The Top Regular Savers Discussion Thread

Slinky

When did ZOPA start offering regular savers? Mine matures in December, just wondering what might follow on from that date?

Also got a boosted saver pot with Chase at 4.3% which holds funds to fund my RS, which runs out at the end of October. Am I likely to be able to open another do you think?

Dugal

Chaykin said:

Scottish BS

Going to apply for their RS via post - got my printed & completed form, photocopy of driving licence, & cheque ready. Now just to decide whether to pay for a stamp or ask them to post me a pre-paid envelope.

For people saying to use a Freepost licence number/address - how do you do that? Any successes with that approach? According to the below from Royal Mail handwriting is not allowed since 30th of March 2015 unless business uses "Freepost NAME" service - and Scottish BS seems not to have that as they use a licence number? https://www.royalmail.com/sites/royalmail.com/files/2022-09/response-services-user-guide_september-2022.pdf

I sent off my form, copy of driving licence and cheque.  They have just been in touch asking for a copy of a bank statement of my nominated bank account, just emailed a copy.  Not sure if I misread the form or I have been selected for special treatment.

janusd

bristolleedsfan said:

Has anyone who does not have a device that can do apps managed  to use Google Authenticator to login to Progressive with PC/Laptop ?

if it helps, I use an authenticator extension in Firefox - already had it installed as I need it for other site logins (though none financial other than PBS)... there will likely be alternate extensions if you use another browser.

kermchem

My understanding is that the only difference between the Progressive Rainy Day issue 3  / issue 4 problem and the regular savers from Lloyds Bank (x 2) and Nationwide is that in living memory Lloyds and Nationwide have not brought out a new issue with a higher interest rate. All three do not allow you to close an issue and open a new one until the 12 months are up (12 months plus a day for Nationwide).

Meanwhile, Progressive RD RS issue 4 opened last night, ID no issue.

Aidanmc

Dugal said:

Chaykin said:

Scottish BS

Going to apply for their RS via post - got my printed & completed form, photocopy of driving licence, & cheque ready. Now just to decide whether to pay for a stamp or ask them to post me a pre-paid envelope.

For people saying to use a Freepost licence number/address - how do you do that? Any successes with that approach? According to the below from Royal Mail handwriting is not allowed since 30th of March 2015 unless business uses "Freepost NAME" service - and Scottish BS seems not to have that as they use a licence number? https://www.royalmail.com/sites/royalmail.com/files/2022-09/response-services-user-guide_september-2022.pdf

I sent off my form, copy of driving licence and cheque.  They have just been in touch asking for a copy of a bank statement of my nominated bank account, just emailed a copy.  Not sure if I misread the form or I have been selected for special treatment.

Was the cheque you sent not from the nominated account?

UKX69

Chaykin said:

Scottish BS

Going to apply for their RS via post - got my printed & completed form, photocopy of driving licence, & cheque ready. Now just to decide whether to pay for a stamp or ask them to post me a pre-paid envelope.

For people saying to use a Freepost licence number/address - how do you do that? Any successes with that approach? According to the below from Royal Mail handwriting is not allowed since 30th of March 2015 unless business uses "Freepost NAME" service - and Scottish BS seems not to have that as they use a licence number? https://www.royalmail.com/sites/royalmail.com/files/2022-09/response-services-user-guide_september-2022.pdf

Just google ‘Scottish Building Society Freepost Address’ and it will show in the answer. Same license number as the prepaid envelope.

Chaykin

UKX69 said:

Chaykin said:

Scottish BS

Going to apply for their RS via post - got my printed & completed form, photocopy of driving licence, & cheque ready. Now just to decide whether to pay for a stamp or ask them to post me a pre-paid envelope.

For people saying to use a Freepost licence number/address - how do you do that? Any successes with that approach? According to the below from Royal Mail handwriting is not allowed since 30th of March 2015 unless business uses "Freepost NAME" service - and Scottish BS seems not to have that as they use a licence number? https://www.royalmail.com/sites/royalmail.com/files/2022-09/response-services-user-guide_september-2022.pdf

Just google ‘Scottish Building Society Freepost Address’ and it will show in the answer. Same license number as the prepaid envelope.

And just handwrite it onto a blank envelope, seal & put in a post box without a stamp? Just asking as, according to Royal Mail rules linked before, handwriting Freepost licence numbers is technically no longer allowed. Happy to risk it once someone confirms this approach worked for them with opening this account.

wmb194

kermchem said:

My understanding is that the only difference between the Progressive Rainy Day issue 3  / issue 4 problem and the regular savers from Lloyds Bank (x 2) and Nationwide is that in living memory Lloyds and Nationwide have not brought out a new issue with a higher interest rate.

All three do not allow you to close an issue and open a new one until the 12 months are up (12 months plus a day for Nationwide).

Meanwhile, Progressive RD RS issue 4 opened last night, ID no issue.

You can close and reopen Lloyds RS' on the same day: the T&Cs aren't enforced.

bristolleedsfan

janusd said:

bristolleedsfan said:

Has anyone who does not have a device that can do apps managed  to use Google Authenticator to login to Progressive with PC/Laptop ?

if it helps, I use an authenticator extension in Firefox - already had it installed as I need it for other site logins (though none financial other than PBS)... there will likely be alternate extensions if you use another browser.

With  authenticator extension in Firefox  installed, how does PBS login code get put into it to generate another code using a device other than a phone?

DealSeeker11

Chaykin said:

UKX69 said:

Chaykin said:

Scottish BS

Going to apply for their RS via post - got my printed & completed form, photocopy of driving licence, & cheque ready. Now just to decide whether to pay for a stamp or ask them to post me a pre-paid envelope.

For people saying to use a Freepost licence number/address - how do you do that? Any successes with that approach? According to the below from Royal Mail handwriting is not allowed since 30th of March 2015 unless business uses "Freepost NAME" service - and Scottish BS seems not to have that as they use a licence number? https://www.royalmail.com/sites/royalmail.com/files/2022-09/response-services-user-guide_september-2022.pdf

Just google ‘Scottish Building Society Freepost Address’ and it will show in the answer. Same license number as the prepaid envelope.

And just handwrite it onto a blank envelope, seal & put in a post box without a stamp? Just asking as, according to Royal Mail rules linked before, handwriting Freepost licence numbers is technically no longer allowed. Happy to risk it once someone confirms this approach worked for them with opening this account.

When I spoke to SBS earlier this afternoon and asked if I could send them the cheque by handwriting their freepost address the lady said no, and that she would send me a prepaid envelope.