The Top Regular Savers Discussion Thread

CricketLady

castle96 said:

CHORLEY RS 5.15%v

Iv'e read their T&Cs and still cant make out if you can withdraw or close account... A) because you just wish to and if they reduce the rate   TIA

If this helps I tried to withdraw from mine and got an email from them almost immediately saying that I couldn't withdraw, but that if I went back in to my account and clicked to close the account, my funds would be sent to my nominated account.  I did this and the funds were available in my nominated account the next morning.

I had £2800 in it, they added £50.41 interest - it was due to mature on the 31st January 2026 xxx

TheQuaker

Received my Scottish Building Society pass book in the post. How cute, takes me back. Didn't realise such things still existed ! 

Chaykin

Scottish BS

Going to apply for their RS via post - got my printed & completed form, photocopy of driving licence, & cheque ready. Now just to decide whether to pay for a stamp or ask them to post me a pre-paid envelope.

For people saying to use a Freepost licence number/address - how do you do that? Any successes with that approach? According to the below from Royal Mail handwriting is not allowed since 30th of March 2015 unless business uses "Freepost NAME" service - and Scottish BS seems not to have that as they use a licence number? https://www.royalmail.com/sites/royalmail.com/files/2022-09/response-services-user-guide_september-2022.pdf

where_are_we

Sorry - "The Quaker" - I do not get sentimental with passbooks. I have a number of passbook RS`s including this one and they only add to admin. At least Scottish BS do online so ,after initial postal baloney, their RS can be managed easily. Lets hope the Maturity process doesn`t require posting in the passbook.

TheQuaker

where_are_we said:

Sorry - "The Quaker" - I do not get sentimental with passbooks. I have a number of passbook RS`s including this one and they only add to admin. At least Scottish BS do online so ,after initial postal baloney, their RS can be managed easily. Lets hope the Maturity process doesn`t require posting in the passbook.

Haha, apologies I've not seen one for years. Sounds like the novelty wears off 

Aidanmc

Chaykin said:

Scottish BS

Going to apply for their RS via post - got my printed & completed form, photocopy of driving licence, & cheque ready. Now just to decide whether to pay for a stamp or ask them to post me a pre-paid envelope.

For people saying to use a Freepost licence number/address - how do you do that? Any successes with that approach? According to the below from Royal Mail handwriting is not allowed since 30th of March 2015 unless business uses "Freepost NAME" service - and Scottish BS seems not to have that as they use a licence number? https://www.royalmail.com/sites/royalmail.com/files/2022-09/response-services-user-guide_september-2022.pdf

I received a pre paid envelope from SBS
Picture attached, if you put licence number on should be ok

Slinky

Dizzycap said:

Slinky said:

Slightly off topic, we tried opening a NatWest ISA for OH yesterday, which although it has issued an account number, hasn't appeared on his account list. Annoyingly I transferred £5K to our joint account yesterday in anticipation of moving it into the ISA. He has a Regular Saver with them which I previously emptied as he's nearing his £500 PSA, so I've just moved the £5K into the RS to see what would happen, and it's accepted the transfer. Will they bounce this back to the joint account I wonder or leave it?

It depends when you emptied the NWest RS? I know that you can withdraw funds and replace them within the same month, but not sure about withdrawing and replacing in different months? The Natwest RS may appear to have accept the 5k transfer back and I hope it does; please let us folks on MSE know if it does,but if not; it will eventually after a few days, bounce back into the joint account.

From experience of an accidental over payment of £150 into my NW RS, it took 6 days for the overpayment to be returned to my NWest current account. 

The OH's ISA is now available, so I've moved the £5K from his RS into the ISA. Looks like he'll get interest for 1 day as they credited the transfer I did on Sunday into the RS yesterday.

clairec666

TheQuaker said:

where_are_we said:

Sorry - "The Quaker" - I do not get sentimental with passbooks. I have a number of passbook RS`s including this one and they only add to admin. At least Scottish BS do online so ,after initial postal baloney, their RS can be managed easily. Lets hope the Maturity process doesn`t require posting in the passbook.

Haha, apologies I've not seen one for years. Sounds like the novelty wears off 

Well I think it's cute and nostalgic. I went to the library yesterday and the self-service machines weren't working so I got my book date-stamped by an actual librarian. It's reassuring that machines haven't completely taken over the world!

TheQuaker

clairec666 said:

TheQuaker said:

where_are_we said:

Sorry - "The Quaker" - I do not get sentimental with passbooks. I have a number of passbook RS`s including this one and they only add to admin. At least Scottish BS do online so ,after initial postal baloney, their RS can be managed easily. Lets hope the Maturity process doesn`t require posting in the passbook.

Haha, apologies I've not seen one for years. Sounds like the novelty wears off 

Well I think it's cute and nostalgic. I went to the library yesterday and the self-service machines weren't working so I got my book date-stamped by an actual librarian. It's reassuring that machines haven't completely taken over the world!

I'm with you there. 

Libraries, now that's also a blast from the past !!!

bristolleedsfan

Does Progressive BS send account details by post ?

Has anyone who does not have a device that can do apps managed  to use Google Authenticator to login to Progressive with PC/Laptop ?