The Top Regular Savers Discussion Thread

Bob2000

ChewyyBacca said:

Cweb said:

clivep said:

Newcastle/Monument

Just applied and have received email with application reference.

As existing Newcastle BS member I tried the login route but once in my a/c there was no option to open the Monument regular saver, so I applied using the "Start application" as if I were a new customer.

Mine has now been opened and already added to my existing online account all within 45 minutes.

Cweb & clivep
During the application process, as a new customer, did you go through the entire security set up? i.e., password setup & memorable info set up?
Did you put them same as your existing account information?

Im worried, if they mess up & not merge the online accounts, I will lose access to my NCL a/c (opened for loyalty) & 5.25% Reg saver

IChewyyBacca said:

Cweb said:

clivep said:

Newcastle/Monument

Just applied and have received email with application reference.

As existing Newcastle BS member I tried the login route but once in my a/c there was no option to open the Monument regular saver, so I applied using the "Start application" as if I were a new customer.

Mine has now been opened and already added to my existing online account all within 45 minutes.

Cweb & clivep
During the application process, as a new customer, did you go through the entire security set up? i.e., password setup & memorable info set up?
Did you put them same as your existing account information?

Im worried, if they mess up & not merge the online accounts, I will lose access to my NCL a/c (opened for loyalty) & 5.25% Reg saver

I already have NBS accounts and applied for the Monument RS as a new customer.
Just used different security Q&R, but when l went to the NBS login portal, the Monument  account  was there.
So it should be fine.

topyam

Middle_of_the_Road said:

topyam said:

What's the attraction of the Newcastle RS? 

Is it the 24 month term? Over £600 interest if the max amount deposited each month?
Has anybody any experience of Newcastle BS?

Decent account.
Yes and yes
Yes, got their other regular saver, no problems.

Thanks! 

Will look at opening it later. 

Wonder how long it will stay around for...

judgingjudy

I’d like to open the Monument saver before it’s pulled, but can someone tell me if it needs to be funded straightaway, or if I’ve got a few days to do it? Thanks if you can. 

topyam

So...
The Newcastle BS RS seems identical to the Manchester BS RS...
Not sure how i missed that one
RS with a high deposit limit appeal to me - more interest!

GetRichOrDieSaving

Manchester BS & Newcastle BS

Im sure this has been discussed before and apologies for not wanting to scroll back through 785 pages, but can someone confirm the following:

- Can you hold both accounts (I assume yes)?
- Are you limited to £500/per month even if you have withdrawn some, i.e can you put it back in? (I assume no)?

Cweb

judgingjudy said:

I’d like to open the Monument saver before it’s pulled, but can someone tell me if it needs to be funded straightaway, or if I’ve got a few days to do it? Thanks if you can. 

The literature you receive in online banking states 14 days to fund otherwise will be closed.

GetRichOrDieSaving

Cweb said:

judgingjudy said:

I’d like to open the Monument saver before it’s pulled, but can someone tell me if it needs to be funded straightaway, or if I’ve got a few days to do it? Thanks if you can. 

The literature you receive in online banking states 14 days to fund otherwise will be closed.

Do you know if the maturity date is from opening or first deposit? 

Bridlington1

GetRichOrDieSaving said:

Manchester BS & Newcastle BS

I'm sure this has been discussed before and apologies for not wanting to scroll back through 785 pages, but can someone confirm the following:

- Can you hold both accounts (I assume yes)?
- Are you limited to £500/per month even if you have withdrawn some, i.e can you put it back in? (I assume no)?

You can hold both accounts, withdrawn funds can not be replaced.

Account can also be held alongside their regular saver issue 1, which remains available at 5.25%.

masonic

topyam said:

Middle_of_the_Road said:

topyam said:

What's the attraction of the Newcastle RS? 

Is it the 24 month term? Over £600 interest if the max amount deposited each month?
Has anybody any experience of Newcastle BS?

Decent account.
Yes and yes
Yes, got their other regular saver, no problems.

Thanks! 

Will look at opening it later. 

Wonder how long it will stay around for...

I think I'm going to risk it still being around at the end of the month. I won't feel too hard done by if I miss out as I am running out of money to distribute after the recent flurry of high limit accounts.

This one is worth opening speculatively as it could come into its own if interest rates start falling again next year.

GetRichOrDieSaving

Bridlington1 said:

GetRichOrDieSaving said:

Manchester BS & Newcastle BS

I'm sure this has been discussed before and apologies for not wanting to scroll back through 785 pages, but can someone confirm the following:

- Can you hold both accounts (I assume yes)?
- Are you limited to £500/per month even if you have withdrawn some, i.e can you put it back in? (I assume no)?

You can hold both accounts, withdrawn funds can not be replaced.

Account can also be held alongside their regular saver issue 1, which remains available at 5.25%.

Thank you. Not so sure I’m attracted to or have a need for the 5.25% as I only occasionally have funds over £4,000 in my 6% Santander Edge (apologies for mentioning it haha) but was thinking of opening these to keep any overflow cash between funding my RS’s to avoid using any lower paying EA’s.

I have all other RS available to be me above 5.5% 👍🏼