The Top Regular Savers Discussion Thread

jameseonline

chris_the_bee said:

10_66 said:

Saffron
I rang them today and was advised that there will be another Members Month Loyalty Saver available on Monday 2nd June.  Unable to give maturity instructions for this via their maturity manager as there aren't any details yet, but I believe it'll be similar to the existing one at 8% (not certain of this yet as they didn't have full info at the time of my call earlier today).  Instructions can be given via secure message.

Saffron
Looks like we will all have to wait until our existing Members Month Loyalty Saver matures before applying for the new one.

• "You can only hold one Members Month Loyalty Saver, as well as one regular savings product at any time with Saffron."

Yea you have to wait same as last year

jameseonline

Bridlington1 said:

Just a reminder the following interest rate cuts come into effect tomorrow:

Account	Old rate	New rate	Date
HRBS Regular Saver 30 Day Notice	4.50%	4.25%	30/05/2025
HRBS Regular Saver 30 Day Notice Issue 2	4.60%	4.35%	30/05/2025
NatWest Digital Regular Saver (headline only)	6.17%	5.50%	30/05/2025
RBS Digital Regular Saver (headline only)	6.17%	5.50%	30/05/2025

I'll be moving most of my NatWest & RBS funds into better accounts.

Anyone know if there's a minimum amount you need to have in those accounts to stay open etc by the way?

ForumUser7

Progressive BS Online Rainy Day Regular Saver

Anyone know if you can give them maturity preferences please, or if you just have to let it mature into their easy access account and then close it etc.?

Thanks

Aidanmc

ForumUser7 said:

Progressive BS Online Rainy Day Regular Saver

Anyone know if you can give them maturity preferences please, or if you just have to let it mature into their easy access account and then close it etc.?

Thanks

Mine due to mature on 10 June, had an email from them

'Your Online Regular Rainy Day Saver Acc is due to mature.

Your account with Progressive will mature on 10 June 2025. On the day following maturity your account will rollover into the current issue of our Online Instant Access Account. The Summary Box for the Online Instant Access Account will be available online for you to view when your account has matured'.

Dont know if its possible to give then alternative instructions

PowerSavingMode

jameseonline said:

Bridlington1 said:

Just a reminder the following interest rate cuts come into effect tomorrow:

Account	Old rate	New rate	Date
HRBS Regular Saver 30 Day Notice	4.50%	4.25%	30/05/2025
HRBS Regular Saver 30 Day Notice Issue 2	4.60%	4.35%	30/05/2025
NatWest Digital Regular Saver (headline only)	6.17%	5.50%	30/05/2025
RBS Digital Regular Saver (headline only)	6.17%	5.50%	30/05/2025

I'll be moving most of my NatWest & RBS funds into better accounts.

Anyone know if there's a minimum amount you need to have in those accounts to stay open etc by the way?

I don't know exactly, but I assume a minimum of £1 followed by regular monthly deposits of £1 by SO:

"when you save between £1 - £50  by standing order each month"

clairec666

PowerSavingMode said:

jameseonline said:

Bridlington1 said:

Just a reminder the following interest rate cuts come into effect tomorrow:

Account	Old rate	New rate	Date
HRBS Regular Saver 30 Day Notice	4.50%	4.25%	30/05/2025
HRBS Regular Saver 30 Day Notice Issue 2	4.60%	4.35%	30/05/2025
NatWest Digital Regular Saver (headline only)	6.17%	5.50%	30/05/2025
RBS Digital Regular Saver (headline only)	6.17%	5.50%	30/05/2025

I'll be moving most of my NatWest & RBS funds into better accounts.

Anyone know if there's a minimum amount you need to have in those accounts to stay open etc by the way?

I don't know exactly, but I assume a minimum of £1 followed by regular monthly deposits of £1 by SO:

"when you save between £1 - £50  by standing order each month"

I don't think there's any obligation to keep paying in by standing order. I cancelled mine and started transferring it manually, and skipped some months. I think you can just leave the account there with £1 in it.

Hattie627

Principality BS

My Regular Saver Bond Issue 34, with a maturity date of 30 May, now showing as matured into a 6 month RS (Issue 3) (my fourth of that issue, edited to third, my fourth expected on 5 June), with maturity interest added of £100.66 and £200 rolled-over and account number maintained. New MD of 30th Nov 2025. 

Balance expected into my nominated account later today. (Edited to add: Balance of £2900.66 received in nominated account before 10am on maturity date. Very efficiently done)


Hopefully [Removed by Forum Team] won't notice what's happened

jameseonline

clairec666 said:

PowerSavingMode said:

jameseonline said:

Bridlington1 said:

Just a reminder the following interest rate cuts come into effect tomorrow:

Account	Old rate	New rate	Date
HRBS Regular Saver 30 Day Notice	4.50%	4.25%	30/05/2025
HRBS Regular Saver 30 Day Notice Issue 2	4.60%	4.35%	30/05/2025
NatWest Digital Regular Saver (headline only)	6.17%	5.50%	30/05/2025
RBS Digital Regular Saver (headline only)	6.17%	5.50%	30/05/2025

I'll be moving most of my NatWest & RBS funds into better accounts.

Anyone know if there's a minimum amount you need to have in those accounts to stay open etc by the way?

I don't know exactly, but I assume a minimum of £1 followed by regular monthly deposits of £1 by SO:

"when you save between £1 - £50  by standing order each month"

I don't think there's any obligation to keep paying in by standing order. I cancelled mine and started transferring it manually, and skipped some months. I think you can just leave the account there with £1 in it.

There isn't an obligation to fund by standing order each month, I've funded manually pretty much every month & taken out as and when.

I think I'll just leave £1 in each

tg99

Hi, I opened and funded the Zopa regular saver just over a month ago and thought at the time I had set up auto save for recurring £300pm into the new account. But one month in and the £300 just went to the Primary Pot (access saver) and so I had to manually transfer it into the regular saver from there. Cannot see anywhere in the Zopa app where I have an autosave instruction set up that I can amend so am thinking perhaps I just set up a SO from my linked account as per traditional reg saver accounts. In the smart savings hub if click on account information it gives sort code and account number which is what is set up in my linked account monthly payment so this must relate to the Primary Pot. Is there a separate account number and sort code for the regular saver so I can set up a direct standing order as I cannot see anywhere in app? Otherwise guess could set up the auto save but don’t think option to do just for 11 payments so would need to cancel myself? Thks 

Bridlington1

Leeds BS Regular Saver Issue 64 NLA, replaced by issue 65 at 4.7% with a new maturity date of 1/6/27