We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pay off all your debts by Christmas 2025!
Options
Comments
-
#8 £2449.33/£5500Debt | £224.10 / £471.90 M1 | £131.88 / £858.65 Mobile | £443.45 / £3,370.22 L1 | £383 / £6,460 CC2 | £26.25 / £0 M2 | £1,159.55 / £1,159.55 CC1 | £2,368.23 / £12,309.32 Total
Savings | £953.64 / £1,233 Other | £1,000 / £1,000 EF | £1,953.64 / £2,233 Total4 -
well done all. I've thrown the kitchen sink at it this last couple of weeks! now at:
#30 £2800 / £7400
lets keep goingPay Off Debts by Xmas 2025 debt £0/74004 -
#7 £1,396/£6500. Paid very little towards the debt this month due to childcare bills plus currency fluctuation, lost £1k due to rates this month😥 - the more reason to be debt free. Hope the US$ picks up soon.
Challenges
NSD August- 1/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £65,895 Target MF (Jun 26) 330 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
3 -
Afternoon all
paid some money off of a credit card this afternoon
Total for number 25 now - £8948.77/£15,000.
I will be back on Tuesday to update on payments made for April.
32b3
SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.634 -
All of my payments for this month have gone out, £274.98/£4000Starting Total - £8586.09
Current Total - £7999.85
Paid to Date - £586.24 / 6.8%
Overpayments to Date - £463 -
Hey all,Not sure of my number yet but I paid an additional £677 towards my debt.£3,388.68/£7,450.68£4,062.00 to go!Debt Free - 4th June 20253
-
#24 - £2087.04/£7113.80 takes my total debt to just over 5000. Was hoping to be under 5000 this month but I've had a couple of unexpected expenses that have cropped up. Still on track to clear it all by December!3
-
Afternoon
April payments made, so
Total for number 25 now - £10,711.77/£15,000.
I am now less than 2 months away from my redundancy.retirement date, so I will pay as much as possible until then.
Have a good week everyone
32b3SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.631 -
Hi all,
sorry not forgot about you lot, been manic with work and we went away for a week to Kent, I will update numbers etc shortly!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=16 -
I've found out that my job is highly at risk today. I'm so incredibly glad that I've put such focus into debt repayment and working extea hours over the past couple of years and should be debt free (not including mortgage) in a couple of months. Things will be hard, but I could take a drop in pay now, whereas before every single penny was spoken for.
Keep on keeping on people!About 35k March 24
<then many hours working, little sleep, much grumbling>
Now:
£13577 Jan 25
£11100 End Jan 257
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards