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Pay off all your debts by Christmas 2025!

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Comments

  • Combenew
    Combenew Posts: 53 Forumite
    Third Anniversary 10 Posts Name Dropper
    Checking in with my first payment of the year. I'm throwing everything at this debt as I'm sick of it now.

    #1 619.85/4494.95 
    16% gone
  • Pauper1
    Pauper1 Posts: 574 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Please can I join? I've just set a goal of 50% of my debt for the year. So £5672.45 for me please
    Make £2025 in 2025 #18 - £569.66/£2025
    1p savings challenge #32 £24.85/£667.95

    March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC

    Total debts Jan 1st £11706.68 😭
    Jan 29th £11354.92
    Mar 1st £11015.30
  • lilian1977
    lilian1977 Posts: 5,188 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #4 £114.28/£6,087.25

    Balance now £5,972.97. Payments are a combination of Curious Cat, Ebay and monthly PayPal Credit payment.
    My debt free diary
  • MissPennySave
    MissPennySave Posts: 440 Forumite
    Third Anniversary 100 Posts Debt-free and Proud! Name Dropper
    Happy New year all, could I please change my target to £15120, I am #10.

    thank you
    MPS x
    I AM DEBT FREE!!!!!!  (as at 24.10.25)

    November 2022 - £46,626.96 / November 2025 - £0.00
    Debt paid off - £46,626.96 (100%)

    Completed Challenges:
    #10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • overhauler
    overhauler Posts: 86 Forumite
    Second Anniversary 10 Posts Name Dropper
    edited 1 January 2025 at 2:25PM
    Happy new year everyone

    #9 179.21/2254

    first payments of the year made today 

    Starting debt total £5120.21
    Current debt total £3560.81


  • SerenitySeven
    SerenitySeven Posts: 43 Forumite
    10 Posts Photogenic Name Dropper
    @BlueJ94 - Can I please increase my target to £18490.03 which is the total of all of my debt. 


    PAD target  #1 - ASDA CC - £2057.30  £1926.98 - 
  • Pinkpieuni
    Pinkpieuni Posts: 217 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Happy new year.

    #7 £602/6500 paid today. Balance is now £5,898. Such a relief the high interest amount is gone. What is remaining is 0%.

    Thanks,PPU

    Challenges

    NSD - January  - 8/10

    1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • dreamingofmoney
    dreamingofmoney Posts: 432 Forumite
    Part of the Furniture 100 Posts
    Hi. Could I please have a number. I would like to reduce my debt by £10000 please if ok.
    Thanks
    Dreamer
    Jan 2025 £26561.43/£0. I want to clear £9000 this year (2025)
  • overhauler
    overhauler Posts: 86 Forumite
    Second Anniversary 10 Posts Name Dropper
    edited 2 January 2025 at 12:19PM
    Final scheduled payments for debt went out today for the month as most are set to pay on the 1st 

    #9 £191.71/£2254

    to meet my target I need to pay a minimum of £188 per month so it’s nice to have achieved that by the 2nd. Payments will slow now as I have my MOT at the end of the month so not going to overpay until I know whether I’m going to need to pay for any work done on the car 

    Starting debt total £5120.21
    Current debt total £3560.81


  • BlueJ94
    BlueJ94 Posts: 3,134 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    added new numbers and updated totals for all :smiley:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
★ ★ ★ Meet your Ambassadors

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