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Joyous January's No-Spend Days Challenge!

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Comments

  • cuddlymarm
    cuddlymarm Posts: 2,212 Forumite
    Part of the Furniture 1,000 Posts
    edited 18 January at 9:53AM
    Good morning guys
    Bit dull and yucky here but at least it’s my day off.
    Today will be another NSD making it 13/15 😀 as I’ve no intention of going anywhere near people today ( working in a shop can make you feel that way 😂)
    Have a good day everyone 

    August PAD £465

  • beanielou
    beanielou Posts: 95,804 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • laurenh1
    laurenh1 Posts: 1,002 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    One for yesterday and today please xx 
  • peacocking
    peacocking Posts: 27 Forumite
    Fourth Anniversary 10 Posts Name Dropper Photogenic
    14/25 🙂 Yesterday I did some food shopping, but I'm calling today a NSD in advance!
    About 35k March 24

    <then many hours working, little sleep, much grumbling>

    Now:

    £13577 Jan 25
    £11100 End Jan 25
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    One for me today please.14/15

    "Make Everyday Count"



  • KajiKita
    KajiKita Posts: 7,923 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not sure ….
    Bought 2025 diary and A4 hard bound book for Mr KK - he’s refunded me for these so I’m not counting them as a spend. 
    Bought screen wash and a new windscreen scraper as mine are worn out. Are these essentials? 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 45 books of target 52 in 2025, as @ 27th August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 1,018 Forumite
    1,000 Posts Name Dropper Photogenic
    Hi @cathybird I earnt £40 but spent £1.90 over that therefore it is a spendy day anyhow! Thank youXX
    Mission Number One: Get a job!
    Mission Number Two: Get a lodger!
    Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
    Once accomplished all three come back and start new missions!
  • cathybird
    cathybird Posts: 15,701 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 January at 5:23PM
    @KajiKita I'd say yes? The windscreen needs to be workable to be able to drive. Fuel and public transport can both be excluded on the grounds that you've got to be able to get from A to B. So there is a definite case for discounting those two purchases (I think). If you agree I will add an NSD! xx
  • cathybird
    cathybird Posts: 15,701 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 January at 12:01AM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    January targets


    AuntieL 15/20  image  image  image  image

    bamboo socks 2/10  image

    beanielou 18/19  image  image  image  image

    BestnamesRgone 15 

    bloomfelt 8/10  image  image

    Bluefeathers32 10 

    Caeraugirl 13/20  image  image  image

    Cassingtonbear 3/15  image 

    cathybird 12/15  image  image  image

    Combenew 10 

    craftingmad 2/16  image

    Crazybee787 15/19  image  image  image  image

    cuddlymarm 13/15  image  image  image

    Diane1276 10 

    Dizzycap 18/27  image  image  image  image

    Doris17 14/15  image  image  image

    felicityBD15 2/10  image

    Flick85 3/10  image

    Frugalontoast 7/15  image  image

    Honeysucklelou2 4/10  image

    Jay1 2 10/10  image  image  image  image

    KajiKita 15/20  image  image  image  image 

    Lanky larry 9/20  image  image 

    laura lau 10/18  image  image  image

    laurenh1 16/20  image  image  image  image

    lilian1977 5/20   image  image

    LittleMissDetermined 6/16  image  image

    Louise600 5/10  image  image

    Makingabobor2 7/15  image  image

    Money Choices 6/10  image  image

    Nexgenn 6/10  image  image

    Nintud 2/8  image

    QueenJess 12/15  image  image  image

    Optimistic Saver 11/20  image  image  image

    Pauper1 10/20  image  image  image

    peacocking 14/25  image  image  image

    Rupacomp  

    Sausageroll14 5/20  image  image

    Saver-upper 12/15  image  image  image

    SecondStar 10/15  image  image  image

    SerenitySeven 10 

    short bird 11/18   image  image  image

    Thriftymissus 14/22   image  image  image

    Tjh1412 13/15  image  image  image

    try harder 15 

    tryingmybesthonest 22 


    To see the updated results for January, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • KajiKita
    KajiKita Posts: 7,923 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    cathybird said:
    @KajiKita I'd say yes? The windscreen needs to be workable to be able to drive. Fuel and public transport can both be excluded on the grounds that you've got to be able to get from A to B. So there is a definite case for discounting those two purchases (I think). If you agree I will add an NSD! xx
    Yes please CathyB 😊

    KK

    PS - won’t get one tomorrow. Snapped my garden fork handle this afternoon 🙄😂
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 45 books of target 52 in 2025, as @ 27th August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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