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Pay off all your debts by Christmas 2025!
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Morning everyone, payday again and this will be my last update as I am now DEBT FREE!!! I have just paid my final credit card balance of £1100!!!: (ps I just realised I never did my September update which was £1900, opps sorry)
#10 £15120.00 / £15120.00
MPS xI AM DEBT FREE!!!!!! (as at 24.10.25)
November 2022 - £46,626.96 / November 2025 - £0.00
Debt paid off - £46,626.96 (100%)
Completed Challenges:
#10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary3 -
Catching up with the thread. Have been paying the direct debits monthly so another £2,100 has been paid off. A family wedding and a child starting uni have hindered additional payments but these were essential spends.
New total 🟰 £2990 / £5000paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
Congratulations MissPennysave - fabulous achievement 🥳paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
Mortgage: £173,700 Sep 22 £159,000 Sep 25
MF Date: Sep 52 Mar 52
2025 Challenges:
EF #84 | MFW25 #51 | MFiT-T7 #5 | Pay off all your debts by Christmas 2025 #34
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