Pay off all your debts by Christmas 2025!

Pinkpieuni

Hello everyone,

#7 £504 paid today 
total is now £1106/6500
 

Pauper1

#27 please can my target be updated as I miscalculated the total debt, so 50% will actually be £5853.34

I've paid off  £351.76 in the first 4 weeks. To hit my target it needed to be £100 more than that, so I need to up my game!

Charlie_21

#8 £725.67 / £5500 so far

st182

£50 more off CC1:

#30 - £75 / £7400

keep it going folks!

Bluefeathers32

#20- £93/£3500
Disappointing not to be able to pay more off this month but transferred part of my debt to a credit card with no interest for 29months so I can concentrate on the larger high interest loan repayment and get that paid off quickly. 

BrotherUuurgh

Me again, I'll update my totals by next week as I've recently streamlined my payment dates. I've refinanced my only two interest bearing accounts into one, as I was offered a loan with a lower interest rate. Works out that I will be DF a month sooner with the same level of monthly overpayments.

Please could you update #5 to £1009.15/£12,934.78 which is the total I've paid since entering the challenge, and the new total outstanding as of today.

Thanks blue  

Less_Talk_and_More_Action

Hi all
Another 1613.00 off my debt so current position is:

#22  2713/20000

Many thanks 

32b3in2013

Good evening

What a lovely day its been today

Monthly debt payments made since Friday

Total for  Number 25 now - £4704.61/£10,000.

I have some more sales awaiting payment on Vinted, so I will make another payment when the money is released.  Aim this month is to clear my Next online account. 

Have a good week everyone.

32b3

Thriftymissus

Hello, I'd like to join please.

I have paid £1526/£7128 (21.4%) in January and the start of February. I am paying a fair bit by direct debit each month and these payments are due to finish in February next year, but I would like to get ahead of this and finish a couple of months early. So I have been transferring random sums when I can. My debts are to the taxman and a 0% credit card after transferring a balance from Amex.

In December 2023 I owed around £4,000 to Amex and just over £19,000 to HMRC. Writing this down here makes me think 'crikey, I've done well' and I am grateful for this thread to help me get rid of the rest...thank you. 

I am being extra frugal/thrifty to help me do this and am building savings at the same time, I am mindful my savings will bring me interest and there is none on any of my debt but the emotional toll of facing this debt has been pretty dreadful so am continuing at an optimistic pace. The biggest thing I need to do is increase my erratic earnings.

Wishing everyone all the very best in getting to where they need to be, and to being inspired on here as well x 

Honeysucklelou2

Direct debits came out today so £240 paid off making a new total of 

# 26 £590/£5000.