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The Top Regular Savers Discussion Thread

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  • Section62
    Section62 Posts: 9,700 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    friolento said:
    Just as mine renews on the 11th April.
    Lloyds Monthly Club Saver and Lloyds Saver interest rates now at 6.25% and 5.25%  :/  



    I think these have been the rates for several months 
    The Club Lloyds RS was 6.25% in March 2023 - I don't remember it going up (or down) since then.

  • tr7phil
    tr7phil Posts: 110 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Hattie627 said:
    Has anyone else had their 1st April £200 standing order payment to Nationwide Flex Regular Saver rejected and returned to their bank account? This has happened to me.
    Mine was fine, but my wife's was returned.  She did a manual payment when she noticed and that appears to have stayed there.
  • Bob2000
    Bob2000 Posts: 299 Forumite
    100 Posts Name Dropper Photogenic
    edited 1 April at 1:53PM
    Hattie627 said:
    Has anyone else had their 1st April £200 standing order payment to Nationwide Flex Regular Saver rejected and returned to their bank account? This has happened to me.
    Mine was returned at 9ish today sent last night at 1am. Resent at 9.45 and so far looks OK.
  • Hattie627
    Hattie627 Posts: 344 Forumite
    100 Posts Second Anniversary Name Dropper
    tr7phil said:
    Hattie627 said:
    Has anyone else had their 1st April £200 standing order payment to Nationwide Flex Regular Saver rejected and returned to their bank account? This has happened to me.
    Mine was fine, but my wife's was returned.  She did a manual payment when she noticed and that appears to have stayed there.
    I have also re-sent mine by manual payment and also appears to have been accepted. 
  • Bigwheels1111
    Bigwheels1111 Posts: 3,036 Forumite
    1,000 Posts Third Anniversary Name Dropper
    My Skipton reg saver payment via SO has not arrived today.
    Anyone else ?.
  • hertslady64
    hertslady64 Posts: 58 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    My Skipton reg saver payment via SO has not arrived today.
    Anyone else ?.
    Mine hasn't either, I was just checking the time scales and it should have been today 
  • Bob2000
    Bob2000 Posts: 299 Forumite
    100 Posts Name Dropper Photogenic
    edited 1 April at 5:42PM
    My Skipton reg saver payment via SO has not arrived today.
    Anyone else ?.
    Not having much luck today first with  Nationwide  now Skipton. Mine hasn't arrived yet.
    Also waiting on penrith too.
  • Bob2000
    Bob2000 Posts: 299 Forumite
    100 Posts Name Dropper Photogenic
    Bob2000 said:
    My Skipton reg saver payment via SO has not arrived today.
    Anyone else ?.
    Not having much luck today first with  Nationwide  now Skipton. Mine hasn't arrived yet.
    Also waiting on penrith too.
    Would you Adam  and Eve it just arrived Skipton.
  • Kim_13
    Kim_13 Posts: 3,407 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    I suspect institutions are rejecting deposits if a Standing Order arrives before they have reset the monthly allowance, usually some time in the small hours, so experiences will vary based on the bank the SO was sent from and what time they processed it. I had this issue with Skipton not accepting a debit card payment at around 1am a few months ago. I pay into Saffron RS via internal transfer, but if I try after midnight it says no accounts available to transfer to. It offers the RS as an option in the morning with no issue.
  • Bridlington1
    Bridlington1 Posts: 3,707 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Is it possible to close the Coventry Building Society Loyalty Seasonal Saver (5.6%) and re-open on the same day? Or is it NLA? 
    Coventry BS Loyalty Seasonal Saver went NLA a while back and withdrawals/closure come with a 30 day interest penalty if done prior to 1/11/25 unless they've announced a cut to the interest rate within the last 30 days, which isn't applicable as they announced their most recent cut in mid February IIRC. 
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