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Pay off all your debts by Christmas 2025!
Comments
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#38
Bit of money in so down to £3913 from £4229
1 -
#7 Phew, last £1,300 paid today. £6,500/£6,500 - hope to stay this way and not go back to our old ways. We are now going to be throwing everything at the mortgage.
Challenges
NSD - January - 8/10
1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
4 -
sorry im still around just hetic with work, most nights im in bed by 8.30 latest, ive gone from doing less than 3k steps a day to averaging between 18k-21k I will update asap!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10001 -
#24 - £3470.24/£7113.80 almost half way there!1
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I just paid off all my debt!!!
Debt Free - 4th June 20255 -
Good afternoon
After taking voluntary redundancy alongside retiring at the end of May I am now completely debt free. I will stay in the group to follow all the successes.
Best wishes
32b3SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.638 -
Evening all, just a quick update tomorrow ill sit down and update totals figures and numbers for you all. I've come down with a cold now too but need to keep it updated. Maybe I'll make a spreadsheet!
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10004 -
Please is it ok still to join?1
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Morning all, payday today so another £1000 added to my total so I am now:
#10 £8670.00 / £15120.00
MPS x
I AM DEBT FREE!!!!!! (as at 24.10.25)
November 2022 - £46,626.96 / November 2025 - £0.00
Debt paid off - £46,626.96 (100%)
Completed Challenges:
#10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary1 -
#24 - £4117.61/£7113.80 I put a little extra in this month to get the remaining to pay off under 3k which is starting to feel very achievable.2
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