The Top Regular Savers Discussion Thread

Aidanmc

Chaykin said:

Scottish BS

Going to apply for their RS via post - got my printed & completed form, photocopy of driving licence, & cheque ready. Now just to decide whether to pay for a stamp or ask them to post me a pre-paid envelope.

For people saying to use a Freepost licence number/address - how do you do that? Any successes with that approach? According to the below from Royal Mail handwriting is not allowed since 30th of March 2015 unless business uses "Freepost NAME" service - and Scottish BS seems not to have that as they use a licence number? https://www.royalmail.com/sites/royalmail.com/files/2022-09/response-services-user-guide_september-2022.pdf

I received a pre paid envelope from SBS
Picture attached, if you put licence number on should be ok

Slinky

Dizzycap said:

Slinky said:

Slightly off topic, we tried opening a NatWest ISA for OH yesterday, which although it has issued an account number, hasn't appeared on his account list. Annoyingly I transferred £5K to our joint account yesterday in anticipation of moving it into the ISA. He has a Regular Saver with them which I previously emptied as he's nearing his £500 PSA, so I've just moved the £5K into the RS to see what would happen, and it's accepted the transfer. Will they bounce this back to the joint account I wonder or leave it?

It depends when you emptied the NWest RS? I know that you can withdraw funds and replace them within the same month, but not sure about withdrawing and replacing in different months? The Natwest RS may appear to have accept the 5k transfer back and I hope it does; please let us folks on MSE know if it does,but if not; it will eventually after a few days, bounce back into the joint account.

From experience of an accidental over payment of £150 into my NW RS, it took 6 days for the overpayment to be returned to my NWest current account. 

The OH's ISA is now available, so I've moved the £5K from his RS into the ISA. Looks like he'll get interest for 1 day as they credited the transfer I did on Sunday into the RS yesterday.

clairec666

TheQuaker said:

where_are_we said:

Sorry - "The Quaker" - I do not get sentimental with passbooks. I have a number of passbook RS`s including this one and they only add to admin. At least Scottish BS do online so ,after initial postal baloney, their RS can be managed easily. Lets hope the Maturity process doesn`t require posting in the passbook.

Haha, apologies I've not seen one for years. Sounds like the novelty wears off 

Well I think it's cute and nostalgic. I went to the library yesterday and the self-service machines weren't working so I got my book date-stamped by an actual librarian. It's reassuring that machines haven't completely taken over the world!

TheQuaker

clairec666 said:

TheQuaker said:

where_are_we said:

Sorry - "The Quaker" - I do not get sentimental with passbooks. I have a number of passbook RS`s including this one and they only add to admin. At least Scottish BS do online so ,after initial postal baloney, their RS can be managed easily. Lets hope the Maturity process doesn`t require posting in the passbook.

Haha, apologies I've not seen one for years. Sounds like the novelty wears off 

Well I think it's cute and nostalgic. I went to the library yesterday and the self-service machines weren't working so I got my book date-stamped by an actual librarian. It's reassuring that machines haven't completely taken over the world!

I'm with you there. 

Libraries, now that's also a blast from the past !!!

bristolleedsfan

Does Progressive BS send account details by post ?

Has anyone who does not have a device that can do apps managed  to use Google Authenticator to login to Progressive with PC/Laptop ?

Slinky

When did ZOPA start offering regular savers? Mine matures in December, just wondering what might follow on from that date?

Also got a boosted saver pot with Chase at 4.3% which holds funds to fund my RS, which runs out at the end of October. Am I likely to be able to open another do you think?

Dugal

Chaykin said:

Scottish BS

Going to apply for their RS via post - got my printed & completed form, photocopy of driving licence, & cheque ready. Now just to decide whether to pay for a stamp or ask them to post me a pre-paid envelope.

For people saying to use a Freepost licence number/address - how do you do that? Any successes with that approach? According to the below from Royal Mail handwriting is not allowed since 30th of March 2015 unless business uses "Freepost NAME" service - and Scottish BS seems not to have that as they use a licence number? https://www.royalmail.com/sites/royalmail.com/files/2022-09/response-services-user-guide_september-2022.pdf

I sent off my form, copy of driving licence and cheque.  They have just been in touch asking for a copy of a bank statement of my nominated bank account, just emailed a copy.  Not sure if I misread the form or I have been selected for special treatment.

janusd

bristolleedsfan said:

Has anyone who does not have a device that can do apps managed  to use Google Authenticator to login to Progressive with PC/Laptop ?

if it helps, I use an authenticator extension in Firefox - already had it installed as I need it for other site logins (though none financial other than PBS)... there will likely be alternate extensions if you use another browser.

kermchem

My understanding is that the only difference between the Progressive Rainy Day issue 3  / issue 4 problem and the regular savers from Lloyds Bank (x 2) and Nationwide is that in living memory Lloyds and Nationwide have not brought out a new issue with a higher interest rate. All three do not allow you to close an issue and open a new one until the 12 months are up (12 months plus a day for Nationwide).

Meanwhile, Progressive RD RS issue 4 opened last night, ID no issue.

Aidanmc

Dugal said:

Chaykin said:

Scottish BS

Going to apply for their RS via post - got my printed & completed form, photocopy of driving licence, & cheque ready. Now just to decide whether to pay for a stamp or ask them to post me a pre-paid envelope.

For people saying to use a Freepost licence number/address - how do you do that? Any successes with that approach? According to the below from Royal Mail handwriting is not allowed since 30th of March 2015 unless business uses "Freepost NAME" service - and Scottish BS seems not to have that as they use a licence number? https://www.royalmail.com/sites/royalmail.com/files/2022-09/response-services-user-guide_september-2022.pdf

I sent off my form, copy of driving licence and cheque.  They have just been in touch asking for a copy of a bank statement of my nominated bank account, just emailed a copy.  Not sure if I misread the form or I have been selected for special treatment.

Was the cheque you sent not from the nominated account?