The Top Regular Savers Discussion Thread

Bridlington1

Ch1ll1Phlakes said:

Bridlington1 said:

Regarding the NLA Furness BS Christmas RS Issue 2 that was available earlier this year. Has anybody else had difficulties closing the account online after making one withdrawal?

I made one withdrawal the other month, now I'm trying to close the account to free up funds for August's regular savers. Whenever I do so I get this message:


If I try to make a withdrawal I get this message:


My understanding of the terms were that you were permitted to make one withdrawal and retain the account and that you could then make a further withdrawal or closure, however the second withdrawal would result in the account being converted to an access account, which you could close from there.t

Based on what you've provided you should be able to close the account. If the system is not allowing you to close it yourself, most straightforward thing to do is to contact them and ask them to close it for you.

Have done before I saw your message and they've now closed my account following a secure message I sent last night.

It was more a heads up for anyone else with the account if anything, their systems don't seem to allow you to close the Christmas RS in the usual way if you've already made a withdrawal so you do need to contact them if you want it closing early.

liamcov

soulsaver said:

Bridlington1 said:

Reg_Smeeton said:

Kim_13 said:

trickydicky14 said:

Bridlington1 said:

Market Harborough Fixed Term Regular Saver (30.06.2026) at 5.8% NLA.

Replaced by Market Harborough Fixed Term Regular Saver (30.09.2026) at the same rate with a new maturity date of 30/9/26.

I see this is open in branch only unlike previous offers.

Only the first was officially available online if I recall correctly. I think there was a workaround briefly in December 2024 for the second, but nothing since. 

I opened the 30/6/26 issue online, I think good owd Bridlington found a link and posted it on here

The new Mkt Harborough BS RS follows suit:
https://mhbsonline.co.uk/bankfastApply/apply/index?code=1yr04

If I use that link, it asks if I am already registered/y/login and click 'apply'.

If I do that, that account isn't there as an option to open.

So, do I say 'No' and go through the whole application process as a new customer? If so do they merge it with my online facility? Or give me a separate profile?

What have others done?

I have done exactly that (today) so will let you know what happens. 

Section62

Bob2000 said:

Monmouthshire building society. 

...

On another note. I tried to open another issue 8 yesterday evening, online again, no app and it said l was successful  but at 10ish today had a email saying due to a error online only one RS Issue 8 allowed.

Monmouthshire do a lot of stuff manually - for example manually adding an account to your online profile after you've done the online 'add account' process... so there's a good chance more people will have the same experience of duplicate accounts being spotted if they give MonBS reason to look.

Kim_13

janusdesign said:

charlie12525 said:

Monmouthshire BS

Trying to log in to the app.

It is saying to choose 2FA of text or email. Select below. But there are no options below.

Any advice on this.

Thanks.

press it twice and then enter the second OTP value you receive... it's a quirk of the app, even with fingerprint enabled, I still need to enter 2FA.

having just logged in, I find that I now have a second RS - Regular Saver (Issue 2)... I can see no mention of it in their withdrawn list of products (pdf only mentions issue 3 - so i've no idea what the rate would be)... i'll leave it unfunded for now, as it will no doubt disappear at some point.

update - I wonder if it's the account I opened 2 years ago, realised it used a passbook, never funded and requested it be closed? I used a different email address back then, but perhaps if it was never closed, stayed on the books and has now been consolidated back into the new login ?? the account starts 0370, whereas the two opened at the weekend start 0372 - so that might imply that it's a much older account.

From the Archive Thread, it is the 7% open to all version from 2023: https://web.archive.org/web/20230824044431/https://www.monbs.com/savings/regular-saver/

It makes sense that Mon BS no longer have a rate listed for it, as the last accounts would have matured before the list was written. I applied for it after it was reported NLA on here but before the link stopped working, then delayed funding it for about as long as I could. It matured in early October 2024.

janusdesign

Kim_13 said:

janusdesign said:

charlie12525 said:

Monmouthshire BS

Trying to log in to the app.

