The Top Regular Savers Discussion Thread

Aidanmc

So we can't apply for the Monument RS though existing Newcastle BS online portal?

Bobblehat

clairec666 said:

The Manchester and Newcastle T&Cs are mostly a copy-paste job of one another, with the subtle difference of when interest is paid: 12 months from receiving initial deposit for Manchester, and 12 months from account opening for Newcastle.

However there's a slight contradiction/confusion for Manchester, where it says "On the 2nd Annual Anniversary of your account opening date, your account will mature into an easy access account", i.e. counting from opening rather than first deposit. Mine was opened on the 15th, funded on the 16th, and it now says maturity date 16th (Oct 2027). Will see what happens in two years time. Hardly worth losing sleep over.

Meanwhile, if you were unaware of the connection between Manchester and Newcastle building societies you'd be confused that Manchester's postal address in the "Contact us" page on the website gives an address in Wallsend.

Manchester RS .... I opened mine on 23/09 and funded on 29/09 .... maturity shows as 29/09/2027.

daz378

I'm afraid I'm doing Santander a misservice.
They have not coerced  me....I didn't  realise I could close the edge saver and start a new one  with the standard edge current account....bright side managed to open a cooperative regular saver 

Bridlington1

My sources are telling me Principality plan to launch a Christmas 2026 RS shortly (most likely next week).

Rate and max pay in are TBC.

allegro120

Aidanmc said:

So we can't apply for the Monument RS though existing Newcastle BS online portal?

It doesn't show when you are logged in.  I've applied as a new customer, it's very quick, just usual personal details, open t&c documents, tick boxes and you are in

Cweb

Bridlington1 said:

My sources are telling me Principality plan to launch a Christmas 2026 RS shortly (most likely next week).

Rate and max pay in are TBC.

Online application link is live for those who know how to find it, so likely in the next day or so.

I've had previous accounts closed for altering application links with principality before so not worth it for me to open to find out details sooner then Principality want to announce it publicly.

Bridlington1

Cweb said:

Bridlington1 said:

My sources are telling me Principality plan to launch a Christmas 2026 RS shortly (most likely next week).

Rate and max pay in are TBC.

Online application link is live for those who know how to find it, so likely in the next day or so.

I've had previous accounts closed for altering application links with principality before so not worth it for me to open to find out details sooner then Principality want to announce it publicly.

Indeed, that's the source I used. In my experience links go live about 5 days or so before launch IIRC.

Worth noting however that in the past those who have opened accounts with Principality before the day of launch have found they could not make deposits into their accounts until the day the account was officially launched (in the meantime their money was stuck in transit earning no interest whatsoever) but the maturity date was the anniversary of the day of application.

In other words there is nothing whatsoever to gain from applying now, you won't even find out the interest rate till the first deposit has landed.

10_66

Newcastle Monument
I applied online (not app) as new customer but the new account isn't showing when I log on.  Did those that can already see the new account apply via online or app, please?  I did receive an email saying application received.

s71hj

Cweb said:

Bridlington1 said:

My sources are telling me Principality plan to launch a Christmas 2026 RS shortly (most likely next week).

Rate and max pay in are TBC.

Online application link is live for those who know how to find it, so likely in the next day or so.

I've had previous accounts closed for altering application links with principality before so not worth it for me to open to find out details sooner then Principality want to announce it publicly.

Go on, put our little community in the know!!! 

Cweb

s71hj said:

Go on, put our little community in the know!!! 

Method has been mentioned before - nothing to gain from it and could lead to getting told off but if you're that curious there is over 700 pages to go searching through to find the answer