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The Top Regular Savers Discussion Thread

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  • Eco_Miser
    Eco_Miser Posts: 4,886 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    AndyTh_2 said:
    friolento said:
    Hattie627 said:
    I'm hoping that there will be another VM RS Exclusive available when the original Issue 1 at 10% fixed matures on 31 July. Maybe not, though.

    Hope's always the last thing that dies......I am hoping with you, too.

    But Nationwide now own VM, and in their AGM they have communicated quite ambitious plans for 'integrating' VM into NW. I fear this means the end of great VM interest rates, and fewer and fewer VM-branded products.


    https://forums.moneysavingexpert.com/discussion/comment/81472823/#Comment_81472823
    I hope it ends the dozen login systems they use for different products/original banks though, and not Nationwide going that way instead
    Well there certainly won't be many VM branded products in future,  as their licence to use the Virgin name lapses, but there may be many Clydesdale Bank branded banking products, alongside the Nationwide Building Society products. 

    Until they can a) set up a system that can handle all the different accounts and sort codes; and b) successfully migrate all the existing accounts onto it, then c) successfully merge a customers profiles from each of the legacy systems, the we are going to have multiple logins. I doubt they will ever integrate the customer facing part of the bank with the building society.

    Eco Miser
    Saving money for well over half a century
  • tg99
    tg99 Posts: 1,258 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    tg99 said:
    Hi, I opened and funded the Zopa regular saver just over a month ago and thought at the time I had set up auto save for recurring £300pm into the new account. But one month in and the £300 just went to the Primary Pot (access saver) and so I had to manually transfer it into the regular saver from there. Cannot see anywhere in the Zopa app where I have an autosave instruction set up that I can amend so am thinking perhaps I just set up a SO from my linked account as per traditional reg saver accounts. In the smart savings hub if click on account information it gives sort code and account number which is what is set up in my linked account monthly payment so this must relate to the Primary Pot. Is there a separate account number and sort code for the regular saver so I can set up a direct standing order as I cannot see anywhere in app? Otherwise guess could set up the auto save but don’t think option to do just for 11 payments so would need to cancel myself? Thks 

    I opened one in Feb  25 and set up auto save at the same time, When you log in the first box is Zopa account, next one down, Smart savings hub, third is Payments, Upcoming, Auto save £300 and the date.
    Check that first to see if its showing.
    My Feb payment was manual, March did not go through, I called and was told it was a mistake, to make a manual payment, so I did. They said it would work fine in April.
    But later in the day the March payment went through and took me overdrawn, The extra £300 went into the basic savings pot as £300 was already in the Reg saver..
    They are still working out the bugs.
    If auto save is not there, call them, I could not find how to do that again. Maybe as its all set up for me.

    Thanks, had a look and the Payments box and it says no upcoming payments so assume I never completed the setting up of autosave and instead set up the manual standing order but using the account number and sort code of the primary hub access saver rather than the regular saver (as cannot see the account number of the latter anywhere). So will see if Zopa can give me account details for the regular saver so can edit my standing order else will prob just try doing autosave again.
  • nomorekids
    nomorekids Posts: 461 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    liamcov said:
    New account from Saffron! 

    Refer a Friend regular saver 8%

    £50 month / max £600.

    Must complete a 'survey' providing the name of another Saffron customer who has 'referred' you (otherwise they say they will close your account down!)

    https://www.saffronbs.co.uk/MM_Refer_a_Friend_Saver
    Thank you for posting, do you know the incentive for the referrer? Or is the incentive a way of getting this account by by passing the one year rule for the members saver?
    If you want to be rich, never, ever have kids ;)
  • jim1999
    jim1999 Posts: 248 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Saffron BS

    I also can't see any indication that existing members can't apply, which seems odd?
  • liamcov
    liamcov Posts: 649 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    liamcov said:
    New account from Saffron! 

    Refer a Friend regular saver 8%

    £50 month / max £600.

    Must complete a 'survey' providing the name of another Saffron customer who has 'referred' you (otherwise they say they will close your account down!)

    https://www.saffronbs.co.uk/MM_Refer_a_Friend_Saver
    Thank you for posting, do you know the incentive for the referrer? Or is the incentive a way of getting this account by by passing the one year rule for the members saver?
    I suppose the friend they are referring can refer them to the same product, that's my intention. 
  • Aidanmc
    Aidanmc Posts: 1,405 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Saffron BS
    You must have been referred by an existing member holding a Member’s Month Loyalty Saver.
    So we just need name of 1 person holding a Members monthly loyalty saver and we can all be their friend?
  • Bridlington1
    Bridlington1 Posts: 3,940 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Aidanmc said:
    Saffron BS
    You must have been referred by an existing member holding a Member’s Month Loyalty Saver.
    So we just need name of 1 person holding a Members monthly loyalty saver and we can all be their friend?
    Although I must stress the forum rules prohibit the exchanging of personal details so if you were to do this you would need to do this outside of this forum.
  • surreysaver
    surreysaver Posts: 4,907 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My Principality Regular Saver 34 natured today into my third 6 Month Regular Saver 3.
    So I should be able to deposit the second £200 tomorrow.
    I consider myself to be a male feminist. Is that allowed?
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