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Joyous January's No-Spend Days Challenge!

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  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    12/20 NSDs so far, @cathybird x
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    Another NSD today!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • cathybird
    cathybird Posts: 15,613 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 January at 4:30PM
    January 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 

    January targets


    AuntieL 15/20  image  image  image  image

    bamboo socks 2/10  image

    beanielou 19/19  image  image  image  image  image 

    BestnamesRgone 15 

    bloomfelt 8/10  image  image

    Bluefeathers32 10 

    Caeraugirl 13/20  image  image  image

    Cassingtonbear 3/15  image 

    cathybird 12/15  image  image  image

    Combenew 10 

    craftingmad 2/16  image

    Crazybee787 15/19  image  image  image  image

    cuddlymarm 13/15  image  image  image

    Diane1276 10 

    Dizzycap 18/27  image  image  image  image

    Doris17 14/15  image  image  image

    felicityBD15 2/10  image

    Flick85 3/10  image

    Frugalontoast 7/15  image  image

    Honeysucklelou2 4/10  image

    Jay1 2 10/10  image  image  image  image

    KajiKita 15/20  image  image  image  image 

    Lanky larry 9/20  image  image 

    laura lau 11/18  image  image  image

    laurenh1 16/20  image  image  image  image

    lilian1977 5/20   image  image

    LittleMissDetermined 8/16  image  image

    Louise600 5/10  image  image

    Makingabobor2 7/15  image  image

    Money Choices 6/10  image  image

    Nexgenn 6/10  image  image

    Nintud 2/8  image

    QueenJess 12/15  image  image  image

    Optimistic Saver 12/20  image  image  image

    Pauper1 12/20  image  image  image

    peacocking 14/25  image  image  image

    Rupacomp  

    Sausageroll14 5/20  image  image

    Saver-upper 12/15  image  image  image

    SecondStar 10/15  image  image  image

    SerenitySeven 10 

    short bird 12/18   image  image  image

    Thriftymissus 15/22   image  image  image  image

    Tjh1412 14/15  image  image  image

    try harder 15 

    tryingmybesthonest 22 


    To see the updated results for January, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Pauper1
    Pauper1 Posts: 539 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    NSDs 11 & 12 for yesterday & today 🤞 will be spending tomorrow.

    12/20
    Make £2025 in 2025 #18 - £569.66/£2025
    1p savings challenge #32 £24.85/£667.95

    March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC

    Total debts Jan 1st £11706.68 😭
    Jan 29th £11354.92
    Mar 1st £11015.30
  • Thriftymissus
    Thriftymissus Posts: 274 Forumite
    100 Posts Photogenic Name Dropper
    Good morning all, I hope you have a lovely Sunday. 
    Today will be my number 15 NSD.
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,616 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Another 2 for me please for yesterday and today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • beanielou
    beanielou Posts: 95,486 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Tjh1412
    Tjh1412 Posts: 220 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    One for today please 
    2025 in 2025- 2027/2025
    365 savings challenge- £41.12/667.95

  • CrazyBee787
    CrazyBee787 Posts: 887 Forumite
    500 Posts Name Dropper Photogenic
    Not today, I purchased a heavily reduced commercial blender, I have been after one for some time, It was MDs idea to go looking and I found it. And since it is a spendy day I bought screenwash and crisps. That is the end of the spending though, and I have to work out what I am going to do about next month, as I have put a big chunk on the blender out of the budget! EAK!
  • short_bird
    short_bird Posts: 4,014 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early call for day 12. 
    Going to be a busy old week.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
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