Starting Total - £8586.09
Current Total - £7999.85
Paid to Date - £586.24 / 6.8%
Overpayments to Date - £46
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Pay off all your debts by Christmas 2025!
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#24 - £2775.91/£7113.80 redone the budget to account for not being able to make a bigger dent last month but still on track to clear all the debt by Christmas.1
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VioletNewStart said:Hello, is it too late to join this challenge for 2025?My debt has gone up again and I am determined to reduce it. It’s too depressing to put the full total right now but my aim is as follows:
AIM - to clear 4.5k of debt by end of Dec 2025.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
BlueJ94 said:VioletNewStart said:Hello, is it too late to join this challenge for 2025?My debt has gone up again and I am determined to reduce it. It’s too depressing to put the full total right now but my aim is as follows:
AIM - to clear 4.5k of debt by end of Dec 2025.1 -
#8 - £3,762.96/£5,500.00Debt | £224.10 / £471.90 M1 | £131.88 / £858.65 Mobile | £443.45 / £3,370.22 L1 | £383 / £6,460 CC2 | £26.25 / £0 M2 | £1,159.55 / £1,159.55 CC1 | £2,368.23 / £12,309.32 Total
Savings | £953.64 / £1,233 Other | £1,000 / £1,000 EF | £1,953.64 / £2,233 Total3 -
Good evening,
All May payments have now been made, so total for No.25 is £12554.75/£15,000
This is the month I am taking voluntary redundancy, so all of my debts will be paid off at the end of this month and I will be debt free for the first time in years.
I will come back at the beginning of June to confirm how much paid off in total if I can actually write it down.
Keep going everyone, so great repayments being made.
Best wishes
32b3SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.632 -
#37 checking in, £311.25 paid taking me to £586.24/£40001
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I'm now at £5000 from £16000. I've spent far too much over the last month so need to stop now before I undo all the work of this year. Still I've come a long way.
My debt figure isn't ever exact as I pay every penny onto the credit cards each month, then use the credit cards for essential spending through the month.About 35k March 24
<then many hours working, little sleep, much grumbling>
Now:
£13577 Jan 25
£11100 End Jan 252 -
Afternoon all, another payday has arrived, so £1440 added to my total, so I am now:
#10 £7670.00 / £15120.00
MPS xNovember 2022 - £46,626.96 / May 2025 - £5,970.00
Debt paid off so far - £40,656.96 (87.19%)
Current Challenges:
#10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary1 -
I've hit the £1000 mark of clearing my debt! Took a while, but I've finnaly got there. Still £2000 to go, but I'm happy with what I've managed to achieve so far. It has been a tough year so far and still a long way to go with obstacles in the way, but hopefully I can make it!
#13 £1000/£3000
Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%1 -
OMG, I have just realised I will be able to join this for next year, started Sept 24 with £30,000 worth of debt, now down to £14000, I should be down to 8000/ 9000 by the New Year, I am taking a month off over Christmas just to have some nice food . Can't wait to join the 2026 group!Sept 24 : £32000
May 25 : £14000
June 25 : £13000
July 25 : £120005
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