It is saying to choose 2FA of text or email. Select below. But there are no options below.

Any advice on this.

Thanks.

press it twice and then enter the second OTP value you receive... it's a quirk of the app, even with fingerprint enabled, I still need to enter 2FA.

having just logged in, I find that I now have a second RS - Regular Saver (Issue 2)... I can see no mention of it in their withdrawn list of products (pdf only mentions issue 3 - so i've no idea what the rate would be)... i'll leave it unfunded for now, as it will no doubt disappear at some point.

update - I wonder if it's the account I opened 2 years ago, realised it used a passbook, never funded and requested it be closed? I used a different email address back then, but perhaps if it was never closed, stayed on the books and has now been consolidated back into the new login ?? the account starts 0370, whereas the two opened at the weekend start 0372 - so that might imply that it's a much older account.

From the Archive Thread, it is the 7% open to all version from 2023: https://web.archive.org/web/20230824044431/https://www.monbs.com/savings/regular-saver/

It makes sense that Mon BS no longer have a rate listed for it, as the last accounts would have matured before the list was written. I applied for it after it was reported NLA on here but before the link stopped working, then delayed funding it for about as long as I could. It matured in early October 2024.

thanks for that - the rate sounds familiar.

RosieRooBear

courier9585 said:

Bridlington1 said:

Regarding Dudley BS, I applied for a Dudley BS EA account the night before the One Year Loyalty RS was launched and the EA account was not opened until the day of the Loyalty RS being launched. I applied for a Loyalty RS.

I have just checked my online banking and I now have a One Year Loyalty RS showing as opened on 25th July with a balance of £500 despite having never funded the EA account so I shall just leave the EA account to get closed due to lack of funding and retain the RS.

Dudley BS

I also opened my RS the day after opening the EA, and the day after that i sent a message asking to close the EA which was completed within 24 hours.
I have also opened the One Year Regular Saver Issue 9 at 5%.

I sent a message requesting to close the Easy Access Saver this morning. Account closed and money transferred to bank by mid afternoon, so now only have the Dudley Regular Saver 👍

ThePirates

charlie12525 said:

Monmouthshire BS

Trying to log in to the app.

It is saying to choose 2FA of text or email. Select below. But there are no options below.

Any advice on this.

Thanks.

I have the same issue on Android.

Tried installing and reinstalled, no difference.

masonic

ThePirates said:

charlie12525 said:

Monmouthshire BS

Trying to log in to the app.

It is saying to choose 2FA of text or email. Select below. But there are no options below.

Any advice on this.

Thanks.

I have the same issue on Android.

Tried installing and reinstalled, no difference.

I had a similar issue the first time, but when I switched away from the app and back it sorted itself out.

Bridlington1

Usual drill:

Chorley BS Regular Saver (30.06.2026) and Chorley BS Regional 2 Year Flexible Saver (30.06.2027) at 5.15% to go NLA, to be replaced by Chorley Building Society Regular Saver (31.07.2026) and Chorley Building Society Regional 2 Year Flexible Saver (31.07.2027) at the same rate on 1/8/25.

CricketLady

Just a heads up on the Virgin Regular Saver 10% that I know a lot of us have - my daughter is busy for the rest of the week so emptied her regular saver of £3134 to her Virgin current account today rather than waiting for it to roll into the easy access account, then set up to pay from her current account to her main bank account (Lloyds).

Unfortunately, she can only take out £500 per day as she doesn't have the mobile app. Apparently if she rings customer service they can help her move all the money in one go but just a heads up because if we're all doing that, their customer service is going to be a tad busy.

This isn't a major problem for her, albeit somewhat annoying as she now has to move £500 on Wednesday, Thursday, Friday, Saturday etc. until it's all out (she's on holiday and doesn't want to ring)  but I thought it worth mentioning on here.

Best wishes