The Top Regular Savers Discussion Thread

WLewer98

I'm considering closing my Nationwide flex saver issue 4 and my Skipton member regular saver now in order to realise the interest in the current tax year.

Both accounts are still showing as currently available to apply for. Does anyone know if I could re-apply for both in the new tax year if I do this?

francoghezzi

WLewer98 said:

I'm considering closing my Nationwide flex saver issue 4 and my Skipton member regular saver now in order to realise the interest in the current tax year.

Both accounts are still showing as currently available to apply for. Does anyone know if I could re-apply for both in the new tax year if I do this?

Providing they are both still on offer on Monday the answer is yes

Kim_13

WLewer98 said:

I'm considering closing my Nationwide flex saver issue 4 and my Skipton member regular saver now in order to realise the interest in the current tax year.

Both accounts are still showing as currently available to apply for. Does anyone know if I could re-apply for both in the new tax year if I do this?

Nationwide will take a day to realise that you no longer have a Flex Regular Saver - you could close on Friday to get as much interest as possible (I believe their system only allows closures on a working day between certain hours, so it would be too late for today now) and re-open on Monday.

Skipton is easier in that there is no delay, but make sure it is Issue 4 that you have. If you have Issue 3, this is a fixed 7% so superior to the base rate + 2% offered by the currently available Issue 4.

Kim_13

Melton Regular Saver Issue 6

Interest now paid and showing on the account online. Adcock pays on 31 May instead.

Bridlington1

Kim_13 said:

WLewer98 said:

I'm considering closing my Nationwide flex saver issue 4 and my Skipton member regular saver now in order to realise the interest in the current tax year.

Both accounts are still showing as currently available to apply for. Does anyone know if I could re-apply for both in the new tax year if I do this?

Nationwide will take a day to realise that you no longer have a Flex Regular Saver - you could close on Friday to get as much interest as possible (I believe their system only allows closures on a working day between certain hours, so it would be too late for today now) and re-open on Monday.

Skipton is easier in that there is no delay, but make sure it is Issue 4 that you have. If you have Issue 3, this is a fixed 7% so superior to the base rate + 2% offered by the currently available Issue 4.

Also bear in mind with Skipton the account term begins from the day the first deposit is received rather than the date you open the account so you could ``refresh" the account today and then delay funding to push the interest on the new account into the 2026-7 tax year.

Hattie627

Has anyone else had their 1st April £200 standing order payment to Nationwide Flex Regular Saver rejected and returned to their bank account? This has happened to me.

10_66

Hattie627 said:

Has anyone else had their 1st April £200 standing order payment to Nationwide Flex Regular Saver rejected and returned to their bank account? This has happened to me.

Mine appears to be ok.

Dizzycap

Hattie627 said:

Has anyone else had their 1st April £200 standing order payment to Nationwide Flex Regular Saver rejected and returned to their bank account? This has happened to me.

Mine appears to be ok, too.

GetRichOrDieSaving

Is it possible to close the Coventry Building Society Loyalty Seasonal Saver (5.6%) and re-open on the same day? Or is it NLA? 

nomorekids

Just as mine renews on the 11th April.
Lloyds Monthly Club Saver and Lloyds Saver interest rates now at 6.25% and 5.25%