Pay off all your debts by Christmas 2025!

BlueJ94

Welcome to Pay ALL Your Debt Off By Xmas 2025

Firstly I would like to welcome all new and existing members from last years thread (New numbers will be allocated for 2025). Thank you for last year! 

Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic! 
So, if you think you can pay off all your debts by the end of the year or have a goal to pay off a certain amount then please join in!  You do not need to pay off that target, but having a target to aim for is a good thing!  Whatever you manage to pay is a plus!

This challenge runs until 25th December 2025 - PLEASE DECLARE YOUR FINAL TOTALS BY THIS DATE

To help me run this thread easily, could you please all post your challenge number - Payments/Targets for example

#6 - £1000/£5000 

Posting any other way may result in your amounts not being updated or updated incorrectly. 
I will aim to update at least weekly. GOOD LUCK TO ALL!

Monthly Totals

January  - £26,986.04
February - 
March - 
April - 
May - 
June - 
July - 
August - 
September -
October - 
November - 
December -

Members who are joining the challenge;

1 - @Combenew = £3587/£4494.95
2 - @NeverendingDMP = £47/£4700
3 - @Nintud - 0/£25000
4 - @lilian1977 £772.91/£6,087.25
5 - @BrotherUuurgh £1744.15/£12,934.78
6 - @hhcaffers £1800/£9000
7 - @Pinkpieuni £1106/£6500
8 - @Charlie_21 £725.67/£5500
9 - @overhauler £191.71/£2254
10- @MissPennySave £2100/£15120
11- @SuperSavingD£907.63/£4746.64
12 - @peacocking ££4900/£16000
13 - @IrishRose12 £511.83/£3000
14 - @SerenitySeven £751.82/£18490.03
15 - @cydney65 0/£6949
16 - @CoffeeSonata £0/3000
17 - @felicityBD15 £0/£15000
18 - @Rdpncp £965/£14,600
19 - @BlueJ94£609.74/£2971
20 - @Bluefeathers32 £93/£3500
21 - @chasingthedream2025 £200/£4640.40
22 - @Less_Talk_and_More_Action £2713/£20000
23 - @chasingthedream2025 £0/£4640.40
24 - @meachybee £287.48/£7113.80
25 - @32b3in2013 £4972.88/£10000
26 - @Honeysucklelou2 £590£5000
27 - @Pauper1 £351.76/£5853.34
28 - @dreamingofmoney £0/£10000
29 - @prebb£915.43/6303.54
30 - @st182 £75/£7400
31 - @RandomOne £0/£9540
32 - @Golden_Goose_The £3793.42/£19800
33 - @Thriftymissus£1526/£7128

Combenew

Please can I join? 2025 will be my debt free year!

0/£4494.95

BlueJ94

Combenew said:

Please can I join? 2025 will be my debt free year!

0/£4494.95

yes! Welcome along, you're number 1

NeverendingDMP

Hello everyone. My total debt in my name is 4755. This year I'm gonna brave it and put the whole total as my target. Please can you put me down for 4700 and a 1% of £47. (Off to pay a bit off so it can be easier maths). I don't think I'll hit zero by next Christmas but it's worth a try. Household debt is higher but DH spending more than he pays off so I'm focusing on mine for now. 

Nintud

I’m up for the challenge. I won’t be able to pay off all my debt so a challenge target of £25000 for me please. This will include payments to (but not interest) to secured and unsecured debt. 

lilian1977

Please can I join? I need to clear £6,113.26 and fully intend to do this by the end of next year.

Edit: just worked out that it's £16.75 per day, roughly £500 a month, which sounds scary! Especially as I really don't have anything left to sell! I will get there though.

BrotherUuurgh

I'd love to join this one. I have £12,883.76 remaining to clear (started a couple months ago at £14,161.59). I think it's doable and even more so with a bit more motivation  

Thank you!

hhcaffers

This sounds like a great challenge, count me in please:

0 / 9000

many thanks 

Pinkpieuni

Can I join please? I intend to clear £6,500.

Charlie_21

I'd like to join please. £0/£5,500 and will include my monthly payments. 

BlueJ94

Welcome along all! Will update targets and numbers later this evening for you all!