The Top Regular Savers Discussion Thread

Bridlington1

WillPS said:

Bridlington1 said:

Regular Saver Interest Rate Reductions Since BOE Base Rate Cut From 4.75% to 4.5% On 6/2/25:

Account	Old rate	New rate	Date
Leek BS Homebuyers Regular Savings	3.30%	3.05%	03/03/25
Leek BS Regular Saver Account Issue 1 & 2	3.30%	3.05%	03/03/25
Leek BS Regular Saver Account Issue 3	4.85%	4.6%	03/03/25
Natwest Digital Regular Saver (headline only)	6.17%	NO CHANGE	06/03/25
Principality BS 1 Year Triple Access Regular Saver	5.60%	5.40%	13/03/25
Principality BS First Home Steps Issue 5	4.85%	4.65%	13/03/25
RBS Digital Regular Saver (headline only)	6.17%	NO CHANGE	06/03/25
Vernon Online Regular Saver	6.50%	6.25%	03/03/25
YBS £50 Regular Saver/eSaver	8.00%	NO CHANGE	11/03/25
YBS Christmas 2025 Regular Saver/eSaver	5.00%	NO CHANGE	11/03/25
YBS First Home Saver/eSaver	4.70%	NO CHANGE	11/03/25
YBS Loyalty 2023 Regular Saver/eSaver	7.00%	NO CHANGE	11/03/25
YBS Loyalty Regular Saver/eSaver	5.45%	5.25%	11/03/25
YBS Regular Saver/eSaver	4.85%	4.65%	11/03/25

This list shall be maintained and updated until the next BOE Base Rate decision is made (expected 20/3/25).

A link to this post shall be included on the first page of  The Archived History Of Regular Savers Thread *** NO CHAT*** thread for future reference.

Co-op Bank can go on this list too as no change (source).

Now corrected.

Dizzycap

No news on any interest changes to Coventry variable savings accounts - presently under review:

https://www.coventrybuildingsociety.co.uk/member/help/member-support/bank-of-england-base-rate.html

Bobblehat

Apart from the Skipton BRT, could this apply to other Skipton RS's?

allegro120

Bobblehat said:

Apart from the Skipton BRT, could this apply to other Skipton RS's?

It won't affect mine (Issue 3) because it is fixed at 7%, but will affect any RS with variable rate.

schiff

Maturity date for the new Chorley (31.1.2016) needs changing on the master list - though logic dictates!

Bridlington1

schiff said:

Maturity date for the new Chorley (31.1.2026) needs changing on the master list - though logic dictates!

Now updated, apologies for the frequent typos.

ChewyyBacca

allegro120 said:

Bobblehat said:

Apart from the Skipton BRT, could this apply to other Skipton RS's?

It won't affect mine (Issue 3) because it is fixed at 7%, but will affect any RS with variable rate.

Has anyone opened Member Reg Saver Iss 4, while their Iss 3 fixed 7% is open?
T&C for iss4 states only one Member reg saver allowed at any time, are they enforcing it?

simonsmithsays

Bridlington1 said:

schiff said:

Maturity date for the new Chorley (31.1.2026) needs changing on the master list - though logic dictates!

Now updated, apologies for the frequent typos.

No need for any apologies.

Genuinely hope you're rested up.

Newly_retired

Please would soeone be kind enough to remind me of the exact process for refreshing / renewing my Club Lloyds RS? I have made 12 payments, but a 13th is possible. It matures early March. I don't want to get it wrong.

Stargunner

Newly_retired said:

Please would soeone be kind enough to remind me of the exact process for refreshing / renewing my Club Lloyds RS? I have made 12 payments, but a 13th is possible. It matures early March. I don't want to get it wrong.

Click on your RS in the app and then on the 3 dots in the top right. It should then give you the option to renew. If not, you will have to wait for it to mature or close it early.