CrazyBee wants to be Mortgage Free!

CrazyBee787

I am on £0/£730 which is 0% utilised, I am on 0/12 No spend days not including today, however I am expecting today to spend some of that £30 cash I have at the Craft fair so will remain on 0/12. My EF is £3100/£3500 which is 88% of the way until goal. My Mortgage is: Starting point (04/2017) £58738.00/ Currently £47019.02 drop of £11718.98 which is 19% gone! Now that I have had one tax break I am expecting another next month, and next month alone. I am still considering making the IMAC purchase as I have left it in the basket and the price has gone down again. I like everything about it. And I could afford this next month, however I don't need it just yet, really I need to make OPs especially if the job is in jeopardy so that the mortgage is in a better place. So that is what I will do. The EF I should get that sorted next month £400 needed and I am expecting another £1100 or so let me calculate...yes £1100 - £400 = £700 to put as an OP That is the aim. Have a good weekend allXX

MFWannabe

Crazybee 
You NEED the job 
You cannot live without paid employment; this became very obvious when you were out of work for so long. Remember the debt you were in?! 

What do you mean by ‘micro managed?’ Everyone who works for an employer is managed in some way. Unless you are self employed and you’ve admitted yourself you couldn’t make that work 
You need to concentrate on the positives, look how much you e achieved in a couple of months 
Do you think the real issue is your lack of interests etc outside of work?

CrazyBee787

MFWannabe said:

Crazybee 
You NEED the job 
You cannot live without paid employment; this became very obvious when you were out of work for so long. Remember the debt you were in?! 

What do you mean by ‘micro managed?’ Everyone who works for an employer is managed in some way. Unless you are self employed and you’ve admitted yourself you couldn’t make that work 
You need to concentrate on the positives, look how much you e achieved in a couple of months 
Do you think the real issue is your lack of interests etc outside of work?

Micro managed is someone who tells a person how and what to do in every detail you have no autonomy you feel like you are simple and have no brains! It feels like a mental break down if I am honest, I simply cannot work like that. I am not designed that way, maybe when I first started even then I didn't like it, but I put up with it for a while. But now I know myself better I don't do it, because I know I don't work well in that environment. Anyhow there is no need for it, the books have never looked so good while I have been there, and it is more how you would treat someone just starting out - even then I don't think it is good. 

I do want a job but I need to be able to do it without interference I take on board everything she says and I am learning and improving but the start of micro management was not well intentioned, in fact it was a bit ShiXXy!

CrazyBee787

Today has been good I have stuck to budget only £30 spent I bought Entrance £2.50, Marc de Champagne handmade truffles £7.50, Key rack £15.00 and raffle book £5.00 Total £30.00. Here is the key rack: -




We went for lunch after and MD paid for lunch we had burger and chips it was very good. I do feel tired on my feet though, I am hoping for an energy boost before the end of the day to do the housework - it has not happened yet. However I feel I should do a list and push myself to do something: -

1) put washing away

2) change bed linen

3) put wash on

4) hoover

5) clean bathroom.

6) Clean skirting in hall.

7) Read, relax and enjoy the evening.

sometime later... I haven't done much I feel like I need to rest after todays activities but I thought I would share that I have been told that I won a raffle prize, I just got the call thinking it was the man come to do some work for me, but it was a prize - a chocolate lovers hamper? Curious I am not sure what will be in it, but I am quietly looking forward to getting my hands on it!! The lady was so nice she said she would drop it off during the week what a lovely end to the day.XX.

CrazyBee787

I am on £625.95/£730 which is 14% utilised, I am on 0/12 No spend days not including today.  My EF is £3100/£3500 which is 88% of the way until goal. My Mortgage is: Starting point (04/2017) £58738.00/ Currently £47019.02 drop of £11718.98 which is 19% gone! Now that I have had one tax break I am now not expecting another. The EF I should get that sorted next month £400 needed and I am expecting £800 so that will be a £400 OP potentially we shall see? 

CrazyBee787

No Lodger now and no job now, things are not going my way, plus when I treated myself to a bacon bun the price has doubled since last time, I feel like the world is not on my side right now, in fact the bakery is defo not on my side, nor the lodger who I thought we were getting along together and same with work colleague. Life is very strange. However the lodger did say he wanted stability and my letter before that I sent meant that he didn't feel stable, I thought I had made things right, but obviosuly it would never be right after asking him to leave. Then there is the work, she has this very strong opinion about people interupting you, and unfortunately I can interrupt people which I apologise for because I am quite excitable hence the reason why she acted it out, however I would have rather she had said look it is a real problem for me rather then make my life a living knightmare. Or at least talk about it and work something out. Maybe these are all my fault and maybe it is Karma. But I do feel that it is unfairly against me, you be the judge.

I have applied and got interviews and turned them down, because they are not right, but it just goes to show there are jobs out there. So not out of hope yet and luckily I still have that EF to fall back on which is going to be very helpful right now, although I am hoping I can get a lodger and not need the EF too much. I am on shakey ground right now and I am not being guided to any job, although I can work to a very good level, I am not rewarded with a job with longevity, I need a safe and positive place to work, plus ideally hybrid plus close to home plus parking, plus 25 days holiday, plus full time & perm, I guess I have a big wish list!!

beanielou

I think your wish list is unrealistic. Oops to the lodger but unfortunately you did not make him feel stable and welcome. 

No idea what to suggest now. 

CrazyBee787

beanielou said:

I think your wish list is unrealistic. Oops to the lodger but unfortunately you did not make him feel stable and welcome. 

No idea what to suggest now. 

My wish list is very much not unrealistic, most accounts jobs have those as part of them, and as to making my lodger feel unwelcome it was him who said he was in debt and wanted to raise new credit at my address so having a knee jerk reaction was likely to happen, you said yourself you would do the same (as in you wouldn't like someone other then your son to have credit out at your address). As for not making him feel welcome that is not true I have bought him a chocolate advent calendar and take out, I have welcomed his girlfriend and and I am chatty with him, so I don't know where you got that from. You could just say the right job is out there just keep persevering but maybe you don't think it is true. I am sorry but I do not want to work in an unhospitable environment, if you do feel free!!