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Pay off all your debts by Christmas 2025!
Comments
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Is it too late to join? I have £3800 left to pay on a credit card from £4500 after getting married in September.
I have just done a balance transfer to a 0% CC so might go up slightly with the fee before I can start bringing it down.
Would love it gone by Xmas 25!3 -
janoid19 said:Is it too late to join? I have £3800 left to pay on a credit card from £4500 after getting married in September.
I have just done a balance transfer to a 0% CC so might go up slightly with the fee before I can start bringing it down.
Would love it gone by Xmas 25!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=11 -
BlueJ94 said:SillySillyGoose said:BlueJ94 said:anyone missing a number?
thank you x
Starting Total - £8586.09
Current Total - £7999.85
Paid to Date - £586.24 / 6.8%
Overpayments to Date - £462 -
#11 paid off £1300 balances now £3096.64/£4746.64
£1650 left to go for this years challenge.
Thank you4 -
#38 - unfortunately mine has gone up to £4229 but this extra will be paid off at payday!3
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Morning all, payday so I've added £1070 to my total so I am now:
#10 £6230 / £15120
MPS xNovember 2022 - £46,626.96 / May 2025 - £5,970.00
Debt paid off so far - £40,656.96 (87.19%)
Current Challenges:
#10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary3 -
Hello everyone, #7 £2,590 paid today. Total is now £3,986/£6,500. Hope to clear the balance next month.
Challenges
NSD August- 1/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £65,895 Target MF (Jun 26) 330 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
2 -
#7 additional £414 paid today, updated total is £4,400/£6,500
Challenges
NSD August- 1/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £65,895 Target MF (Jun 26) 330 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
2 -
Hello, is it too late to join this challenge for 2025?My debt has gone up again and I am determined to reduce it. It’s too depressing to put the full total right now but my aim is as follows:
AIM - to clear 4.5k of debt by end of Dec 2025.3 -
Another £800 paid today. Total is now £5,200/£6,500
Challenges
NSD August- 1/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £65,895 Target MF (Jun 26) 330 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
2
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