The Old Regular Savers Discussion Thread 28/12/24-29/1/26

s71hj

gt94sss2 said:

s71hj said:

Does anybody know sort code and account number for a Furness everyday saver.

Payee name - Account Holder's name

Sort code: 15 - 10 - 00

Account number: 23114065

Reference number: Your 9 digit Furness Account Number

First question on https://www.furnessbs.co.uk/savings/savings-faqs

Much appreciated. I looked in a whole variety of places and even an AI search but an FAQs page never reached my eyes!!! 

s71hj

Furness building society it seems is one of the tiny number I have no Freepost address for. Does anybody happen to know if there is one! 

10_66

s71hj said:

Furness building society it seems is one of the tiny number I have no Freepost address for. Does anybody happen to know if there is one! 

When I asked them, they said not.

Dizzycap

Kim_13 said:

RunsFromRobots said:

Probably a daft question, but I've had regular saver accounts with Lloyds, Nationwide and Principality for a few months now.

When can I expect to start seeing some interest?

If you want to start seeing some interest straight away, then NatWest/RBS Digital Regular Saver would be the one to open as it pays interest monthly. The rate will soon be 5.25% variable, though it has the advantage that it doesn't have an end date and will pay that rate on £5,000. A Principality 6 Month will pay the interest after 6 months, but the majority are a year after you open them (unless the society has some other annual interest payment point e.g. HEBS on 31st August.)

Zopa RS also pays monthly interest but you'll need to open a current account and set up a Smart Savings Hub; easy enough to do, in order to apply for their RS @ 7.1%. 

alfred64

topyam said:

alfred64 said:

GetRichOrDieSaving said:

ESBS 

So are they releasing a new RS at 6% or just upping the rate of the current one, meaning that we open the current one first an await the 6% rate increase on 1st Feb? 

FUTURE SAVINGS INTEREST RATES - FROM 1ST FEBRUARY 2026

Regular Monthly Saver  6%
(£1 min – max £500 per month) 2 instant access withdrawals per year
(£6000 max)

It looks as if the 3.35% regular saver becomes a closed account.

Likely to be available to all? Online?

Yes. No.  Branch , phone, post. No online. This small society has but two branches: Earl Shilton (populaton 11k approx) and Barwell (pop 9k+)
    Important fact to consider: There is a £30 charge for a same day Faster Payment withdrawal.
 No charge for a next day FP withdrawal. (They used to charge £10 but  have since scrapped it)  

Bridlington1

Just a reminder the following interest rate changes come into effect today:

Account	Old Rate	New Rate	Date
Coventry BS First Home Saver (2)	4.50%	4.25%	19/01/2026
Coventry BS Loyalty Regular Saver (3)	4.90%	4.65%	19/01/2026
Coventry BS Loyalty Seasonal Saver	5.25%	5.00%	19/01/2026
Coventry BS Regular Saver	3.95%	3.70%	19/01/2026
Coventry BS Regular Saver (6)	4.15%	4.00%	19/01/2026
Coventry BS Young Saver	4.25%	4.00%	19/01/2026
NatWest Digital Regular Saver (<£5k only)	5.50%	5.25%	19/01/2026
RBS Digital Regular Saver (<£5k only)	5.50%	5.25%	19/01/2026
Suffolk BS 1 Year Variable Rate Regular Saver (31.03.2026) (includes online)	4.60%	4.35%	19/01/2026
Suffolk BS 2 Year Variable Rate Regular Saver (31.12.2026)	4.40%	4.15%	19/01/2026
Suffolk BS Variable Rate Regular Saver (31.05.2026)	4.60%	4.35%	19/01/2026

happybagger

Mansfield BS Bonus Regular Saver 8 goes from 5.25 to 5.10 on 1 Feb. Sorry if it's already been mentioned. Source: email

Underlying rate 3.25 bonus for 12 months stays at 1.85

Now also on website product page

Bridlington1

happybagger said:

Mansfield BS Bonus Regular Saver 8 goes from 5.25 to 5.10 on 1 Feb. Sorry if it's already been mentioned. Source: email

Underlying rate 3.25 bonus for 12 months stays at 1.85

Now also on website product page

Already spotted and appears on p1 of this thread. Mentioned on this thread and the archived thread on 14/1/26.

happybagger

Swansea BS RS Not a top payer but for those with it:

From 1 February 3.75% (AER 3.82% as it only pays monthly)
Terms change - maximum monthly deposit increase to £2500 with immediate effect.

They say they are 'making changes during 2026 to savings products to give greater choice and improved flexibility' so may be some innovation at last

(letter)

Pickledonionlover

Bridlington1 said:

Pickledonionlover said:

Interest rate changes - yet to declare

Can I just do a sense check please? These are my RS outstanding.

Penrith (300 and e-saver)
Monmouthshire (RS8, app exclusive and branch exclusive)
Melton RS6 and Adcock
YBS £50 rs
Leeds iss 58
Mansfield RS4

Thanks in advance 

YBS's £50 RS declared no change as part of their rate cuts on 2/2/26
Leeds RS Issue 58 falls from 4.85% to 4.6% on 4/2/26
Mansfield have announced rate cuts from 1/2/26, I do not yet know what's happening with Issue 4, but their currently available accounts have their rate changes known.

The rest are yet to declare as far as I'm aware.

Here's the RS 4 reduction Brid 👍