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Dazzling December's No-Spend Days Challenge!
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Up to 8 NSDs
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £400 / £2,4001 -
12/24 for me today please - I'm hoping to keep the run until Monday when I'm doing the solstice shopping 🤞DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
One today please. 7/12
"Make Everyday Count"1 -
@KajiKita yay for the new job!KajiKita said:One yesterday and will be today. Working again means that I am both earning and too tired to spend! 😉😂
KK
@QueenJess sorry to hear that DD is still poorly, hope she feels better soon xxQueenJess said:Declaring a NSD early today - another day nursing DD, so no time to spend.
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hi @lilian1977
and welcome
to our lovely thread! I've added you to the list, best of luck with the challenge!
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December NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 15beanielou 11/19
BestnamesRgone 8/15
Caeraugirl 5/15
cathybird 9/15
Doris17 7/12
HotDog2020 7/10
Janeryan 3/10
KajiKita 11/15
laura lau 7/15
laurenh1 7/15
leftatthetrafficlights 12/24
lilian1977 7LittleMissDetermined 7/16
Makingabobor2 4/15Nintud 1/15
QueenJess 6/15
RupacompSecondStar 8/15
short bird 6/18
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
0
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number 4 for me today. I seem to have slowed down after my good start. But should be able to catch upMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 753
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Finally, I can report 1/15 😁MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
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What matters is how we live and love and how we spend our dash. (L Ellis)1
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