The Top Regular Savers Discussion Thread

pecunianonolet

Stargunner said:

pecunianonolet said:

Monmouthshire BS

Read that some got accidentally, or intentionally, 2 reg saver issue 8 opened. Technically against the T&C but the question is, has anyone funded both accounts already? Any issues, what is the risk of one or both being closed?

I find myself in the situation to have opened, unintentionally, 2 accounts and they show in the app. I have both, Natwest and RBS reg savers maxed out at 5k and was thinking to transition £500 over each month. Starting to use the Virgin funds first after maturity and once I run out of cash I slowly shift from the 5.5% RBS/Natwest to a 6% account. Funding both is £1000 each month on top of various other reg savers (Skipton, Nantionwide, Zoopa and various Principality accounts). I have maxed out my PSA already with received and expected interest so need to move into reg savers with maturity dates of next tax year and start to fill up my ISA (CMC now at 4.59% after promotion expiry). 

I plan to fund both Monmouthshire on Thursday and Friday, which would swallow 2k already but not sure on the 2 account thing. 

I ended up with 2 issue 8 savers, even though I only applied once. Only received an email for one of them.
I have funded one, but I am thinking of holding off funding the other one towards the end of next month, just before the 30 day funding window expires. They will then mature a month apart, which suits me better.

Same here, I applied through the app and waited, and waited, and after 15 min or so gave up and closed the app. Tried to log in again some time later, no accounts were showing so assumed the first attempt failed so tried again and after 2-3 min the account was open so closed the app. Within 10 min I got 2 emails with different reference numbers and when I logged back in via app it showed 2 accounts and they are still showing. 

Bridlington1

Regarding the NLA Furness BS Christmas RS Issue 2 that was available earlier this year. Has anybody else had difficulties closing the account online after making one withdrawal?

I made one withdrawal the other month, now I'm trying to close the account to free up funds for August's regular savers. Whenever I do so I get this message:


If I try to make a withdrawal I get this message:


My understanding of the terms were that you were permitted to make one withdrawal and retain the account and that you could then make a further withdrawal or closure, however the second withdrawal would result in the account being converted to an access account, which you could close from there.

flaneurs_lobster

gt94sss2 said:

Dudley have two dedicated accounts for incoming electronic payments (details on their website FAQ).

One is for online accounts and one for passbook accounts. You should use the passbook account one (ending in 1008)  and use your actual account number (that appears online) as the payment reference.

Ah, my bad. I used the online account details for the RS, should of course be the passbook account number.

Still got credited, but I'll change the payee details.

csw5780

pecunianonolet said:

Stargunner said:

pecunianonolet said:

Monmouthshire BS

Read that some got accidentally, or intentionally, 2 reg saver issue 8 opened. Technically against the T&C but the question is, has anyone funded both accounts already? Any issues, what is the risk of one or both being closed?

I find myself in the situation to have opened, unintentionally, 2 accounts and they show in the app. I have both, Natwest and RBS reg savers maxed out at 5k and was thinking to transition £500 over each month. Starting to use the Virgin funds first after maturity and once I run out of cash I slowly shift from the 5.5% RBS/Natwest to a 6% account. Funding both is £1000 each month on top of various other reg savers (Skipton, Nantionwide, Zoopa and various Principality accounts). I have maxed out my PSA already with received and expected interest so need to move into reg savers with maturity dates of next tax year and start to fill up my ISA (CMC now at 4.59% after promotion expiry). 

I plan to fund both Monmouthshire on Thursday and Friday, which would swallow 2k already but not sure on the 2 account thing. 

I ended up with 2 issue 8 savers, even though I only applied once. Only received an email for one of them.
I have funded one, but I am thinking of holding off funding the other one towards the end of next month, just before the 30 day funding window expires. They will then mature a month apart, which suits me better.

