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Pay off all your debts by Christmas 2025!

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Comments

  • peacocking
    peacocking Posts: 29 Forumite
    Fifth Anniversary 10 Posts Name Dropper Photogenic
    4900/1600 as of today. Should be another good drop next month, but after that it may slow down. 
    About 35k March 24

    <then many hours working, little sleep, much grumbling>

    Now:

    £13577 Jan 25
    £9500 Dec 25
  • SuperSavingD
    SuperSavingD Posts: 699 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    #11 Paid another £412 today taking my total to £907.63/£4746.64.

    Thank you
  • RandomOne
    RandomOne Posts: 130 Forumite
    Ninth Anniversary 100 Posts Photogenic Name Dropper
    Good morning, can i join in please?

    My total debt is £9540 and i want to have this paid off my the end of the year. It's a very lofty goal for me, but i want to try my best to achieve it, as my income will decrease in December. 
  • 32b3in2013
    32b3in2013 Posts: 2,479 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy Saturday everyone.

    Another payment made today.  

    Total for Number 25 now - £3071.73/£10,000.

    Have a good weekend.

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • chasingthedream2025
    chasingthedream2025 Posts: 3 Newbie
    First Post
    Hi everyone, 

    number 21 here. Paid £200 this morning. Not the start I wanted but it’s £100 extra Iv managed to get :) 

    200/4640.40

    Good luck everyone xx 
  • st182
    st182 Posts: 248 Forumite
    Seventh Anniversary 100 Posts Photogenic
    First payment made, £25 off cc1:

    #30 - £25 / £7400

    keep up the good work all  :)
    Pay Off Debts by Xmas 2026; £0 / £6201.56
  • Charlie_21
    Charlie_21 Posts: 127 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    #8 = £453.86/£5500
    Debt | £177.38 / £2,217.25 L1 | £2,149.03 / £2,149.03 CC1 | £0 / £6,004.07 CC2 | £791.64 / £21,368.80 M | £3,118.05 / £31,739.15 Total

    Savings | £0 / £1,000 EF | £1,892.41 / £2,375 Other | £1,892.41 / £2,375 Total
  • Rdpncp
    Rdpncp Posts: 49 Forumite
    Seventh Anniversary 10 Posts Name Dropper Photogenic
    edited 27 January 2025 at 9:29AM
    Hi All,

    #18 update, last payment of month on loan £321 paid taking me to

    #18 £965/£14,600 for January 2025 and same year to date total
    LBM 02/01/2021 (£52,000) + (£27,000 2023 home repairs)
    Now 27/03/2026 (£12,553)
    85% of debt cleared

    HSBC Mortgage = £41,902 (4.69% 102 repayments to go)
    Admiral loan = £12,553 (2.7% APR) £321/mth (39 repayments to go)
    All other debts cleared

    Emergency Fund = £2000/2000

    New front door fund = £1000/1000
    New bathroom fund = £0/£2500
    New windows fund = £0/7000
    Living room refurb fund £150/800
    Front garden refurb fund = £100/600
    Total refurb funds = £1250/11,900

  • Golden_Goose_The
    Golden_Goose_The Posts: 20 Forumite
    Third Anniversary 10 Posts
    Hello, I would like to join please! 

    Carrying over what I have already paid for motivation! 

    £3973.42/ £19,800 (20% paid)

    Monthly Totals

    August 2024 starting total £19,800
    January 2025 starting total- £15826.58

    Santander Personal Loan- £6946.73/ £13,000 
    M&S Personal Loan - £279.00/ £3069
    Santander CC - £7558.87/8050
    Barclaycard CC-  £1,162
  • lilian1977
    lilian1977 Posts: 5,188 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #4

    I haven't updated for a long time, but I have just made my monthly payments and my total debt is now £5314.34 
    My debt free diary
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