Pay off all your debts by Christmas 2025!

SillySillyGoose · 20 March at 6:00PM

Could I please join? With a target of £4000 which is nearly 50% of my debt? Some of that being 'paid' will actually hopefully be 'cleared' by negotiating settlements later in the year if thats ok to do? X

32b3in2013 · 20 March at 8:34PM

Good evening

I had another vented sale completed today, so made another payment to CC.

Total for number 25 now - £8866.77/£15,000.

Have a great weekend everyone

32b3

Rdpncp · 21 March at 10:27AM

Hi

#18 update
March payments £965
Year to date £2,895/£14,600

IrishRose12 · 22 March at 7:56PM

Thriftymissus said:

#33 Thriftymissus

Paid off £225 overnight, out of £7881 I have now paid off just over half, with £3935 remaining. There was £110 remaining on one account and that’s now closed. Regular direct debits are set up for the rest.

@ir@IrishRose12 there’s no tax on personal sellers selling things that are used items from home, it applies if you’re selling things you’ve bought to sell xx

Thanks Thriftymissus.

My problem is a lot of my stuff is still brand new with tags

I'm literally just trying to declutter all the stuff in the house that I don't use, or have never used and never will used. So although some of my items have been used, it's the New stuff I have more of and am worried about.

RedLipstick · 22 March at 9:15PM

Decided to throw extra money at the debt and paid off one of the CC cards. That's HMRC and CC1 out of the way. This one is 0% until July 26, with a high limit, so I'll keep it, just took it out for some bathroom reno expenses to help with my cash flow as it was a lot of money to spend all at once hence using a mix of savings and CC.
Now I'll hit the one on 0% until May 26. It's M&S and I sometimes use it for bigger shopping to get some points, so not really in a hurry to pay it off completely but want to at least get the balance down to under £1k, not long to go.
Glad I've joined, this thread is truly inspiring and giving me the needed kick.

#nonumber £5100/£8000 (64%)

32b3in2013 · 22 March at 10:09PM

Good evening

I hope everyone is having a good weekend

Another vinted sale has completed so I made another payment.

Total for number 25 now - £8883.77/£15,000.

Keep going everyone, we are near a quarter of the way through the year.

32b3