Same here, I applied through the app and waited, and waited, and after 15 min or so gave up and closed the app. Tried to log in again some time later, no accounts were showing so assumed the first attempt failed so tried again and after 2-3 min the account was open so closed the app. Within 10 min I got 2 emails with different reference numbers and when I logged back in via app it showed 2 accounts and they are still showing. 

It seems the app is allowing a second application (which was approved after a short wait); even once the first is open and funded. 

gt94sss2

flaneurs_lobster said:

gt94sss2 said:

Dudley have two dedicated accounts for incoming electronic payments (details on their website FAQ).

One is for online accounts and one for passbook accounts. You should use the passbook account one (ending in 1008)  and use your actual account number (that appears online) as the payment reference.

Ah, my bad. I used the online account details for the RS, should of course be the passbook account number.

Still got credited, but I'll change the payee details.

Yes, I am not sure why they use 2 different accounts as I assume the reference numbers are unique!

janusd

mon3ysav3r said:

I applied for the Monmouthshire BS Regular Saver Issue 8 paying 6%, up to £500 per month and unlimited withdrawals on their website (not app) on Friday. I have received no e-mail or any other comms from them at all yet - is anyone else waiting?

FWIW, I opened both Monmouthshire accounts (RS and Easy Access) in the app on Saturday - both were opened within minutes and generated welcome letter emails (with account details); I paid £500 / £1 on Sunday and both deposits were showing in the app on Monday morning (backdated to the Sunday). I did also register for online access on the Saturday, and received an email reply immediately stating that the activation code would be sent in the post in the next few days - though it was signed "xxxxx Building Society / My Accounts Helpline: xxxx xxxxxx", so that email template needs fixing as the others correctly mentioned Monmouthshire and their phone number.

Bob2000

Monmouthshire building society. 

I rang up earlier hoping to speed up my account (RS issue 8) appearing online but was told I had to wait for a letter to arrive to confirm the application and signature form.
The nice lady l spoke to did try to see if she could activate the account, but no joy. So, postal service it is:(

On another note. I tried to open another issue 8 yesterday evening, online again, no app and it said l was successful  but at 10ish today had a email saying due to a error online only one RS Issue 8 allowed.

soulsaver

Bridlington1 said:

Reg_Smeeton said:

Kim_13 said:

trickydicky14 said:

Bridlington1 said:

Market Harborough Fixed Term Regular Saver (30.06.2026) at 5.8% NLA.

Replaced by Market Harborough Fixed Term Regular Saver (30.09.2026) at the same rate with a new maturity date of 30/9/26.

I see this is open in branch only unlike previous offers.

Only the first was officially available online if I recall correctly. I think there was a workaround briefly in December 2024 for the second, but nothing since. 

I opened the 30/6/26 issue online, I think good owd Bridlington found a link and posted it on here

The new Mkt Harborough BS RS follows suit:
https://mhbsonline.co.uk/bankfastApply/apply/index?code=1yr04

If I use that link, it asks if I am already registered/y/login and click 'apply'.

If I do that, that account isn't there as an option to open.

So, do I say 'No' and go through the whole application process as a new customer? If so do they merge it with my online facility? Or give me a separate profile?

What have others done?

Ch1ll1Phlakes

Bridlington1 said:

Regarding the NLA Furness BS Christmas RS Issue 2 that was available earlier this year. Has anybody else had difficulties closing the account online after making one withdrawal?

I made one withdrawal the other month, now I'm trying to close the account to free up funds for August's regular savers. Whenever I do so I get this message:


If I try to make a withdrawal I get this message:


My understanding of the terms were that you were permitted to make one withdrawal and retain the account and that you could then make a further withdrawal or closure, however the second withdrawal would result in the account being converted to an access account, which you could close from there.t

Based on what you've provided you should be able to close the account. If the system is not allowing you to close it yourself, most straightforward thing to do is to contact them and ask them to close it for you.

charlie12525

Monmouthshire BS

Trying to log in to the app.

It is saying to choose 2FA of text or email. Select below. But there are no options below.

Any advice on this.

Thanks.