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The Top Regular Savers Discussion Thread

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Comments

  • janusdesign
    janusdesign Posts: 1,043 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 29 July at 3:34PM
    Kim_13 said:
    Monmouthshire BS

    Trying to log in to the app.
    It is saying to choose 2FA of text or email. Select below. But there are no options below.
    Any advice on this.
    Thanks.
    press it twice and then enter the second OTP value you receive... it's a quirk of the app, even with fingerprint enabled, I still need to enter 2FA.

    having just logged in, I find that I now have a second RS - Regular Saver (Issue 2)... I can see no mention of it in their withdrawn list of products (pdf only mentions issue 3 - so i've no idea what the rate would be)... i'll leave it unfunded for now, as it will no doubt disappear at some point.

    update - I wonder if it's the account I opened 2 years ago, realised it used a passbook, never funded and requested it be closed? I used a different email address back then, but perhaps if it was never closed, stayed on the books and has now been consolidated back into the new login ?? the account starts 0370, whereas the two opened at the weekend start 0372 - so that might imply that it's a much older account.
    From the Archive Thread, it is the 7% open to all version from 2023: https://web.archive.org/web/20230824044431/https://www.monbs.com/savings/regular-saver/

    It makes sense that Mon BS no longer have a rate listed for it, as the last accounts would have matured before the list was written. I applied for it after it was reported NLA on here but before the link stopped working, then delayed funding it for about as long as I could. It matured in early October 2024.
    thanks for that - the rate sounds familiar.
  • RosieRooBear
    RosieRooBear Posts: 174 Forumite
    100 Posts Second Anniversary Name Dropper
    Regarding Dudley BS, I applied for a Dudley BS EA account the night before the One Year Loyalty RS was launched and the EA account was not opened until the day of the Loyalty RS being launched. I applied for a Loyalty RS.

    I have just checked my online banking and I now have a One Year Loyalty RS showing as opened on 25th July with a balance of £500 despite having never funded the EA account so I shall just leave the EA account to get closed due to lack of funding and retain the RS.
    Dudley BS

    I also opened my RS the day after opening the EA, and the day after that i sent a message asking to close the EA which was completed within 24 hours.
    I have also opened the One Year Regular Saver Issue 9 at 5%.
    I sent a message requesting to close the Easy Access Saver this morning. Account closed and money transferred to bank by mid afternoon, so now only have the Dudley Regular Saver 👍
  • ThePirates
    ThePirates Posts: 359 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Monmouthshire BS

    Trying to log in to the app.
    It is saying to choose 2FA of text or email. Select below. But there are no options below.
    Any advice on this.
    Thanks.
    I have the same issue on Android.

    Tried installing and reinstalled, no difference.
  • masonic
    masonic Posts: 27,509 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Monmouthshire BS

    Trying to log in to the app.
    It is saying to choose 2FA of text or email. Select below. But there are no options below.
    Any advice on this.
    Thanks.
    I have the same issue on Android.

    Tried installing and reinstalled, no difference.
    I had a similar issue the first time, but when I switched away from the app and back it sorted itself out.
  • Bridlington1
    Bridlington1 Posts: 3,912 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Usual drill:

    Chorley BS Regular Saver (30.06.2026) and Chorley BS Regional 2 Year Flexible Saver (30.06.2027) at 5.15% to go NLA, to be replaced by Chorley Building Society Regular Saver (31.07.2026) and Chorley Building Society Regional 2 Year Flexible Saver (31.07.2027) at the same rate on 1/8/25.
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,809 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper

    Unfortunately, she can only take out £500 per day as she doesn't have the mobile app. 
    I know it's an obvious question but why not just install the app?
  • Middle_of_the_Road
    Middle_of_the_Road Posts: 1,165 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    Unfortunately, she can only take out £500 per day as she doesn't have the mobile app. 
    I know it's an obvious question but why not just install the app?
    No online banking available?
  • CricketLady
    CricketLady Posts: 123 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    Yes she's decided to after all, even though she had problems with it before, but this was more a heads up for anyone who doesn't want to or can't,

     
  • Over62
    Over62 Posts: 144 Forumite
    Tenth Anniversary 100 Posts Photogenic
    I also emptied my Virgin Regular Saver account last weekend as I needed the money towards a new car before the account was due to mature.  I was able to send the full amount directly from the regular saver account to my Lloyds current account without having to route it through my Easy Access account.
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