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Pay off all your debts by Christmas 2025!

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Comments

  • st182
    st182 Posts: 164 Forumite
    Sixth Anniversary 100 Posts Photogenic
    well done so far all  B)

    please can I be added? I aim to pay off three of our six credit cards this year. I managed to be cc debt free by end of 2020 but many life / circumstance changes have got in the way! time to focus back on it. I have already paid off £700 in a splurge at the start of the year, however my aim for the rest of the year is a further:

    #? £0/£7400

    by xmas day 2025.

    thanks all- we can do it!  >:)
    Pay Off Debts by Xmas 2025 debt £0/7400
  • BrotherUuurgh
    BrotherUuurgh Posts: 125 Forumite
    100 Posts Name Dropper
    I now know where I am with the car, so have been able to make an overpayment today.

    New total:
    #5 £1,009.15/12,883.76
    Debt @ LBM 01/11/24 - £14,161.59
    Debt current - £10,845.80

    "When it's good, it's fun. When it's bad, it's funny". Trying to take things one step at a time.

  • SuperSavingD
    SuperSavingD Posts: 586 Forumite
    Fifth Anniversary 500 Posts Name Dropper

    Hi

    I need to update my total to include some additional debt, new total is £4746.64.  Made a start today.  Thank you ☺️.

    #11 £238.43/£4746.64


  • SuperSavingD
    SuperSavingD Posts: 586 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    #11 Made another payment of £257.20.

    Total now £495.63/£4746.64.
  • 32b3in2013
    32b3in2013 Posts: 2,473 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 20 January at 5:22PM
    Good evening everyone

    another £865 paid off today - clearing my Paypal Credit balance

    Total now for  Number 25 - £2901.73/£10,000.

    Well done to everyone who has made a start and is focussed in reducing debt in 2025.

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • hhcaffers
    hhcaffers Posts: 4 Newbie
    Part of the Furniture First Post Combo Breaker
    Hi everyone,

    Number 6 here. £1800 paid, still a journey to go!

    good luck everyone!

    #6 1800/9000
  • BlueJ94
    BlueJ94 Posts: 3,040 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Will update all in a bit 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

  • Combenew
    Combenew Posts: 53 Forumite
    Third Anniversary 10 Posts Name Dropper
    Updating for my January totals

    #1 £934.72/£4495. 21% gone
  • MissPennySave
    MissPennySave Posts: 440 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    Morning all, payday today so £1100 added towards my target, I am now:

    #10 £2100 / £15120

    MPS.x
    I AM DEBT FREE!!!!!!  (as at 24.10.25)

    November 2022 - £46,626.96 / November 2025 - £0.00
    Debt paid off - £46,626.96 (100%)

    Completed Challenges:
    #10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
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