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Pay off all your debts by Christmas 2025!

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Comments

  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,827 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Catching up with the thread. Have been paying the direct debits monthly so another £2,100 has been paid off. A family wedding and a child starting uni have hindered additional payments but these were essential spends.

    New total 🟰 £2990 / £5000
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000     EF £140. Savings 2 £30.00. 17
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,827 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Congratulations MissPennysave - fabulous achievement 🥳
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000     EF £140. Savings 2 £30.00. 17
  • RedLipstick
    RedLipstick Posts: 136 Forumite
    100 Posts First Anniversary Name Dropper
    Well done @meachybee and @MissPennySave, amazing news!  <3 

    Mortgage: £173,700 Sep 22  £159,000 Sep 25

    MF Date: Sep 52 Mar 52


    2025 Challenges:

    EF #84 | MFW25 #51 | MFiT-T7 #5 | Pay off all your debts by Christmas 2025 #34

  • BlueJ94
    BlueJ94 Posts: 3,004 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Well done all so far! I'll update soon as I've been away in scotland 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

  • Blackberrycurved
    Blackberrycurved Posts: 416 Forumite
    Eighth Anniversary 100 Posts Photogenic Name Dropper
    Hello, I haven't been on this thread for a long time.
     I became debt free in 2021 after spending 3 or 4 years on this thread trying to clear everything, and I'm looking at everything today and seeing that I'm in debt again not massively. Originally, I paid off £18,500 but I'm almost 2k in the red again. Rising costs and my income not rising so much has got me here. But I just wanted to bob on and say that you are all doing fabulously but even when you're debt free that you have to keep one eye on this because sometimes non of this debt is your fault. I will be back in 2026 because I won't clear this before Christmas. It's a bit like losing weight we need to maintain. I don't how this has been going for the last few years but definitely all those tips on how to save money alongside  just posting numbers really helped me. Good luck
    Total debt £18,000 at the start of DFW Journey. 2018 14TH JULY 2021 DEBT FREE / 2026 trying to stay debt free
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