The Top Regular Savers Discussion Thread

s71hj

Bridlington1 said:

Cweb said:

s71hj said:

Go on, put our little community in the know!!! 

Method has been mentioned before - nothing to gain from it and could lead to getting told off but if you're that curious there is over 700 pages to go searching through to find the answer

And if curious as to what happens if you do open the account early, see the post below in the previous version of this threa:

https://forums.moneysavingexpert.com/discussion/comment/80113507/#Comment_80113507

Let's just say the last thing I want to do as similar no doubt to many on hear is to essentially say to Principality "hello, look at me!!!" 

Bridlington1

s71hj said:

Bridlington1 said:

Cweb said:

s71hj said:

Go on, put our little community in the know!!! 

Method has been mentioned before - nothing to gain from it and could lead to getting told off but if you're that curious there is over 700 pages to go searching through to find the answer

And if curious as to what happens if you do open the account early, see the post below in the previous version of this thread:

https://forums.moneysavingexpert.com/discussion/comment/80113507/#Comment_80113507

Let's just say the last thing I want to do as similar no doubt to many on hear is to essentially say to Principality "hello, look at me!!!" 

Precisely. Not only that you lose interest by applying early so there's nothing to gain. To my mind it's one thing to guess an application link so you know a few days in advance that a regular saver is going to be launched, it's a very different thing to go ahead and use it prematurely.

I'm just going to wait till the day it's launched officially, then if the rate's decent enough apply and fully find then before ``refreshing" if it's still available at the end of the month as I've done with Principality many times.

Bobblehat

Who was it said there's not much new RS activity going on? Jinx! More funding to arrange now! 

s71hj

Bobblehat said:

Who was it said there's not much new RS activity going on? Jinx! More funding to arrange now! 

I'm at the point I will seriously have to consider raiding ISAs

Aidanmc

Going to have to dip in to my 5.5% RS's to fund higher interest ones next month.
My current 5.5's are RBS (max), Natwest (3k), Halifax, Progressive and recently opened Manchester.
Does it really matter which one i start with?

Kim_13

Aidanmc said:

Going to have to dip in to my 5.5% RS's to fund higher interest ones next month.
My current 5.5's are RBS (max), Natwest (3k), Halifax, Progressive and recently opened Manchester.
Does it really matter which one i start with?

I would go Progressive, as it’s earning less than their current offering. Halifax would mean closing a fixed rate account and NatWest and RBS are indefinite terms so should be towards the bottom end of the list. 

topyam

Bobblehat said:

Who was it said there's not much new RS activity going on? Jinx! More funding to arrange now! 

That was me!!
And here I am planning on opening the Newcastle Monument RS and Manchester RS this evening! 

flykiller

Cweb said:

Bridlington1 said:

My sources are telling me Principality plan to launch a Christmas 2026 RS shortly (most likely next week).

Rate and max pay in are TBC.

Online application link is live for those who know how to find it, so likely in the next day or so.

I've had previous accounts closed for altering application links with principality before so not worth it for me to open to find out details sooner then Principality want to announce it publicly.

What's the term and interest rate please?

Bridlington1

flykiller said:

Cweb said:

Bridlington1 said:

My sources are telling me Principality plan to launch a Christmas 2026 RS shortly (most likely next week).

Rate and max pay in are TBC.

Online application link is live for those who know how to find it, so likely in the next day or so.

I've had previous accounts closed for altering application links with principality before so not worth it for me to open to find out details sooner then Principality want to announce it publicly.

What's the term and interest rate please?

If previous instances when accounts have been discovered in this way are anything to go by I would expect Principality BS's staff not to have a clue until the day of launch. When I phoned them to enquire about their RS Issue 33 a few days before it was launched they didn't even know there was going to be an issue 33.

I just posted it more as a heads up, there's a regular saver coming, details TBC.

ThePirates

Newcastle Monument RS

I applied via the website as a 'new' customer and within a couple of hours it's sitting alongside my existing RS.