Pay off all your debts by Christmas 2025!

MissPennySave

Morning all! First payment of 2025 made, £1000 towards my target, so I am now:

#10 £1000/£15120

MPS x

Prebb

Hello can  I join please. 
My total debt is £6303.54 I don't think I can pay it all this year but I will see how far I get. 

£0/6303.54

IrishRose12

Back to update with my target.  

Can I be put down for £3000 please.  That's 2 credit cards that I've totalled up.  And if I get those cleared by Christmas I'll be chuffed. 

BlueJ94

Will update shortly, updating on my phone is a pain so will wait for the laptop to charge

IrishRose12

Checking in with my first payment of 2025.

I've paid off £170 off my credit cards so far, but with some returns of purchases I've made the total is £511.83.

I took a good hard look at some things I bought in the sales, and some bits I bought before Christmas for myself, and decided I really don't need them, or I can buy things cheper elsewhere so they were returned. 

So my total this evening is £511.83/£3000

peacocking

I've paid nearly £300 more off, using a gift. Now £13286. It's so different to a year ago when the total was nearly three times higher.

I've got a decent wage on the 25th, did a lot of extra hours. 

Feb 25 is the wage I'm working for now, lots of Christmas bank holiday pay in there plus extra hours. A pay award has been agreed, which will be backdated to last April. I'm mentally baking the already earned money into calculations. I might even be down to somewhere in the six thousands at end Feb...but maths was never my strong point so I'll wait and see!

An elderly relative is unwell - the crisis hit last night. Her and her husband need urgent support and respite. This means alterations to our house (they will pay). But it also means an awful lot of cleaning sorting and decorating, organising  for me to do, and I need to deep clean their house too. On top of working about 65 hours a week. I'm very very tired already and feeling a bit daunted, but none of this is optional. There isn't anyone else. 

BrotherUuurgh

My turn to check in 😊

All of my regular debt repayments have now gone out. This just leaves the issue of getting the car through MOT - fairly sure that's going to cost a few quid, so no overpayments until then, but will check back when an overpayment is made.

#5 £742.15/£12,883.76..... 5.8% Cleared.

BlueJ94

£30 Paid to Zopa and account closed!

will update shortly 

BlueJ94

#19 - £186.21/£2971

BlueJ94

peacocking said:

I've paid nearly £300 more off, using a gift. Now £13286. It's so different to a year ago when the total was nearly three times higher.

I've got a decent wage on the 25th, did a lot of extra hours. 

Feb 25 is the wage I'm working for now, lots of Christmas bank holiday pay in there plus extra hours. A pay award has been agreed, which will be backdated to last April. I'm mentally baking the already earned money into calculations. I might even be down to somewhere in the six thousands at end Feb...but maths was never my strong point so I'll wait and see!

An elderly relative is unwell - the crisis hit last night. Her and her husband need urgent support and respite. This means alterations to our house (they will pay). But it also means an awful lot of cleaning sorting and decorating, organising  for me to do, and I need to deep clean their house too. On top of working about 65 hours a week. I'm very very tired already and feeling a bit daunted, but none of this is optional. There isn't anyone else. 

so i update correct, you have £13286 left to pay?