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Pay off all your debts by Christmas 2025!
Comments
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Hoping its not too late to join! It's been a while since I was on the forums and me and my husband have set ourselves some big targets!
The first is to clear credit card #1 by Christmas. As of the weekend it was at £5,325.97, the regular payment went out yesterday and I took some old blu-rays/games to CEX this morning to get £31.40 which I rounded up to £35 and put straight on the card.
New total for 8/7 is £5,020.97.
EDIT: Notification from paypal that I had funds I forgot about! £15 and straight off the card. New total £5,005.97 / £5,325.972 -
Hey all,
I paid off all my debt last month!!!!
Now to tackle the mortgage.Debt Free - 4th June 20253 -
Evening all! I promise I haven't forgotten about you all, I will 10000% update ASAP. Welcome all new faces!
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=10 -
#24 - £4745.46/£7113.80 less than 2.4k to go now! And the largets debt is now the interest free payment on my sofa. Hoping to get my interest charging loan paid off next month, leaving nothing but the interest free debt to pay off before xmas.
3 -
Morning all, a bit late updating this month but another £1200 added to my total so I am now:
#10 £10350.00 / £15120.00
MPS x
(Edit I just realised I missed a £480 payment along the way, so I have updated above)November 2022 - £46,626.96 / September 2025 - £3,000.00
Debt paid off so far - £43,626.96 (93.56%)
Current Challenges:
#10 DFBXMAS25 £12120.00 / £15120.00 (80.15% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary3 -
Morning, payday again and another £1770 added to my total so I am now:
#10 £12120.00 / £15120.00
MPS xNovember 2022 - £46,626.96 / September 2025 - £3,000.00
Debt paid off so far - £43,626.96 (93.56%)
Current Challenges:
#10 DFBXMAS25 £12120.00 / £15120.00 (80.15% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary1 -
#38 £2195 / £5195
Only £3000 left and I'll be under £3000 in just over a week when I get paid!3 -
Im sooo sorry for not updating this forum as much as I should be, I'm so busy with work at the moment.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=10 -
So I plan on trying to update here and there throughout this week, does anyone want the last couple of months figures or figures from September until Christmas?I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=11 -
#24 - £5473.73/£7113.80 didn't manage to clear my loan this month but on track to clear it next month. I can then concentrate on the interest free payments till it's all gone.3
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