The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Stargunner

Slinky said:

My Ulster bank (part of Nat West group) account pays interest monthly, but that's not a regular saver.

Lots of savings accounts pay interest monthly, but the ones that are not regular savers are not relevant to this thread

s71hj

I think I'll post off a Furness application form to try my hand. I'm thinking the best approach will be to pay £160 by FP into my existing Everyday saver then fill the form in to transfer £160 from that to a newly opened account. Does anybody know sort code and account number for a Furness everyday saver. Cannot find it anywhere online or in my paper notes!! 

gt94sss2

s71hj said:

Does anybody know sort code and account number for a Furness everyday saver.

Payee name - Account Holder's name

Sort code: 15 - 10 - 00

Account number: 23114065

Reference number: Your 9 digit Furness Account Number

First question on https://www.furnessbs.co.uk/savings/savings-faqs

s71hj

gt94sss2 said:

s71hj said:

Does anybody know sort code and account number for a Furness everyday saver.

Payee name - Account Holder's name

Sort code: 15 - 10 - 00

Account number: 23114065

Reference number: Your 9 digit Furness Account Number

First question on https://www.furnessbs.co.uk/savings/savings-faqs

Much appreciated. I looked in a whole variety of places and even an AI search but an FAQs page never reached my eyes!!! 

s71hj

Furness building society it seems is one of the tiny number I have no Freepost address for. Does anybody happen to know if there is one! 

10_66

s71hj said:

Furness building society it seems is one of the tiny number I have no Freepost address for. Does anybody happen to know if there is one! 

When I asked them, they said not.

Dizzycap

Kim_13 said:

RunsFromRobots said:

Probably a daft question, but I've had regular saver accounts with Lloyds, Nationwide and Principality for a few months now.

When can I expect to start seeing some interest?

If you want to start seeing some interest straight away, then NatWest/RBS Digital Regular Saver would be the one to open as it pays interest monthly. The rate will soon be 5.25% variable, though it has the advantage that it doesn't have an end date and will pay that rate on £5,000. A Principality 6 Month will pay the interest after 6 months, but the majority are a year after you open them (unless the society has some other annual interest payment point e.g. HEBS on 31st August.)

Zopa RS also pays monthly interest but you'll need to open a current account and set up a Smart Savings Hub; easy enough to do, in order to apply for their RS @ 7.1%. 

alfred64

topyam said:

alfred64 said:

GetRichOrDieSaving said:

ESBS 

So are they releasing a new RS at 6% or just upping the rate of the current one, meaning that we open the current one first an await the 6% rate increase on 1st Feb? 

FUTURE SAVINGS INTEREST RATES - FROM 1ST FEBRUARY 2026

Regular Monthly Saver  6%
(£1 min – max £500 per month) 2 instant access withdrawals per year
(£6000 max)

It looks as if the 3.35% regular saver becomes a closed account.

Likely to be available to all? Online?

Yes. No.  Branch , phone, post. No online. This small society has but two branches: Earl Shilton (populaton 11k approx) and Barwell (pop 9k+)
    Important fact to consider: There is a £30 charge for a same day Faster Payment withdrawal.
 No charge for a next day FP withdrawal. (They used to charge £10 but  have since scrapped it)  

Bridlington1

Just a reminder the following interest rate changes come into effect today:

Account	Old Rate	New Rate	Date
Coventry BS First Home Saver (2)	4.50%	4.25%	19/01/2026
Coventry BS Loyalty Regular Saver (3)	4.90%	4.65%	19/01/2026
Coventry BS Loyalty Seasonal Saver	5.25%	5.00%	19/01/2026
Coventry BS Regular Saver	3.95%	3.70%	19/01/2026
Coventry BS Regular Saver (6)	4.15%	4.00%	19/01/2026
Coventry BS Young Saver	4.25%	4.00%	19/01/2026
NatWest Digital Regular Saver (<£5k only)	5.50%	5.25%	19/01/2026
RBS Digital Regular Saver (<£5k only)	5.50%	5.25%	19/01/2026
Suffolk BS 1 Year Variable Rate Regular Saver (31.03.2026) (includes online)	4.60%	4.35%	19/01/2026
Suffolk BS 2 Year Variable Rate Regular Saver (31.12.2026)	4.40%	4.15%	19/01/2026
Suffolk BS Variable Rate Regular Saver (31.05.2026)	4.60%	4.35%	19/01/2026

happybagger

Mansfield BS Bonus Regular Saver 8 goes from 5.25 to 5.10 on 1 Feb. Sorry if it's already been mentioned. Source: email

Underlying rate 3.25 bonus for 12 months stays at 1.85

Now also on website product page