We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay off all your debts by Christmas 2025!

Options
1…78101213…25

Comments

  • peacocking
    peacocking Posts: 27 Forumite
    Fourth Anniversary 10 Posts Name Dropper Photogenic
    4900/1600 as of today. Should be another good drop next month, but after that it may slow down. 
    About 35k March 24

    <then many hours working, little sleep, much grumbling>

    Now:

    £13577 Jan 25
    £11100 End Jan 25
  • SuperSavingD
    SuperSavingD Posts: 569 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    #11 Paid another £412 today taking my total to £907.63/£4746.64.

    Thank you
  • RandomOne
    RandomOne Posts: 126 Forumite
    Ninth Anniversary 100 Posts Photogenic Name Dropper
    Good morning, can i join in please?

    My total debt is £9540 and i want to have this paid off my the end of the year. It's a very lofty goal for me, but i want to try my best to achieve it, as my income will decrease in December. 
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy Saturday everyone.

    Another payment made today.  

    Total for Number 25 now - £3071.73/£10,000.

    Have a good weekend.

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • chasingthedream2025
    chasingthedream2025 Posts: 3 Newbie
    First Post
    Hi everyone, 

    number 21 here. Paid £200 this morning. Not the start I wanted but it’s £100 extra Iv managed to get :) 

    200/4640.40

    Good luck everyone xx 
  • st182
    st182 Posts: 164 Forumite
    Sixth Anniversary 100 Posts Photogenic
    First payment made, £25 off cc1:

    #30 - £25 / £7400

    keep up the good work all  :)
    Pay Off Debts by Xmas 2025 debt £0/7400
  • Charlie_21
    Charlie_21 Posts: 123 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    #8 = £453.86/£5500
    Debt | £224.10 / £471.90 M1 | £131.88 / £858.65 Mobile | £443.45 / £3,370.22 L1 | £383 / £6,460 CC2 | £26.25 / £0 M2 | £1,159.55 / £1,159.55 CC1 | £2,368.23 / £12,309.32 Total

    Savings | £953.64 / £1,233 Other | £1,000 / £1,000 EF | £1,953.64 / £2,233 Total
  • Rdpncp
    Rdpncp Posts: 47 Forumite
    Sixth Anniversary 10 Posts Name Dropper Photogenic
    edited 27 January at 9:29AM
    Hi All,

    #18 update, last payment of month on loan £321 paid taking me to

    #18 £965/£14,600 for January 2025 and same year to date total
    LBM 02/01/2021 (£52,000) + (£27,000 2023 home repairs)
    Now 03/06/2025 (£17,545)
    77% of debt cleared

    HSBC Mortgage = £46,421 (4.69% 111 repayments to go)
    HSBC loan = £2,745 (5.3% APR) £302/mth (9 repayments to go)
    Admiral loan = £14,800 (2.7% APR) £321/mth (46 repayments to go)

    Regular Saver = £900/1200
    Emergency Fund = £1,015/2500

  • Golden_Goose_The
    Golden_Goose_The Posts: 20 Forumite
    Third Anniversary 10 Posts
    Hello, I would like to join please! 

    Carrying over what I have already paid for motivation! 

    £3973.42/ £19,800 (20% paid)

    Monthly Totals

    August 2024 starting total £19,800
    January 2025 starting total- £15826.58

    Santander Personal Loan- £6946.73/ £13,000 
    M&S Personal Loan - £279.00/ £3069
    Santander CC - £7558.87/8050
    Barclaycard CC-  £1,162
  • lilian1977
    lilian1977 Posts: 5,157 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #4

    I haven't updated for a long time, but I have just made my monthly payments and my total debt is now £5314.34 
    My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |

    Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture