January 2025 NSD challenge
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Joyous January's No-Spend Days Challenge!
Comments
-
Adding the below takes my running total to
9 NSDs
6/1 X
7/1 NSD
8/1 NSD
9/1 NSD
10/1 NSD
11/1 X
12/1 NSD
13/1 NSD
14/1 X
15/1 X
16/1 NSD
Widowed November 2024
navigating whatever fresh hell this ‘new’ life is, as best I can, for our kids and in his memory.1 -
Another NSD today
2026 decluttering: 1,099 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 302🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0001 -
14/19 Please @cathybird thank youXX
Goals for 2026: -
- Save £4000 EF
- Save for a holiday if possible as well (secondry)
- No spends days 15+
1 -
13/25
Thank you @cathybird Trying to sort out care for an elderly unwell relative, but its not quite straightforward!About 35k March 24
<then many hours working, little sleep, much grumbling>
Now:
£13577 Jan 25
£9500 Dec 251 -
Another one for me today please1
-
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 14/15
bamboo socks 2/10beanielou 17/19
BestnamesRgone 15bloomfelt 8/10
Bluefeathers32 10Caeraugirl 11/20
Cassingtonbear 3/15
cathybird 11/15
Combenew 10craftingmad 2/16Crazybee787 14/19
cuddlymarm 12/15
Diane1276 10Dizzycap 16/27
Doris17 13/15
felicityBD15 2/10Flick85 3/10Frugalontoast 7/15
Honeysucklelou2 4/10Jay1 2 10/10
KajiKita 13/20
Lanky larry 9/20
laura lau 8/18
laurenh1 14/20
lilian1977 5/20
LittleMissDetermined 6/16
Louise600 4/10Makingabobor2 6/15
Money Choices 2/10Nexgenn 6/10
Nintud 2/8QueenJess 12/15
Optimistic Saver 11/20
Pauper1 10/20
peacocking 13/25
RupacompSausageroll14 5/20
Saver-upper 7/12
SecondStar 15SerenitySeven 10short bird 10/18
Thriftymissus 13/22
Tjh1412 12/15
try harder 15tryingmybesthonest 22To see the updated results for January, click here🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
It's definately another NSD for me today. Total 16 for the month.Well done folks with the NSD's and holding back on the temptations of 'treat / comfort' spending that can so easily come along during the day
I'm off back to bed
I just had to have a break from resting & sleeping before I go off my rocker! What better place to visit than the MSE forum boards whilst sitting & drinking a lovely cup of hot coffee & nibbling on a mince pie in the art room 
A change of room surroundings is most certainly as good as a rest 
I might even be inspired to do a little work on my recycled Christmas cards 
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1886.43 / £2026 (4)2 -
Back from my hols now so it's one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60001 -
Good morning guys
Another one for me please making my total 12/15
Have a good day
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2002 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.9K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards