15SerenitySeven 10short bird 13/18Thriftymissus 17/22Tjh1412 15/15try harder 15tryingmybesthonest 22To see the updated results for January on phone or tablet, click here🌞 🌞 Everyone welcome to join! 🌞 🌞1
-
cathybird said:Not one for me, I have been booking a trip away, think I've got most of it organised now.I really hope you have a great time and enjoy! NSD's just have to be broken if and when the right time / deal comes along for something you need. A break is something everyone needsToday is going to be another NSD for me 20/27 and it's maracas time!Happy NSD's everyone:-)
- I love this gif
For whatever reason, it makes me laugh
~ NSD 2025 - NSD August 24/20 (8 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £593.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards