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Pay off all your debts by Christmas 2025!
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Can I join this challenge please, I would like to clear £3500 by Christmas 20252
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lilian1977 said:Please can I join? I need to clear £6,113.26 and fully intend to do this by the end of next year.
Edit: just worked out that it's £16.75 per day, roughly £500 a month, which sounds scary! Especially as I really don't have anything left to sell! I will get there though.My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.2 -
lilian1977 said:lilian1977 said:Please can I join? I need to clear £6,113.26 and fully intend to do this by the end of next year.
Edit: just worked out that it's £16.75 per day, roughly £500 a month, which sounds scary! Especially as I really don't have anything left to sell! I will get there though.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=11 -
Bluefeathers32 said:Can I join this challenge please, I would like to clear £3500 by Christmas 2025I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
Hi @BlueJ94.Thanks for running this. I have followed previous years but not joined.We have added significantly to debt this past year - unexpected car replacement and a new roof!!!
please could you put me down for
0/20000.
Fixed repayments will be about 12000 of this (I think - need to work it out correctly) but aiming for another 8000 on top. This will be a big stretch. I am breaking it down to 100 steps (saw this on another post) with each step being 200.00 of the totalThis is not all of the debt but is a good part of it but it needs to be got rid of as it is on top of a mortgage that is still quite big.I hope it goes well for everyone.Best wishesL x2 -
Hi everyone,
This is my first time doing this but I want to start clearing my debt. Would it be possible for me to be put down for £4640.40? My total is more like £35000 all on credit cards but if I could clear this credit card by Christmas 2025 I would be over the moon
look forward to being part of this journey xx3 -
update from me -
£2961.92/ £2971I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=11 -
Could I sign up for 2025 please? Looking to clear the remainder of my debt which is currently sat at £7113.8 across all my cards, loans, buy now pay later accounts etc.2
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Hello
Please can I rejoin (after 10+ years away from the challenge)
I am bring made redundant in May - it is a voluntary scheme and I absolutely can't wait to go, so I will be paying off any remaining debt from my redundancy payment, but I would like to pay £10k before the end of May.
I hope that is OK?32b3SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.631 -
Can you add me please to the 2025 challenge. I got a fair way through but still have a little way to go. I need to clear £5000 by next Christmas.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172
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