The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Bridlington1

happybagger said:

Mansfield BS Bonus Regular Saver 8 goes from 5.25 to 5.10 on 1 Feb. Sorry if it's already been mentioned. Source: email

Underlying rate 3.25 bonus for 12 months stays at 1.85

Now also on website product page

Already spotted and appears on p1 of this thread. Mentioned on this thread and the archived thread on 14/1/26.

happybagger

Swansea BS RS Not a top payer but for those with it:

From 1 February 3.75% (AER 3.82% as it only pays monthly)
Terms change - maximum monthly deposit increase to £2500 with immediate effect.

They say they are 'making changes during 2026 to savings products to give greater choice and improved flexibility' so may be some innovation at last

(letter)

Pickledonionlover

Bridlington1 said:

Pickledonionlover said:

Interest rate changes - yet to declare

Can I just do a sense check please? These are my RS outstanding.

Penrith (300 and e-saver)
Monmouthshire (RS8, app exclusive and branch exclusive)
Melton RS6 and Adcock
YBS £50 rs
Leeds iss 58
Mansfield RS4

Thanks in advance 

YBS's £50 RS declared no change as part of their rate cuts on 2/2/26
Leeds RS Issue 58 falls from 4.85% to 4.6% on 4/2/26
Mansfield have announced rate cuts from 1/2/26, I do not yet know what's happening with Issue 4, but their currently available accounts have their rate changes known.

The rest are yet to declare as far as I'm aware.

Here's the RS 4 reduction Brid 👍 

Bridlington1

Just spoken to Furness BS and they've confirmed the 160th Anniversary Regular Saver shall be made available to online applications tomorrow so it would seem they've not yet reached the target number of applications.

surreysaver

Bridlington1 said:

Just spoken to Furness BS and they've confirmed the 160th Anniversary Regular Saver shall be made available to online applications tomorrow so it would seem they've not yet reached the target number of applications.

Good luck everybody. Let's see if the website can handle the pressure!

clairec666

surreysaver said:

Bridlington1 said:

Just spoken to Furness BS and they've confirmed the 160th Anniversary Regular Saver shall be made available to online applications tomorrow so it would seem they've not yet reached the target number of applications.

Good luck everybody. Let's see if the website can handle the pressure!

Anticipating this thread will have 10 more pages by tomorrow lunchtime

Bridlington1

happybagger said:

edit: new product. the existing RS terms allow up to £1k per month and unlimited balances but the new interest rates show up to £500 pm max balance £5k

former product now listed as closed issue

source 

Just spoken to ESBS, they've said the 6% regular saver shall be available to anyone in the UK but it is due to be branch only.

jaypers

surreysaver said:

Bridlington1 said:

Just spoken to Furness BS and they've confirmed the 160th Anniversary Regular Saver shall be made available to online applications tomorrow so it would seem they've not yet reached the target number of applications.

Good luck everybody. Let's see if the website can handle the pressure!

Lots of ‘opened and funded’ posts incoming 

Bridlington1

Just a reminder the following interest rate changes come into effect tomorrow:

Account	Old Rate	New Rate	Date
Coventry BS Children's Regular Saver	3.65%	3.40%	20/01/2026
Coventry BS Loyalty Mortgage RS (2)	4.80%	4.55%	20/01/2026
Darlington BS 12 Month Regular Saver Issue 1	4.75%	4.50%	20/01/2026
Darlington BS 12 Month Regular Saver Issue 2	6.00%	5.75%	20/01/2026
Darlington BS 12 Month Regular Saver Issue 3	4.75%	NO CHANGE	20/01/2026

refluxer

I opened a Principality 6 month RS on 31st August last year - what date do we reckon that'll mature ?!