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CrazyBee wants to be Mortgage Free!
Comments
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Thanks @Chieveley I think my mission should I get perm work and succeed and have a lodger, is pay off mortgage, then save prem bonds, my mission is by the time I am 50, but this doesn't allow for a car or holidays! MD said why not look to Isle of Man instead she said the weather would be more suitable for me. Which is a possibility and more likely, I haven't done any research on that either (by the way thanks about Guernsey an extra obstacle if there wasn't enough!).Chieveley said:Hi CB, well done on getting a temp role. fingers crossed it works out. I looked at Rightmove and the properties didn't say of they are open market or local https://www.ogier.com/news-and-insights/insights/buying-an-open-market-house-and-living-in-guernsey/ so on;y 6% available to incomers
We have to dream, my dream is to win the PB, best was £1,000 return is better in an ISA at the minute
I don't know, I want to try and have a dream, something to work towards, I like quiet roads and peace, MD says I should go for a holiday in isle of man to weigh up my options, Johnsons do a coach trip there, i'll investigate next, but the price is more doable in Isle of Man, if I had a job I could move there tomorrow pretty much, but I want to be more prepared and really think about it!
Anyhow big dreams can wait, first job on MondayXXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 0
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 1K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.0 -
Thankfully some sense has been knocked into me and I have cancelled all car repairs and changed the shopping which is now at below £50. The lodger keeps letting me down, I think he saw me as an easy target when he met me, I am lonely and easy to bend backwards. I am staying in my room and cooking for just me. I feel really sad inside again. I wish the job was enough but it isn't also I have said that I don't want the potential lodger here, I just feel too sad. I want my old life back where I was working and where I was a lot happier. He'll be gone soon. What is wrong with me?Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 0
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 1K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.0 -
The sooner the lodger is gone the better to be honest.He is not good for you.
Have you thought of joining meet up in your area to meet people?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Stop giving the lodger headspace, he’s taking advantage of you. You are his landlady not his friend.Have you looked at groups in your area ?Sealed pot challenge 822
Jan - £176.66 :j1 -
beanielou said:The sooner the lodger is gone the better to be honest.He is not good for you.
Have you thought of joining meet up in your area to meet people?
Thanks, I haven't. I'll have a look today and see what there is. MD says I shouldn't cook for him if he isn't going to be respectful. I agree. I am foolish.dawnybabes said:Stop giving the lodger headspace, he’s taking advantage of you. You are his landlady not his friend.Have you looked at groups in your area ?
Sometime later....
I have had a little look there isn't much going on for my age group, not until I am 50!Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 0
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 1K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.0 -
Hi CB , second that the lodger not good for you . If he doesn't respect you he is not worth your effort . Really hope you meet some new friends at your work . Is there not a sports centre with classed on in your area , you would meet like minded people and also get fit , or perhaps a craft type class , it's great to get out , get a bit of company and takes your mind off your troubles . The best of luck for tomorrow xx0
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Thanks @Newstartforme I think there are things like that I can do, once I start getting the money in I will look into it more thank you I think that is a very good idea, also it would be good to do something else outside of the home. Thank you for the luck wishes I really appreciate it.XXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 0
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 1K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.0 -
Our WI is a ‘Young’ one.We’ve had a lady recently post on FB who’d moved to the area and knew no one so she popped a post on FB asking for friends to meet up, within a few weeks she’s got about 200 members and half a dozen different meet ups organised.Sealed pot challenge 822
Jan - £176.66 :j1 -
Good idea, i'll have to think of somewhere else to post because I have been blocked from FB and I can't contact them about it. Besides I don't have many friends.dawnybabes said:Our WI is a ‘Young’ one.We’ve had a lady recently post on FB who’d moved to the area and knew no one so she popped a post on FB asking for friends to meet up, within a few weeks she’s got about 200 members and half a dozen different meet ups organised.Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 0
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 1K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.0 -
You are all not going to want to hear the following, I have not gone to the job and I have turned it down because:-
1) I did a dry run and it is too far
2) They didn't send a contract or confirmation email of employment.
3) They said when I applied it would be 2 days in the office but it is actually 3!
Sorry if these reasons don't sound good enough to you, but this is my line in the sand crossed.
Anyhow today I have started it with application for a remote role and as soon as 9am hits I am calling a recruiter I was hoping to hear back from.
Also I don't have a lodger soonXXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 0
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 1K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.0
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